Search found 339 matches

by Peanut
Sat Jan 12, 2019 2:02 pm
Forum: Lifestyle Questions
Topic: List of essentials
Replies: 42
Views: 6068

Re: List of essentials

Agree essentials is a questionable categorization for much of what has been mentioned. And the tendency towards luxury creep. I am not exactly a stranger to the latter, however. @Sclass: Smiled at the Dyson reference as I bought a Miele a year ago. I and my kids love to vacuum now and it gets a free...
by Peanut
Sat Jan 12, 2019 1:45 pm
Forum: Lifestyle Questions
Topic: Moving to Spain dilemma
Replies: 16
Views: 1262

Re: Moving to Spain dilemma

You will want to learn Catalan first, not Spanish if you settle in Barcelona. Personally I would not consider the region because of the hostilities towards the rest of Spain that according to friends who visit regularly has only been increasing over the last couple decades there. Recent events aroun...
by Peanut
Thu Jan 10, 2019 11:50 am
Forum: Money Questions
Topic: Getting Divorced.
Replies: 130
Views: 9753

Re: Getting Divorced.

Defining success down to include failure seems to be a prevalent trend these days with respect to marriage. I see it a lot but I don’t think I buy it. It should be easy to make a marriage work after many years together if the initial choice was a good one. The typical statements about uncoupling tha...
by Peanut
Wed Jan 02, 2019 10:10 pm
Forum: ERE Journals
Topic: Five Years, Lord Willing
Replies: 482
Views: 60642

Re: Five Years, Lord Willing

The way he covers himself, he should change his name to Mr. Money Beard. Nice one. Props to him on talking about it. It's not something he had any obligation to do, but since it does have the potential to affect finances it can be worthwhile information. Glad it sounds like for the most part the di...
by Peanut
Wed Jan 02, 2019 9:39 pm
Forum: Lifestyle Questions
Topic: What part time remote jobs or location specific jobs give you 20K/yr?
Replies: 29
Views: 3205

Re: What part time remote jobs or location specific jobs give you 20K/yr?

Private part-time teaching is going to be a lot more lucrative than professional, especially at limited hours. Foreign language, music, or writing tutors can charge $30-$60 or even more per hour. It would take some time and effort to develop a clientele, but it can be consistent work once launched a...
by Peanut
Wed Dec 19, 2018 2:06 pm
Forum: Lifestyle Questions
Topic: What’s a reasonable range to spend on purchasing a home for a single ERE person?
Replies: 102
Views: 7417

Re: What’s a reasonable range to spend on purchasing a home for a single ERE person?

Yeah, or home schooling/CLEP tests can get you a free BA at 18. :P I looked at the first listings from the links EK posted yesterday to confirm my suspicion and I was correct: the first house for tens of Ks was in an area with schools rated 2,2,3 whereas the second for hundreds of Ks with schools r...
by Peanut
Thu Dec 13, 2018 2:11 pm
Forum: Skills & Tools Questions
Topic: Limit your choices
Replies: 71
Views: 7813

Re: Limit your choices

@luxagraf: And it’s not an option in Mexico to return something that you bought right? (Not that you’d do that with food, or course.) A Mexican friend of ours once rather sardonically identified the best thing about America as being the fact that you can return things so easily here. Nobody hassles ...
by Peanut
Wed Dec 12, 2018 2:24 pm
Forum: Lifestyle Questions
Topic: leanFIRE and fatFIRE definitions
Replies: 93
Views: 9072

Re: leanFIRE and fatFIRE definitions

Of course there is a cost to having money invested in a home rather than investments. For example say MMM has 400k in his house. At 4% SWR that would equal 16k annually. So to compare this to someone paying a mortgage or renting his spending would then be closer to about 43k annually. Now people co...
by Peanut
Wed Dec 12, 2018 2:08 pm
Forum: Lifestyle Questions
Topic: leanFIRE and fatFIRE definitions
Replies: 93
Views: 9072

Re: leanFIRE and fatFIRE definitions

Brad Pitt, Johnny Depp, Elon Musk, Trump ... if these Alpha males can´t keep a women, what makes a normal smug think he can. Delusion ! That´s why I think Day 8 in @Jacob ´s 21 Day makeover should be cut. Marriage / Dovorce is the biggest wealth killer for men. Hmm don’t think so. Some studies have...
by Peanut
Wed Dec 12, 2018 1:49 pm
Forum: Lifestyle Questions
Topic: leanFIRE and fatFIRE definitions
Replies: 93
Views: 9072

Re: leanFIRE and fatFIRE definitions

@Scott2: MMM also leaves out charitable donations. Apparently in 2016 that number was 100k.

