Search found 75 matches

by Demosthenes
Sun Jul 08, 2018 7:39 am
Forum: Politics, and other eternal disagreements
Topic: in which brute says things about libertarianism
Replies: 330
Views: 29083

Re: in which brute says things about libertarianism

I believe a recent RPF episode argued that capitalism CAN solve environmental problems because people can vote with their dollars. If people care about the earth, they will find a way to pay someone to do something about it. Same with people and surplus. I suppose one mild instance of this in action...
by Demosthenes
Fri Jul 06, 2018 9:06 pm
Forum: ERE Journals
Topic: Benjamin Klarman journal
Replies: 12
Views: 1577

Re: Benjamin Klarman journal

Thanks for sharing your thoughts Benjamin. I would be interested to hear a little bit about your portfolio. It sounds like you have put a lot of thought into it. How much of it do you change from a year to year basis? Would you consider yourself a day trader?
by Demosthenes
Fri Jul 06, 2018 8:43 pm
Forum: ERE Journals
Topic: Demosthenes Journal Take 2
Replies: 17
Views: 2326

Re: Demosthenes Journal Take 2

Phew, that first month off sure went fast. It's amazing how fast time goes by when you aren't looking at the clock every 10 seconds at your boring office job. I didn't get much done at home up until the last week or so when I decided to get my ass in gear. I quit my youtube habit (for the 3rd time) ...
by Demosthenes
Sat Jun 30, 2018 9:02 pm
Forum: Skills & Tools Questions
Topic: Turning a bike repair hobby into a full time business
Replies: 6
Views: 1239

Re: Turning a bike repair hobby into a full time business

@DutchGirl Interesting insight. For the most part bike shops are scattered fairly randomly throughout the city I live in. Most of my customers need 2-3 bikes tuned up so it makes more sense for me to go to them. The logistics of putting 3 bikes in the car to get to the shop doesn't always work... I ...
by Demosthenes
Fri Jun 29, 2018 7:03 pm
Forum: Skills & Tools Questions
Topic: Turning a bike repair hobby into a full time business
Replies: 6
Views: 1239

Turning a bike repair hobby into a full time business

There has been lots of talk on the forums about making some side income by fixing up bikes. About a year ago, I decided to make a go of it. I set up a Facebook page advertising mobile mechanical service for any job. From June 2017 to April 2018 I gave away lots of free repairs in return for reviews ...
by Demosthenes
Sat Jun 02, 2018 2:42 pm
Forum: ERE Journals
Topic: Demosthenes Journal Take 2
Replies: 17
Views: 2326

Re: Demosthenes Journal Take 2

Freedom! My last day was Thursday. The Stockholm syndrome was nearly kicking in. Some of my co-workers didn't agree/understand that I was staying home with the kid. Others were just smiling and nodding. Some part of me during the last week was thinking "wow they are right, what am I giving up here"....
by Demosthenes
Mon May 28, 2018 1:54 pm
Forum: ERE Community
Topic: Montreal Meetup - September 15
Replies: 37
Views: 9356

Re: Montreal Meetup - September 15

@Colibri if you're coming to Ottawa we should do a quick get-together. I live right by the airport. It sounds like you need to waste a bit of time in Ottawa anyway.
by Demosthenes
Fri May 11, 2018 8:01 pm
Forum: Lifestyle Questions
Topic: Incompatibility between drinking and ERE
Replies: 26
Views: 2695

Re: Incompatibility between drinking and ERE

$245 per year, super cheap, definitely ere. I'm sure it's possible to brew in a cheaper manner than my first attempts in 2015. There's definitely a learning curve though and many of my first batches were dumpers. I think the reason I'm getting so much push back here is the same reason why I stuck i...
by Demosthenes
Fri May 11, 2018 1:37 pm
Forum: Lifestyle Questions
Topic: Incompatibility between drinking and ERE
Replies: 26
Views: 2695

Re: Incompatibility between drinking and ERE

@seppia I used to drink about 10 beers a week or 43 beers a month. If you divide it out it's about $2 per beer. That's pretty cheap for micro brew quality beer in canada. @DSKla You certainly can brew some pretty cheap beers if you are cost conscious, but there's a fair amount of opportunity cost in...
by Demosthenes
Fri May 11, 2018 12:53 pm
Forum: Lifestyle Questions
Topic: Incompatibility between drinking and ERE
Replies: 26
Views: 2695

