Search found 711 matches

by SavingWithBabies
Mon May 03, 2021 4:25 pm
Forum: ERE Journals
Topic: SWB's path to financial independence
Replies: 279
Views: 69506

Re: SWB's path to financial independence

I realized I should have had a better first post to this journal reboot way back when so I updated the first post to include: Brief intro: - I have sole income for household so my numbers are for both my wife and myself plus we have kids (3 as of 2021) - goal of $1.6M was lowered to $1.2M at one poi...
by SavingWithBabies
Sun May 02, 2021 7:06 pm
Forum: ERE Journals
Topic: SWB's path to financial independence
Replies: 279
Views: 69506

Re: SWB's path to financial independence

No update on the SPAC thing with the potential payout from a former client. They always seem to be a step or two behind on things. I'm reading grumblings about the government cracking down on SPACs. So they'll probably get it figured out and then it'll be too late. It'll be interesting to see how it...
by SavingWithBabies
Fri Apr 30, 2021 7:43 pm
Forum: ERE Journals
Topic: SWB's path to financial independence
Replies: 279
Views: 69506

Re: SWB's path to financial independence

Progress: 79.2% ($950,000 / $1,200,000) minus some 1099 taxes Had a good month with the market up but also had an early payment on contract work due to a billing change along with dividend payout from the side project. Still enjoying being a contractor although the place I'm at wants me to hire on. ...
by SavingWithBabies
Mon Apr 26, 2021 4:48 pm
Forum: Skills & Tools Questions
Topic: Fixit Log
Replies: 283
Views: 66577

Re: Fixit Log

@Sclass They sell sewer line insurance here in the midwest due to the prevalence of Orangeburg pipe for sewer lines. It seems to last surprisingly long for being basically tar piper pipe but then it goes and... My brother's neighbor had her sewer line just go out and found out it was Orangeburg. So ...
by SavingWithBabies
Mon Apr 19, 2021 9:38 pm
Forum: Money Questions
Topic: Bitcoin on the rise
Replies: 477
Views: 94973

Re: Bitcoin on the rise

@GdP The Coinbase fees are explained here: https://help.coinbase.com/en/coinbase/trading-and-funding/pricing-and-fees/fees.html I haven't bought anything with real money yet on their platform. edit: The fees on Pro (after reading WB's post below) look a lot better. I only used Coinbase as an easy to...
by SavingWithBabies
Tue Apr 13, 2021 12:56 pm
Forum: Work & Education
Topic: Apprenticeships and Software Craftsmanship instead of bootcamps
Replies: 17
Views: 6678

Re: Apprenticeships and Software Craftsmanship instead of bootcamps

@Stahllmann I don't but I sent you via PM some details of a company with office in the UK that does this paid apprenticeship model. Do you not like this model versus the pay-for-job-placement bootcamps? The ones that did that here (thinking of one in the SF Bay Area) I think failed in the end but no...
by SavingWithBabies
Mon Apr 12, 2021 5:19 pm
Forum: ERE Journals
Topic: SWB's path to financial independence
Replies: 279
Views: 69506

Re: SWB's path to financial independence

@LI Thank you! I like your DH's saying. Looking back, I definitely see choices I could have made (but didn't) that would have taken me down the path of my needing work more...
by SavingWithBabies
Fri Apr 09, 2021 9:57 pm
Forum: ERE Journals
Topic: SWB's path to financial independence
Replies: 279
Views: 69506

Re: SWB's path to financial independence

Hit $900k net worth for the first time today! Payments started coming in on the contract work and stock market is up.
by SavingWithBabies
Thu Apr 01, 2021 8:28 pm
Forum: ERE Journals
Topic: SWB's path to financial independence
Replies: 279
Views: 69506

Re: SWB's path to financial independence

Progress: 72.5% ($870,000 / $1,200,000) We welcomed child #3 into the world recently. My wife and baby are both doing well which is great. I'm getting my first COVID vaccine shot next week. My wife is going to get hers a couple weeks later. So at least if one of us is feeling terrible, the other can...
by SavingWithBabies
Sat Mar 20, 2021 8:49 pm
Forum: Money Questions
Topic: Dealing with Greed
Replies: 48
Views: 8419

Re: Dealing with Greed

@ Hankaroundtheworld Well... You definitely won that one! And I learned a lesson about not hedging your bets! I'm not crying over spilt milk or anything like that though. But it is certainly interesting seeing how it played out so far. edit: I think this ended up on my Notifications list but the pos...
by SavingWithBabies
Fri Mar 19, 2021 11:18 am
Forum: ERE Journals
Topic: SWB's path to financial independence
Replies: 279
Views: 69506

