Early Retirement Extreme Forums (est. 2010)

Amen.

jacob wrote: ↑

Thu Jan 10, 2019 8:52 am

That's one of the benefits of having many other people using the exact same system as you do.

That's exactly what I want and why I am neglecting some other initially better priced options. I will go for something very simple, probably celeron with 8gb + ssd hd. Thank you both for the info.

My laptop has passed away and I am looking for a replacement. A year ago I looked up the Raspberry Pi but I don't think I can live without a full linux distro. I don't think I want another laptop and I was thinking in getting a mini PC. Intel mini pcs seems to have good support, right?. I like its c...

First I’d get the part number and do a google search. #xyz not getting cold. Sometimes a specific model has an issue... It happened to me a year ago. I googled it and found out that it was a very common failure in that model (mine was 10 years old) after the electrical mains went down. I got two ca...

You probably know, but good holds are the most expensive part of a homemade wall. I would go for the hangboard or a small campus board.

Yesterday I found 5 cents (€) on the floor. I put it in our "free dinner" can. My girlfriend and I have found 15,61€ this year. Let's see where it get us at the end of the year.

Does anybody do something like this?

If you plan it well, you should be able to keep your backpacks less than 30lbs/14kg. If you plan it well, you should be able to keep your backpacks below 8 kgs. If you plan to stay longer in Spain/Europe than your time in the camino. Get a locker somewhere for the stuff you will not need during the...

I have done it. The "camino" is a great experience, although some parts could be boring (especially from Burgos to Leon). The season you have chosen is great to do it because the weather should be nice and the crowd doing it in summer is gone. Just pack lightly (very), leave the "just-in-case"-s at ...

100

I wasn't expecting less. I guess that in midsized eu cities it must be difficult to score below that.

jacob wrote:Land, commodities, food, non-listed businesses, stuff where the main input is skilled labor (guns, precision tools).

I completely agree with this. The timing is the main problem, i.e. when should we start acting because this is a paradigm change...

I think that, for you americans, the market basket is this one http://www.bls.gov/news.release/cpi.t01.htm

If fact, you could build your own index using your expending for the last years (if you track it).

I've considered inflation indexed annuities because of the international variability in stock/bond portfolio safe withdrawal rates. However I can't even find an annuity quote that goes below the age of 50. The next best thing would be a portfolio of inflation adjusted government bonds at the longes...

What's your tax situation? Spanish resident, expat, some weird combo? The reason I ask is that many counties take a very protectionist stance on the taxation of foreign investments. Pre-tax returns on a world index may look great, and target a larger market for books sales, but try to get an idea o...

Perhaps rather than looking at research published in the US by US-based authors, explore research materials written by/for people in similar circumstances to those you are in. I have revised the literature and found nothing that wasnt a translation of the typical ideas and examples based on the ame...

The weigth of the US market in such global portafolio is still around 41%. Is that adequate for a non american investor? I would be mainly invested in an economy I don't live in, in a currency I dont use... It is clearly the simplest option and one I look up to, but I was looking forward your opinio...

What is your specific problem with the US-centricity? (I made a word...) Whenever you read the word Total Stock market think: US stocks and consider the idea of foreign stocks to be anything isn't the US. My question is: The exposure to the US market should be same for us and for an american? Besid...

We are trying to figure out the structure of our portfolio and, since I started researching the options, I have found that all the literature is very (too) US centered and I wonder to what point it can apply to us. I am looking for a "simple" not very dynamic portfolio. Of course, the idea of perman...

I waste way too much time on the traditional social networks. I'm hoping that if I become active in this community it will encourage me to devote even more time to things I care about (ERE) and less to things I don't (which Vegas hotel my cousin is staying at for her girl's weekend.) I myself have ...

Work through them by hand (never use software!) and pay attention to what the worksheets do to see how you end up with the various numbers, e.g. "if line 27 is over $40000, skip lines 28-30, and transfer number to line 31". 1040 is basically one big algo with if then statements contingent on what n...

(3) a government program like Medicaid/Medicare (this is essentially the old system, but you are required to go bankrupt before you qualify). This is the most unfair option but still applied oll over in terms of qualifying for aid. So people can make "millions", waste them rubbing them on your face...