Re: Incompatibility between drinking and ERE

@2birds1stone That's quite impressive! I've been away from the drinking social circles for years now so I suppose I've forgotten how groups like these can fit into your web of goals. I have a hard time justifying any entertainment budget for my own life as I've identified that it gives me very littl...
by Demosthenes
Fri May 11, 2018 10:56 am
Forum: Lifestyle Questions
Topic: Incompatibility between drinking and ERE
Replies: 26
Views: 2695

Re: Incompatibility between drinking and ERE

I suppose I should have stressed that I'm primarily speaking about the Extreme side of ERE. Lots of people on here can retire early and still imbibe on occasion, or even often. It's another beast entirely to ERE within a handful of years while also including drinking as part of your plan. I totally ...
by Demosthenes
Fri May 11, 2018 9:47 am
Forum: Lifestyle Questions
Topic: Incompatibility between drinking and ERE
Replies: 26
Views: 2695

Re: Incompatibility between drinking and ERE

@ffj I used to drink a beer a day and a couple on the weekends, but I quit a couple weeks ago. @theanimal Selling your alcohol is prohibited in many places, so it is difficult to turn the hobby into something that is zero cost/profitable. I considered the possibility of selling wort (unfermented bee...
by Demosthenes
Fri May 11, 2018 9:01 am
Forum: Lifestyle Questions
Topic: Incompatibility between drinking and ERE
Replies: 26
Views: 2695

Re: Incompatibility between drinking and ERE

Consider however the web of goals concept. How would drinking benefit your web of goals? You could argue that drinking increases sociability with your friends. It's difficult to place this "get drunk with your friends" on your web of goals though.
by Demosthenes
Fri May 11, 2018 8:25 am
Forum: Lifestyle Questions
Topic: Incompatibility between drinking and ERE
Replies: 26
Views: 2695

Incompatibility between drinking and ERE

I've been a beer home brewer for 4 years, and on here since 2015. For some reason it never hit me as to how much drinking affects your finances even if you brew your drinks yourself. I'll break down my homebrewing expenses over time: 2015: Equipment: $970 Ingredients: $1199 2016 (January to March): ...
by Demosthenes
Thu May 10, 2018 12:57 pm
Forum: ERE Journals
Topic: Demosthenes Journal Take 2
Replies: 17
Views: 2326

Re: Demosthenes Journal Take 2

T-21 days until my work leave begins! It has been a pretty transformative feeling knowing that my life is going to change drastically soon. It seems crazy to me that having a kid feels like a smaller life change than taking 7 years off of work. Perhaps children change your life more over time, where...
by Demosthenes
Fri Apr 20, 2018 6:17 am
Forum: ERE Book/Blog/Forum
Topic: ERE map
Replies: 45
Views: 18188

Re: ERE map

Added as well. There were some concerns earlier in the thread that your google account would be linked to your pin. I see no evidence of this however.
by Demosthenes
Mon Apr 16, 2018 12:43 pm
Forum: ERE Community
Topic: Montreal Meetup - September 15
Replies: 37
Views: 9356

Re: Montreal Meetup - September 15

Maybe we could combine forces with MMM forumites. There are a fair number of them kicking around according to this map (whether or not they are active is another story)..

http://goo.gl/maps/0FV0K
by Demosthenes
Sat Apr 14, 2018 6:42 pm
Forum: ERE Community
Topic: Montreal Meetup - September 15
Replies: 37
Views: 9356

Re: Montreal Meetup - September 15

This topic is hilarious! Doesn't sound like there's enough of a following to get an event going, but I'm glad there's like minded folks nearby.

I'm in Ottawa and might be able to make it out if we get something together.
by Demosthenes
Tue Apr 10, 2018 8:45 am
Forum: Housing Questions
Topic: What Percentage of Expenses should go to Rent?
Replies: 32
Views: 7623

Re: What Percentage of Expenses should go to Rent?

Nitpicking ... think of being #wealthy guidelines as spending 1/3 of being #consumer guidelines. So 10% instead of 30%. @Jacob Interesting how your ERE performance metrics have changed over time. In 2016 it was 15% and now it's 10%. Why the change? I suppose half of consumer guidelines wasn't extre...
by Demosthenes
Sun Apr 08, 2018 5:52 am
Forum: Money Questions
Topic: Is there some rule of thumb for gauging additional spending in old age
Replies: 19
Views: 1767

Re: Is there some rule of thumb for gauging additional spending in old age

Wow thank you for all of your posts. Your stories are very helpful. I will have to ponder how to convert this into quantitative values.