Early Retirement Extreme Forums

Targets, since 1 december 2016 up to 31 january 2017 10.000 euro Stock portfolio: € 754.00 (8%) + € 654 100.000 euro NW: € 37,547.00 (38%) + € 4.759 Paying off 2 family bank loans: -€ 20,000.00 (0%) 2.500 euro p2p portfolio: € 1,161.20 (46%) + € 326.04 Cash buffer 2.500 euro: € 2,000.00 (80%) - € 30...

Hi Nick, perhaps a bit late... But you can also try NIBC... https://www.vastgoedhypotheek.nl/ Also, what I have heard.. Nationale Nederlanden is also going to be giving out mortgage loans for rental houses. It never hurts to call them to ask some details. It might surprise you what is possible... Go...

Not want to kill your spring-vibe... But the (real!) cold is coming to The Netherlands next week.
Depending on where you live... Snow! (north + perhaps east also)

And it will get COLD.
High pressure above Scandinavia... Pack some extra blankets

Quick update of my shortterm targets 1 December 2016: 10.000 euro Stock portfolio: € 100.00 (1%) +€ 100 100.000 euro NW: € 32,788.01 (33%) +€ 4.318 Paying off 2 family bank loans: -€ 20,000.00 (0%) 2.500 euro p2p portfolio: € 835.16 (33%) +€ 97 Cash buffer 2.500 euro: € 2,030.00 (81%) +€ 465 5.000 e...

Another Dutchie here... You are totally right about the cheap appartments in, for example, Assen. The north and east of the Netherlands has quite some low priced houses. Although the work oppertunities are a LOT less there, compared to the south and the west. Also travel in the Netherlands is not th...

1 nov Current NW is 28.470 euro. Targets: 1) 10k euro stock portfolio: 0 euro (0%) 2) 100.000 euro NW: 28.470 euro (28.5%) 3) Paying off 2 family loans (20k total): 20k left (0%) 4) 2,5k euro p2p portfolio: 738 euro (29.5%) 5) 2,5k euro cash buffer: 1565 euro (63%) 6) 5k euro savings account: 200 (4...

Upped the ante! Reset the targets for 1 Jan 2018, they are very ambitious now. But that is for me to keep focus and prove to myself that I am all-in for this. New targets + their current value: 1) 10k euro stock portfolio: 0 euro (0%) 2) 100.000 euro NW: 30.000 euro (30%) 3) Paying off 2 family loan...

Gefeliciteerd!

100k NW is very nice
have set that target for myself for 1 jan 2018... Long way to go still

each 100k will now be easier, so get that ball rolling

Just some more numbers, as that is always fun to read. I started registering my NW in detail since last april: NW: April 2016: 24.900 euro May 2016: 26.800 euro June 2016: 24.300 euro July 2016: 24.800 euro August 2016: 26.000 euro September 2016: 27.600 euro April, June and July all had (major) bil...

So, thought I would give a small update (since over a year :oops: ) Time flies! A lot of stuff changed since my last post (for the better, though) After 35 visitors that came to take a tour in my house that was for sale, we finally found a buyer for it. Yeej! So, we sold the house! We agreed on 235....

Overview #5, Yes a bit late... July was expensive.. :( We spent 3993.23 euro. Including a few 1 off's. Had to pay the electrical bill, 638,69, due to paying to little each month. Monthly fee is now raised, so I won't have to pay such a bill again soon. Also had to make some costs for my medical tes...

Overview #4 already... Time flies! June was a month of only 2 workweeks... And again a vacation! The total spending for the vacation this month was 1093,03 euro. That is including gas for ±3.100 km of driving needed that vacation. Spending Vacation € 1,093.03 Mortgage € 1,010.69 Dog € 331.06 Grocer...

So , overview #3 This month was again a bit better than last one, the spending optimization process is ongoing and improving. SO's attitude towards my goal is also improving, so that is also a great help. Spending Mortgage: € 1,012.42 Groceries € 367.31 Daycare € 249.76 Eating out € 227.90 Baby stu...

Ah, great! You will be in for a treat....
Just to give you an idea...
Fireworks from 2014...
https://www.youtube.com/watch?v=riAus8WeHG8

Wished I could go again...

Hi Spoonman, I have been to Montreal too a lont time ago, loved it very much too! The best thing I have seen there was the anual fireworks championship... At the themepark "La ronde". It is truly amazing, I was blown away! This year it will start on July 1st untill somewhere in august. If ...

Wow... SO and I signed a contract to sell our current house last week. Monday (tomorrow) they will come and take the pictures. To have the nicest pictures possible, we received a checklist of how the house should look. Basically empty. No stuff lying around, all should be neat and tidy. Last 3 days ...

So, here it is... My first full month towards ER/FI Overview #2: April 2015 ---------------------------------- Mortgage: € 1,014.93 Vacation € 565.50 Groceries: € 484.89 Daycare: € 249.76 Gasoline: € 193.33 Dog: € 163.77 Tax: € 143.00 Changes to house: € 140.51 Heating: € 97.00 Baby expenses: € 78.9...

A good documentary on HFT from Backlight ("Tegenlicht" in Dutch)
Very informative!

https://www.youtube.com/watch?v=GEAGdwHXfLQ

I have gold and silver too and will probably purchase more in the future. As long as the dollar will remain "strong" (read: reserve currency) gold (and therefore also silver) will struggle. But the rumor goes that the SDR will replace the dollar as reserve currency and due to China gold wi...

Almost end of the month, getting excited to make the listing for april... Made some changes in my/our finances this month, helping me lowering my costs. Also, had a talk with my GF about me wanting to gain control over my/our spending with the ultimate goal of being FI. She is totally fine with it, ...