Search found 408 matches

by Peanut
Tue Jan 21, 2020 2:31 pm
Forum: Skills & Tools Questions
Topic: Learning a musical instrument inexpensively?
Replies: 11
Views: 398

Re: Learning a musical instrument inexpensively?

It isn’t clear to me from your description if you can already read music? I know there are famous guitarists who don’t but in general I’d recommend learning to do it. So if not I would work on that first. Being able to sightread and sightsing are invaluable components of musicality. As for a program...
by Peanut
Mon Jan 13, 2020 3:32 pm
Forum: ERE Journals
Topic: bostonimproper's journal
Replies: 52
Views: 4028

Re: bostonimproper's journal

Definitely keep it. Are your parents still alive? How would they take it if they found out? There's a chance it will go up in value over time, also. And your kids might want to wear it even if you don't.

Some gold is good to have too.
by Peanut
Mon Jan 13, 2020 3:25 pm
Forum: Lifestyle Questions
Topic: Setting the table
Replies: 11
Views: 496

Re: Setting the table

A few options. I don't know what oilcloth is exactly but from online it looks like a laminated tablecloth? It seems practical but I would also recommend cotton or blend tablecloths. I spot treat with oxy and almost everything comes out. I use a dustbuster for crumbs if there are too many. Come to th...
by Peanut
Wed Jan 08, 2020 4:04 pm
Forum: Money Questions
Topic: Cash or card?
Replies: 32
Views: 1394

Re: Cash or card?

No phone option? Everyone I see outside seems to use applepay or similar. For a luddite like myself, both cash and card. Unlike the conventional wisdom I spend more freely when it's cash though, because I know I'll see the charge again on card purchases. Cards are so ubiquitous I feel like I'm impos...
by Peanut
Sun Jan 05, 2020 9:45 pm
Forum: Money Questions
Topic: Highest Succesful Withdrawal Rate
Replies: 33
Views: 1542

Re: Highest Succesful Withdrawal Rate

why are you guys so cavalier, I can't fathom it. So when unemployment is at a historical high and people are getting laid off left and right, you're gonna go find a job? With your CV gap? Sometimes I wonder if people here actually remember what a proper, actual recession is like. Go ask a young per...
by Peanut
Fri Jan 03, 2020 12:09 pm
Forum: Politics, and other eternal disagreements
Topic: Are tattoos stupid?
Replies: 66
Views: 2317

Re: Are tattoos stupid?

https://www.art.com/products/p15063678213-sa-i6854583/eric-lewis-subtext-of-all-tattoos-new-yorker-cartoon.htm This cartoon was in the new yorker this week, made me think of this thread haha. Any truth to it or no? I wonder if other parents feel like they'd rather their children (not) get tattoos? A...
by Peanut
Mon Dec 30, 2019 2:33 pm
Forum: Politics, and other eternal disagreements
Topic: Are tattoos stupid?
Replies: 66
Views: 2317

Re: Are tattoos stupid?

Some tattoos are definitely stupid, like the Chinese or kanji character ones that were popular for a while on people who had absolutely no other connections to Asian culture. But some are definitely not. In fact I think if someone is hot they are often hotter with tattoos if they are meaningful and ...
by Peanut
Sat Dec 28, 2019 10:53 pm
Forum: ERE Journals
Topic: Gravy Train's Journal
Replies: 175
Views: 19687

Re: Gravy Train's Journal

I do think it can be hard to remember to do things if they are not things that you always do. If you want DH to help out more I'd ask him to take on tasks that will then solely be his responsibility. And then I'd refrain from stepping in to save the day or casserole and let things unfold the way the...
by Peanut
Sun Dec 22, 2019 8:35 pm
Forum: Money Questions
Topic: How much do you give to charity?
Replies: 43
Views: 1774

Re: How much do you give to charity?

Fortuitous topic, as I'm trying to figure this out more. Last year was very unusual with an additional 10k on top of the normal 5k. I'm too greedy to do the 10% of income thing but I've been thinking about 10% of spending. It'll help keep my spending in check too. I just need to come up with a catch...
by Peanut
Mon Dec 09, 2019 5:52 pm
Forum: Money Questions
Topic: What would you do?
Replies: 16
Views: 1189

Re: What would you do?

