Search found 1203 matches

by vexed87
Mon Sep 18, 2017 8:14 am
Forum: Lifestyle Questions
Topic: Optimizing eating not-at-home expenses?
Replies: 19
Views: 914

Re: Optimizing eating not-at-home expenses?

There are cheaper ways to be social for sure, but don't miss out on this stuff if you enjoy it. Being financially responsible means you won't let it become a silly habit. If you're still trying to party like this two nights a week by 30 years of age, attempting to relive your best years, you may sta...
by vexed87
Fri Sep 15, 2017 3:13 am
Forum: Lifestyle Questions
Topic: How much time does dishwasher save you?
Replies: 27
Views: 1267

Re: How much time does dishwasher save you?

drinking water out of a cup instead of a glass is clearly barbaric. the glass is therefore a necessity. Sounds like brute needs to try harder... :roll: :lol: One day, observing a child drinking out of his hands, he cast away the cup from his wallet with the words, "A child has beaten me in plainnes...
by vexed87
Thu Sep 14, 2017 12:09 pm
Forum: Lifestyle Questions
Topic: How much time does dishwasher save you?
Replies: 27
Views: 1267

Re: How much time does dishwasher save you?

Have to say, I was very against the idea of getting one, then when we bought a house, the previous occupier left theirs behind. Having previously struggled with a half size model, this larger unit is a bit of a revelation. Much better washing pots, pans etc. I agree with the points that others raise...
by vexed87
Mon Sep 11, 2017 8:38 am
Forum: Housing Questions
Topic: Best way to bow out of an informal lease?
Replies: 12
Views: 673

Re: Best way to bow out of an informal lease?

Just give them the truth, you found a cheaper place, closer to work, you're giving what you consider reasonable notice considering you never signed an agreement, ask about arrangement for obtaining your security deposit back, how, when, etc, what they require from you before you leave, i.e. cleaning...
by vexed87
Fri Sep 08, 2017 6:52 am
Forum: Transportation Questions
Topic: Rapidly Changing Automotive Technology
Replies: 20
Views: 1636

Re: Rapidly Changing Automotive Technology

I recall reading an article linked by Charles Hugh Smith, sorry can't find the URL now, but the report said to expect the used car market to go to 0 (or close) for traditional cars in the near future should autonomous driving kick off, the logic holds, because if everyone wants in on the self-drivin...
by vexed87
Thu Sep 07, 2017 6:49 am
Forum: Housing Questions
Topic: Best way to bow out of an informal lease?
Replies: 12
Views: 673

Re: Best way to bow out of a informal lease?

Did you consider negotiating the rent of your current room down, based on those new opportunities, or is the distance significant?
by vexed87
Thu Sep 07, 2017 6:39 am
Forum: Transportation Questions
Topic: Citi Bike for NYC Commute?
Replies: 13
Views: 492

Re: Citi Bike for NYC Commute?

Hah, now that's something. I'm guessing brompton didn't corner that niche because the drops would mess with their folding technique. :roll:

This one looking a little clunkier:
https://www.bikefriday.com/folding-bike ... et-rocket/

Still cool though! 8-)
by vexed87
Thu Sep 07, 2017 4:04 am
Forum: Transportation Questions
Topic: Citi Bike for NYC Commute?
Replies: 13
Views: 492

Re: Citi Bike for NYC Commute?

There went my morning researching bromptons. Wish I needed one because they look awesome.
TopHatFox wrote:
Wed Sep 06, 2017 7:55 pm
Personally, I'm wanting a touring folding bike with drop bars and brifters these days :D
Does it exist? :)
by vexed87
Tue Sep 05, 2017 2:53 pm
Forum: ERE Journals
Topic: vexed's ERE journey from the very beginning!
Replies: 260
Views: 37843

Re: vexed's ERE journey from the very beginning!

@cmonkey, thanks, that makes me feel a bit better ;) Most of these things have been on my wish list for a good amount of time, except the GPU, but my desktop wouldn't function without it, and it just bothered me sitting there out of action. At least with otherwise ERE level spending I could buy the ...
by vexed87
Tue Sep 05, 2017 3:40 am
Forum: ERE Journals
Topic: vexed's ERE journey from the very beginning!
Replies: 260
Views: 37843

Re: vexed's ERE journey from the very beginning!

MDFIRE2024 wrote:
Mon Sep 04, 2017 11:50 am
I should have been more precise. It is only electricity without any heating or cooling.
Even so, that's remarkably low.
by vexed87
Mon Sep 04, 2017 4:14 am
Forum: ERE Journals
Topic: vexed's ERE journey from the very beginning!
Replies: 260
Views: 37843

Re: vexed's ERE journey from the very beginning!

@jason, it can be tempting to withhold our indiscretions to minimise feelings of shame, but I can't because otherwise I might find it too easy to brush these behaviours under the carpet. Being honest about it here has really helped put my focus back in check by re-aligning spending with my values (s...
by vexed87
Fri Sep 01, 2017 9:13 am
Forum: Lifestyle Questions
Topic: The fly in the ointment of ERE is women
Replies: 46
Views: 2807

Re: The fly in the ointment of ERE is women

All relationships require expenditure of capital, be it time or money, or any other form. Some women require the former and latter in differing degrees, or just one or the other. If you have ERE plans, you would do well to find a woman who is less concerned about material possession and consumption ...
by vexed87
Fri Sep 01, 2017 8:45 am
Forum: ERE Journals
Topic: vexed's ERE journey from the very beginning!
Replies: 260
Views: 37843

Re: vexed's ERE journey from the very beginning!