Re: SWB's path to financial independence

@GdP Thanks for reading! I'm hoping we'll buy a house soon with a garage/workshop and I'll have more room to do wrenching. Right now, I'm doing oil changes and random maintenance out in the driveway which is okay (at least now that I've settled on an annual schedule where I do it in the fall in orde...
by SavingWithBabies
Tue Mar 16, 2021 1:18 pm
Forum: ERE Journals
Topic: SWB's path to financial independence
Replies: 279
Views: 69506

Re: SWB's path to financial independence

I'm a bit worried about the "tax the rich" impacting me. I'm only reading summaries but here is what might impact me: - raising the corporate tax rate from 21% to 28% - reducing tax benefits for pass-through businesses I'm wondering if they'll go after the pre-tax deductions for things lik...
by SavingWithBabies
Fri Mar 12, 2021 6:23 pm
Forum: Skills & Tools Questions
Topic: DIY software development and/or electronics?
Replies: 45
Views: 7700

Re: DIY software development and/or electronics?

@Sclass Just catching up. Yeah, I know it's not hard to setup a test fixture. I just want to wait until I need one. I'm sure I'll make some custom PCBs one day I just don't have a need yet so I'll wait until I get there. I guess I've got a subset of interests that I'm waiting on until I have more ti...
by SavingWithBabies
Thu Mar 04, 2021 11:16 pm
Forum: ERE Journals
Topic: Gilberto de Piento's Journal
Replies: 467
Views: 129973

Re: Gilberto de Piento's Journal

I've been really happy with my switch from European vehicles (one Volvo that died due to rear ending so was fine but only had it 3 months, then a string of nearly dead VWs that taught me good repair skills but were quite annoying) to Japanese (Toyota). I was really tempted to buy a VW Passat TDI in ...
by SavingWithBabies
Sun Feb 28, 2021 1:56 pm
Forum: ERE Journals
Topic: SWB's path to financial independence
Replies: 279
Views: 69506

Re: SWB's path to financial independence

Progress: 70.4% ($845,500 / $1,200,000)
by SavingWithBabies
Sat Feb 20, 2021 12:54 am
Forum: Skills & Tools Questions
Topic: DIY software development and/or electronics?
Replies: 45
Views: 7700

Re: DIY software development and/or electronics?

@Sclass That looks great! I've been wanting to try something like that at some point but haven't quite gotten to a project that would need it. I want to try making some computer input devices (USB HID) so that is next up for me but using Arduino Pro Micro as they have a USB HID software stack all se...
by SavingWithBabies
Fri Feb 19, 2021 6:13 pm
Forum: Work & Education
Topic: Side Hustle ideas?
Replies: 22
Views: 4754

Re: Side Hustle ideas?

One hustle I heard about that sounded possible was on demand mobile notary but the key was advertising direct on Google for local area (you can target by geolocation). If I was going to try this hustle, I'd first search in my area for notaries and see if there were any google ads. If not, then go do...
by SavingWithBabies
Tue Feb 16, 2021 4:45 pm
Forum: ERE Journals
Topic: SWB's path to financial independence
Replies: 279
Views: 69506

Re: SWB's path to financial independence

After living in the UP for almost two years now, I'm start to appreciate why saunas are so popular up here. I know it's due to the Finnish/Scandinavian heritage common in this area but many houses come with a sauna (or sometimes a hot tub). I took a really hot shower today which I'm normally not a f...
by SavingWithBabies
Tue Feb 16, 2021 4:37 pm
Forum: Skills & Tools Questions
Topic: DIY software development and/or electronics?
Replies: 45
Views: 7700

Re: DIY software development and/or electronics?

@Sclass Have you thought about 3d printing a test adapter with pogo pins? Probably totally unnecessary but if you have a test a bunch of them and want to tinker anyway, might be fun. To explain what I mean to others, pogo pins are a spring loaded pin mean to press down on a metal contact to complete...
by SavingWithBabies
Tue Feb 16, 2021 2:52 pm
Forum: ERE Journals
Topic: Lemur Journal!
Replies: 568
Views: 131126

Re: Lemur Journal!

@Lemur I used to dream about work like that -- that I'd have all this free time to focus on my side projects and it would be wonderful. But then I lived it for quite a while at one job and it was horrible. I couldn't focus on my side projects. I felt obligated to contribute in some way but the way t...