Well, if I were you I’d try living on a significantly smaller budget now (25%-30% less) before moving abroad and just assuming a smaller post-FIRE budget will be doable. I may have the math wrong but the income to nw ratio is not the best in my eyes, which means the spending level has probably been ...
by Peanut
Wed Dec 04, 2019 4:03 pm
Forum: ERE Journals
Topic: bostonimproper's journal
Replies: 52
Views: 4028

Re: bostonimproper's journal

I don’t think you’re doing badly. Some categories are actually very low for your demo. My 2c: Do u need full auto coverage? I pay 600/yr for one car for liability plus a big umbrella in a HCOL. $3600 even for 2 cars seems like highway robbery unless the cars are brand new. 3k plus for physical or ot...
by Peanut
Mon Dec 02, 2019 3:21 pm
Forum: ERE Journals
Topic: What I Spend
Replies: 192
Views: 35286

Re: What I Spend

From my perspective, it's the best way to have pets. You get all the fun and novelty, with no expense, and no long term responsibility. They go back before you get too attached, Ha for my DH this would take inside of 10" Thanks for explaining about fostering. Does it usually work for those 'problem...
by Peanut
Sun Dec 01, 2019 2:13 pm
Forum: ERE Journals
Topic: What I Spend
Replies: 192
Views: 35286

Re: What I Spend

I’m not familiar with the fostering process. The dog is a purebred? Why didn’t you keep her?
by Peanut
Fri Nov 29, 2019 4:37 pm
Forum: Friends & Family Questions
Topic: ERE compliant marriage age
Replies: 25
Views: 2694

Re: ERE compliant marriage age

C40 asked “does it really matter whether you got married?” For me, yes but I grew up in a family and extended family where marriage is both a common and stable part of life. I can see that for people without that background or indeed with the opposite background marriage may not be a goal and may no...
by Peanut
Fri Nov 29, 2019 4:31 pm
Forum: Money Questions
Topic: ERE-sourced loan experiment
Replies: 41
Views: 3057

Re: ERE-sourced loan experiment

I think I knew about your family’s background, understand all that.

But why did your colleagues pass?
by Peanut
Fri Nov 29, 2019 4:16 pm
Forum: Money Questions
Topic: ERE-sourced loan experiment
Replies: 41
Views: 3057

Re: ERE-sourced loan experiment

You don’t have any high-income/nw colleagues or friends in real life?
by Peanut
Sun Nov 24, 2019 9:43 am
Forum: Skills & Tools Questions
Topic: Cooking Levels (Wheaton Scale)
Replies: 49
Views: 1894

Re: Cooking Levels (Wheaton Scale)

Interesting concept. It explains why a lot of cooking books can be lacking because they focus on level 2. Can anyone recommend any 3+ cooking resources? I have found Alton Brown's Good Eats good for that, but I'd like some printed resources too. Well, Kenji Lopez-Alt’s The Food Lab is a science-bas...
by Peanut
Sun Nov 24, 2019 9:40 am
Forum: Skills & Tools Questions
Topic: Cooking Levels (Wheaton Scale)
Replies: 49
Views: 1894

Re: Cooking Levels (Wheaton Scale)

I think the jump from level 4 to 5 here is massive. Within 5 (multiple traditions?) itself are massive jumps even for professionals. Tbh I think these scales are often proposed to conveniently put people at an almost-expert level while ignoring the real process of developing expertise. A more useful...
by Peanut
Thu Nov 14, 2019 3:02 pm
Forum: Lifestyle Questions
Topic: Why some stay in one place for decades; and, the importance of alternative paths
Replies: 54
Views: 4202

Re: Why some stay in one place for decades; and, the importance of alternative paths

Random thought came to me that there may be many ways of staying put that don't necessarily look like stasis from the outside, but rather just the opposite. Like, a friend of mine once observed to me that he kept dating essentially the same woman over and over again. Or people who live on military b...
by Peanut
Thu Nov 14, 2019 2:55 pm
Forum: Lifestyle Questions
Topic: Why some stay in one place for decades; and, the importance of alternative paths
Replies: 54
Views: 4202

Re: Why some stay in one place for decades; and, the importance of alternative paths

https://www.nytimes.com/2019/11/07/smarter-living/the-unexpected-joy-of-repeat-experiences.html Thought that this pertained somewhat to the discussion. Sorry if not everyone can access it. The most interesting part to me was about fighting hedonic adaptation by being more mindful of what you're doin...