Where did the summer go? Sheesh. Sorry about the long ramble that follows... First the bad news; I have got into a bad habit of buying lunch at work, not every day, but way more often that I'd like. £50 of our food budget has been spent on mediocre meal-deal sandwiches with a 500ml serving of diet c...
by vexed87
Fri Aug 25, 2017 8:57 am
Forum: Money Questions
Topic: New retirement savings account opportunity
Replies: 10
Views: 723

Re: New retirement savings account opportunity

@jean, agreed, I was about to say that too. The fact that you can't select the underlying assets, all you get is some vague classification of low risk, medium risk, and high risk is a huge no no for me. If I'm risking my capital, I want more control. I'm only working with the info you provided here,...
by vexed87
Thu Aug 24, 2017 10:32 am
Forum: Money Questions
Topic: New retirement savings account opportunity
Replies: 10
Views: 723

Re: New retirement savings account opportunity

Hard to consider it in a vacuum, what are your alternatives? How safe is the 2%, is it fixed, or pegged 2% above inflation? 2% earning could be wiped out overnight by increasing cost of commodities. You'll be in for a rough retirement. How many degrees of freedom are there in the riskier portfolio? ...
by vexed87
Mon Aug 21, 2017 4:37 am
Forum: Lifestyle Questions
Topic: Privacy and Security on the Web and IRL?
Replies: 10
Views: 729

Re: Privacy and Security on the Web and IRL?

I used this to create very long but memorable passwords: http://world.std.com/~reinhold/diceware.html I use keepass to manage passwords from an executable on an encrypted USB drive, that way every service has a unique password. I don't like last pass because it stores your passwords remotely. Anyone...
by vexed87
Tue Aug 15, 2017 10:01 am
Forum: Housing Questions
Topic: It is worth commuting further for cheaper rent?
Replies: 22
Views: 908

Re: It is worth commuting further for cheaper rent?

Don't let hills put you off, if you have a geared bicycle you can get used to them pretty quickly!
by vexed87
Mon Aug 14, 2017 1:14 pm
Forum: Money Questions
Topic: Brexit
Replies: 325
Views: 29782

Re: Brexit

No it's more about abandoning the paradigm of growth at any cost, social, economic or environmental. EU in its present form is part of the problem, and not the solution.
by vexed87
Mon Aug 14, 2017 12:28 pm
Forum: Money Questions
Topic: Brexit
Replies: 325
Views: 29782

Re: Brexit

@duck, that's a straw man. Nobody said a vote for brexit was a vote for permaculture! Permaculture is a potential mid to long term solution among many possible paths for covering a domestic agricultural deficit should international trade take a turn for the worst. I don't expect EU imports to drop t...
by vexed87
Mon Aug 14, 2017 10:21 am
Forum: Housing Questions
Topic: It is worth commuting further for cheaper rent?
Replies: 22
Views: 908

Re: It is worth commuting further for cheaper rent?

@james, UK is a temperate climate, we usually get 2-3 weeks of snow coverage but it varies depending on the altitude and region here too, being higher up I experience more snow than most. Many more weeks you can expect ice to form in the mornings and at sun down, but arterial roads are treated with ...
by vexed87
Mon Aug 14, 2017 9:14 am
Forum: Money Questions
Topic: Brexit
Replies: 325
Views: 29782

Re: Brexit

Edit: I expanded on some of the arguments above (several times) :lol: .
by vexed87
Mon Aug 14, 2017 8:50 am
Forum: Money Questions
Topic: Brexit
Replies: 325
Views: 29782

Re: Brexit

@radamfi The evidence is on the remain side, you might be an exception but there is evidence the strongest correlation for voting remain was intelligence. It's not surprising Cambridge voted remain but Peterborough voted leave. Then you must agree that it's not a great leap to assume that the majori...
by vexed87
Mon Aug 14, 2017 8:11 am
Forum: Money Questions
Topic: Brexit
Replies: 325
Views: 29782

Re: Brexit

A lot of Brits are ignorant and think there is no world outside the UK. It's been said before, but it doesn't seem to sink in for the remain camp. This very attitude has a lot to do with why the Remain campaign lost. Freedom of movement is simply another aspect of the free movement of capital favou...
by vexed87
Mon Aug 14, 2017 7:03 am
Forum: Housing Questions
Topic: It is worth commuting further for cheaper rent?
Replies: 22
Views: 908

Re: It is worth commuting further for cheaper rent?

I bike 10 miles, 40-55 minutes each way, with a higher end of the range on return leg as more climbing required. I'd say 30 minutes is no big deal. You're saving a fair amount there on rent, plus you'll get more exercise to boot, so major health benefit, and savings? No brainer if you ask me.
by vexed87
Mon Aug 07, 2017 7:59 am
Forum: Transportation Questions
Topic: Best Bicycle Trailer -> Burley Flatbed, Nomad, or Travoy?
Replies: 12
Views: 743

Re: Best Bicycle Trailer -> Burley Flatbed, Nomad, or Travoy?

I'd be interested to hear your opinions on the nomad, I haven't bitten the bullet yet due to serious sticker shock, import duties, FX and shipping make them considerably more pricey here in the UK. I have been keeping an eye out for a used model, but nothing comes up locally. Lots of kids trailers t...