So maybe there coupd be different FIREs for different types of expenses? Household vs business vs philanthropic...
by Peanut
Tue Dec 11, 2018 2:16 pm
Forum: Skills & Tools Questions
Topic: Limit your choices
Replies: 71
Views: 7813

Re: Limit your choices

Crazy article! It sort of reminds me of a story about elderly Japanese who tried to get themselves incarcerated so someone would be forced to take care of them. I agree a sub-optimal decision is better than no decision at all but isn’t that also because there is a human fallacy to defend/perceive an...
by Peanut
Sat Dec 08, 2018 5:35 am
Forum: Money Questions
Topic: Inverted yield curve
Replies: 10
Views: 1516

Re: Inverted yield curve

Local market definitely a primary factor but I read an article about RE prices having reached a point where a lot of buyers are just not having it anymore so now especially a lot of properties in high COL areas are just sitting there. I see this in my area. Prices plateaued in 2014 but some realtors...
by Peanut
Thu Nov 08, 2018 1:38 pm
Forum: Money Questions
Topic: Random investing?(!)
Replies: 23
Views: 2048

Re: Random investing?(!)

https://www.nytimes.com/2018/02/02/your-money/stock-market-after-hours-trading.html Thought this was somewhat relevant. Confirms my own experiences in retrospect. My own answer to the “mystery” of overnight vs daytime gains is that many companies like Amzn tend to report earnings after hours, and th...
by Peanut
Tue Nov 06, 2018 3:57 pm
Forum: Friends & Family Questions
Topic: How to approach school disciplining my son (detention)? Parents please weigh in
Replies: 21
Views: 4117

Re: How to approach school disciplining my son (detention)? Parents please weigh in

Thank you all so much. Your comments have helped me a lot and taught me a lot. Although I would not classify what happened as a fight since it was so one-sided, I think fighting in general is just not permissible now. My son often plays with classmates after school at the park and I will observe a g...
by Peanut
Tue Nov 06, 2018 12:36 am
Forum: Friends & Family Questions
Topic: How to approach school disciplining my son (detention)? Parents please weigh in
Replies: 21
Views: 4117

Re: How to approach school disciplining my son (detention)? Parents please weigh in

@ffj: Thank you for your advice. I have a tendency to escalate sometimes and sometimes it pays off but I need to know when to curb it and in this case it's a lose-lose so I will let it go.

Ah yes, I've read those sports stories many times. Good thing to watch out for.
by Peanut
Tue Nov 06, 2018 12:32 am
Forum: Friends & Family Questions
Topic: How to approach school disciplining my son (detention)? Parents please weigh in
Replies: 21
Views: 4117

Re: How to approach school disciplining my son (detention)? Parents please weigh in

@Sid: Thank you for your perspective. The pencil vandalism made me laugh. I agree with your hierarchy and I fear the whole thing puts all three boys on display in a way that is not helpful to their everyday life in school and socialization. Oh well. I guess they wanted to make a very clear example a...
by Peanut
Mon Nov 05, 2018 11:24 pm
Forum: Friends & Family Questions
Topic: How to approach school disciplining my son (detention)? Parents please weigh in
Replies: 21
Views: 4117

How to approach school disciplining my son (detention)? Parents please weigh in

So, I'm having a hard time with how to handle a problem with my son who is in kindergarten. I'm hoping anyone might weigh in, especially if you're a parent I suppose who has experienced anything like this on either side. If you're not I'm still interested in your point of view. So, my son is in kind...
by Peanut
Tue Oct 09, 2018 9:57 pm
Forum: Money Questions
Topic: How Much to Put in 401k/Roth IRA?
Replies: 15
Views: 1307

Re: How Much to Put in 401k/Roth IRA?

Max it out, as sort-of artificially shrinking your income/take-home is typically conducive to more saving
by Peanut
Tue Oct 09, 2018 9:54 pm
Forum: Transportation Questions
Topic: Car Strategy
Replies: 31
Views: 4287

Re: Car Strategy

That was what we did. Bought a one-yr old VW hatchback for cash. I think it may have been serving as a rental car in its first year. That can be good in terms of reliable maintenance I suppose. It looked new but had what I consider a lot of mileage ~16k for a year. In the last ten we’ve only added a...
by Peanut
Fri Sep 07, 2018 8:29 pm
Forum: Health Questions
Topic: Any way to reduce exposure to chemicals?
Replies: 9
Views: 842

Re: Any way to reduce exposure to chemicals?

@Dream of Freedom: Because of heat or something else? I didn't read the whole article, but it reminded me of something I read once that was really odd but I suppose could be true. The theory was that because disposable diapers regularly heat up the genitals of male babies, this may be causing lower ...