Search found 604 matches

by SavingWithBabies
Wed Mar 25, 2020 11:01 am
Forum: ERE Journals
Topic: Five Years, Lord Willing
Replies: 573
Views: 94002

Re: Five Years, Lord Willing

@ertyu Do you basically do a market limit order for 60 days at a price you'd like to pay? How do you prevent going negative (like if you have $2k on hand but put in 3 $1k orders)? Or do you always keep cash balance high enough to pay for all outstanding orders?
by SavingWithBabies
Tue Mar 24, 2020 11:14 pm
Forum: ERE Journals
Topic: Five Years, Lord Willing
Replies: 573
Views: 94002

Re: Five Years, Lord Willing

Wait so you thought you actually had it? Sorry, I was the one misreading! Glad you're okay.
by SavingWithBabies
Tue Mar 17, 2020 9:39 pm
Forum: ERE Journals
Topic: Five Years, Lord Willing
Replies: 573
Views: 94002

Re: Five Years, Lord Willing

I thought Jason won the COVID-19 lottery there but I think on reread, he is more just pissed about it decimating his holdings. I got nothing to say over here. It sucks. But cheaper to buy in now at least? Hrm...
by SavingWithBabies
Tue Mar 17, 2020 3:24 pm
Forum: Money Questions
Topic: Stock Market Blood Bath
Replies: 77
Views: 7276

Re: Stock Market Blood Bath

I don't have solid numbers either as its net worth (so income has been coming in) but from the most recent high to yesterday, down 24*% or so. So little worse than that if you factor in income (contracting though and there was a lull in hours so not that much worse). I actually calculated 24.2% whic...
by SavingWithBabies
Tue Mar 17, 2020 1:25 pm
Forum: ERE Journals
Topic: SWB's path to financial independence
Replies: 219
Views: 43543

Re: SWB's path to financial independence

Got word from the agency I'm working through that they actually have had more interest in hiring developers since all of this as it disrupted a lot of recruitment activities (so they, as in clients, are having a hard time getting new developers as employees). Interesting wrinkle. I also recall last ...
by SavingWithBabies
Tue Mar 17, 2020 12:13 pm
Forum: ERE Journals
Topic: SWB's path to financial independence
Replies: 219
Views: 43543

Re: SWB's path to financial independence

I bought in over past 6 weeks. Painful. But I'm in it for the long haul. I realized our cash is low though now and I should really build that back up and thankfully I have a bunch of outstanding invoices (plus one that deposited today) that should have us set for at least one year of living expenses...
by SavingWithBabies
Wed Mar 04, 2020 9:04 pm
Forum: ERE Journals
Topic: SWB's path to financial independence
Replies: 219
Views: 43543

Re: SWB's path to financial independence

Progress: 58.9% ($706,500/$1,200,000) but some 1099 taxes owed Down due to the recent stock market turmoil. Still working a ton of hours. Still okay with it for now. I'm dropping most other things though so haven't kept up with the reading for the investment curriculum. I figure my returns right now...
by SavingWithBabies
Mon Feb 24, 2020 12:01 pm
Forum: ERE Journals
Topic: SWB's path to financial independence
Replies: 219
Views: 43543

Re: SWB's path to financial independence

I tend to read the forum daily which is probably a bit too much. With the recent surge in work hours (billed 80 hours a week ago, 68 hours last week) due to two projects, I've been a bit overwhelmed. I realized that when I got grouchy at @C40 about Christmas trees ! I took a break for a week or so (...
by SavingWithBabies
Mon Feb 24, 2020 11:45 am
Forum: Skills & Tools Questions
Topic: Something From Nothing Log
Replies: 525
Views: 117341

Re: Something From Nothing Log

@C40 Sorry for jumping on you about Christmas trees. I was stuck in my lizard brain for a while with too much work. I agree logically it's stupid, environmentally it's stupid, etc. What I was trying to explain was the sense of wonder that kids have that is really awesome and encouraging that is grea...
by SavingWithBabies
Thu Feb 13, 2020 5:44 pm
Forum: Skills & Tools Questions
Topic: Something From Nothing Log
Replies: 525
Views: 117341

Re: Something From Nothing Log

I too never missed a tradition I didn't have :).
by SavingWithBabies
Thu Feb 13, 2020 5:41 pm
Forum: ERE Journals
Topic: ffj's early retirement
Replies: 831
Views: 174867

Re: ffj's early retirement

Those mushrooms look amazing!
by SavingWithBabies
Thu Feb 13, 2020 3:11 pm
Forum: Skills & Tools Questions
Topic: Something From Nothing Log
Replies: 525
Views: 117341

Re: Something From Nothing Log

Getting derailed from the fixing stuff but.... @C40 The whole point of traditions is that they mostly don't change. I get what you're saying but I think you're being a scrooge due to not factoring in children (which admittedly is hard to do -- even having two kids here doesn't really make it any eas...
by SavingWithBabies
Wed Feb 12, 2020 8:18 pm
Forum: Skills & Tools Questions
Topic: Something From Nothing Log
Replies: 525
Views: 117341

Re: Something From Nothing Log

I think the problem with fake trees is they are often inexpensive enough to be considered disposable. They can also be cheaply made where the feet/support pieces attach to the bottom. I personally would fix it if I were to break it and we reuse ours. It's unfortunate that we can buy fairly well made...
by SavingWithBabies
Wed Feb 12, 2020 2:54 pm
Forum: Money Questions
Topic: Health Insurance
Replies: 18
Views: 2035

Re: Health Insurance

I think* we're paying $685/month for family of 4 on ACA with estimated $70,000 income. Without subsidy, it would be $1,327/month and I think I'll end up earning more so I'll pay back some or all of the subsidy. The coverage is for plan with $7,400/$15,000 deductible which compares poorly to what I'v...
by SavingWithBabies
Wed Feb 05, 2020 3:38 pm
Forum: ERE Journals
Topic: SWB's path to financial independence
Replies: 219
Views: 43543

Re: SWB's path to financial independence

Best news this week is it looks like the contract from last year that fizzled and didn't make the final payment is going to make the payment along with a small penalty (increased amount). That amount totals almost $30k. I'll believe it when it's in my bank account but it seems to be happening.
by SavingWithBabies
Wed Feb 05, 2020 1:56 pm
Forum: ERE Journals
Topic: SWB's path to financial independence
Replies: 219
Views: 43543

Re: SWB's path to financial independence

Progress: 60.5% ($727,000/$1,200,000) but some 1099 taxes owed
by SavingWithBabies
Wed Feb 05, 2020 1:40 pm
Forum: Inspiration
Topic: The meaning of life / How did we get here
Replies: 18
Views: 4046

Re: The meaning of life / How did we get here

A big part of me thinks there is no meaning so while it's fun to look for one, ultimately, it's a diversion from reality. I like a good diversion and there is no shame in that but if we reign back our thinking states to pure existence, the reason we seem to be here is pure luck and randomness. If yo...
by SavingWithBabies
Sun Feb 02, 2020 9:09 pm
Forum: Skills & Tools Questions
Topic: Fixit Log
Replies: 147
Views: 30316

Re: Fixit Log

Harbor Freight sells an assortment set of SAE and another set of metric nitrile rubber o-rings. I have the SAE set on hand. I took it out and measured and there is one that is ~7.76mm OD ~4.4mm ID. Box says section is 1/16" so about 1.6mm so 1.59mm and I'm using a cheap digital caliper to measure so...
by SavingWithBabies
Sat Feb 01, 2020 1:12 pm
Forum: Housing Questions
Topic: How would you design your house?
Replies: 41
Views: 3160

Re: How would you design your house?

I'm somewhat obsessed with insulated concrete forms (ICF) and the efficiency and quiet that building approach can bring. There are some downsides though like increased cost (partly due to the ICF+concrete itself and partly due to making the rest of the house as efficient too -- high-efficiency windo...
by SavingWithBabies
Sat Jan 25, 2020 1:37 pm
Forum: ERE Journals
Topic: A Journey of Mindfulness--the Remaking of Life in Midstream.
Replies: 659
Views: 152338

Re: A Journey of Mindfulness--the Remaking of Life in Midstream.

I'm glad you're sticking around too (and enjoying your wrap up). Speaking of Peart, Audible/Amazon are offering 7 of his audio books for free right now. I think you have to subscribe to Audible to actually download them but you can then cancel your Audible trial subscription and keep the downloads (...