Search found 180 matches

by trfie
Sat Mar 20, 2021 2:23 am
Forum: Money and Investment Questions
Topic: The Permanent Portfolio by Craig Rowland & J.M. Lawson
Replies: 19
Views: 3547

Re: The Permanent Portfolio by Craig Rowland & J.M. Lawson

Can you share what you mean by "plugging numbers into portfolio charts"? Like what life scenarios were you consider? I believe if you're withdrawing 4% of your portfolio then it helps out to split your investment between stocks and bonds. However, if you earn a salary and intend to add to...
by trfie
Thu Mar 18, 2021 11:11 am
Forum: Friends, Family, Relationships, and Community Questions
Topic: An ERE dating site
Replies: 297
Views: 50889

Re: An ERE dating site

white belt wrote:
Sun Mar 14, 2021 7:07 pm
There is a FIRE dating app, but I know those who tried using it on the forum said that even in densely populated areas the options are severely limited.
I totally missed that there is already an app, I'm guessing it was probably made well after this thread was started.
by trfie
Thu Mar 18, 2021 12:33 am
Forum: Money and Investment Questions
Topic: Examining Inflation
Replies: 182
Views: 59324

Re: Examining Inflation

What are thoughts on the Chapwood index? Looks like the site is partially down right now.
The idea behind it is to look at the most common products purchased and a much larger number of them to give a better idea of inflation for the average person.
by trfie
Wed Mar 17, 2021 11:56 pm
Forum: Money and Investment Questions
Topic: Lending out Crypto or how to generate other income streams?
Replies: 23
Views: 5503

Re: Lending out Crypto or how to generate other income streams?

Next, why did you only look at BlockFi? There are a plethora of crypto lending companies. Obviously the reputation of the company is important,... To clarify, the reason I mention companies is because you have to give them your coins to lend out. What happens if BlockFi is hacked? Or worse yet, if ...
by trfie
Wed Mar 17, 2021 8:31 pm
Forum: Money and Investment Questions
Topic: S Corporation Retirement Options
Replies: 4
Views: 824

Re: S Corporation Retirement Options

Yes, single person. Thx for the info.
by trfie
Wed Mar 17, 2021 8:29 pm
Forum: Money and Investment Questions
Topic: Lending out Crypto or how to generate other income streams?
Replies: 23
Views: 5503

Re: Lending out Crypto or how to generate other income streams?

I don't understand, 5K/month from 3.5 million is only 1.7%? If 99% net worth is in crypto, that is extremely risky? It doesn't make any sense for anyone to have that allocation? Firstly, why wouldn't you just diversify into stocks, real estate, continue with some crypto, gold, some fiat currency, lo...
by trfie
Wed Mar 17, 2021 8:24 pm
Forum: Friends, Family, Relationships, and Community Questions
Topic: An ERE dating site
Replies: 297
Views: 50889

Re: An ERE dating site

That's not really what I meant, eg if there was another sub-board for dating, it wouldn't cost anything. I am not referring to a full-blown, commercial, dating website. I did not mean for anyone to limit their dating pool to only those familiar with FI/ERE. It's not as if anyone limits themselves to...
by trfie
Sun Mar 14, 2021 1:11 pm
Forum: Friends, Family, Relationships, and Community Questions
Topic: An ERE dating site
Replies: 297
Views: 50889

Re:

jacob wrote:
Wed Jun 01, 2011 3:27 am
Please do let me know if anyone actually hook up through these forums. That would be kinda cool 8-)
If they do, they should give a donation to jacob.
by trfie
Sun Mar 14, 2021 1:10 pm
Forum: Money and Investment Questions
Topic: S Corporation Retirement Options
Replies: 4
Views: 824

Re: S Corporation Retirement Options

Thanks, those are some super helpful points, I will look into those options and the link. My CPA mentioned SEP and SIMPLE-IRAs as options, would those be less recommended? And do you know if I can have one for one year and a different one for the next year? I was thinking about hiring someone to adv...
by trfie
Sat Mar 13, 2021 8:13 pm
Forum: Friends, Family, Relationships, and Community Questions
Topic: Singles interacting with couples
Replies: 38
Views: 7814

Re: Singles interacting with couples

I agree with the previous sentiment, that it depends on the situation. I would never ask for the person to be alone with you, that seems rude. If the third person is not interested in the subject matter/activity, they are going to discover that and then self-select to not be involved, so you might e...
by trfie
Sat Mar 13, 2021 6:37 pm
Forum: Friends, Family, Relationships, and Community Questions
Topic: An ERE dating site
Replies: 297
Views: 50889

Re: An ERE dating site

I just read the thread about how to get a SO/friend/family on board and was going to jokingly suggest a dating sub-board to avoid having to convince someone. I dismissed it and then saw this thread. Maybe it's not a bad idea? I don't know what the successful marriage statistics are but dealing with ...
by trfie
Sat Mar 13, 2021 5:45 pm
Forum: Money and Investment Questions
Topic: S Corporation Retirement Options
Replies: 4
Views: 824

S Corporation Retirement Options

I have an S corp for my business (US - not sure if other countries even have S corps), am the only member, and would like to reduce my taxes. I have done everything I can outside retirement accounts. Seeing as I am both looking at taxes + FIRE, and may reach FI this year or the next (or later, a lot...
by trfie
Sun Feb 21, 2021 7:01 pm
Forum: Politics, and other eternal disagreements
Topic: COVID topic vol 2
Replies: 865
Views: 91392

Re: COVID topic vol 2

A dead virus does not mutate. So it is a societal underreaction that has resulted in the new strains (one of which is much more transmissible with the same mortality rate). If covid-19 was eradicated by May 2020 like it should have been, all these recent strains would not exist.
by trfie
Fri Feb 19, 2021 10:57 pm
Forum: Politics, and other eternal disagreements
Topic: COVID topic vol 2
Replies: 865
Views: 91392

Re: COVID topic vol 2

This is the most ERE post on the whole of this thread(!) I discussed this with somebody I know who knows a lot about antibodies from both higher education and career, and they said this is quite plausible. The problem, as mentioned in the article, is that you wouldn't know whether or not it had wor...
by trfie
Fri Feb 19, 2021 10:50 pm
Forum: Health and Food Questions
Topic: Bloodwork/Labs
Replies: 2
Views: 914

Bloodwork/Labs

Does anyone know of inexpensive options for obtaining blood tests? I need LFT monitoring 6x/year (ALT is the specific test) but with my insurance it is $50 per blood test. I've looked at all health insurance options during open enrollment and none of them have a lower amount. I am not working enough...
by trfie
Fri Feb 19, 2021 10:42 pm
Forum: Health and Food Questions
Topic: Health Insurance--a rant
Replies: 19
Views: 3845

Re: Health Insurance--a rant

Kenneth Arrow wrote the definitive paper on healthcare in 1963. Due to uncertainty and information assymetry, you simply cannot have a regular market in health care. There will always have to be some form of government intervention. There are all sorts of trade offs as to how and how much. It is no...
by trfie
Wed Feb 17, 2021 1:52 pm
Forum: Health and Food Questions
Topic: Health Insurance--a rant
Replies: 19
Views: 3845

Re: Health Insurance--a rant

Something I have noticed living in the US for a few years is that medical providers bill my health insurance company ~10x as much as the insurance ultimately pays them. I do not need health insurance to insure my health any more, at least at my level of financial risk tolerance. But I think I do st...
by trfie
Mon Jul 29, 2019 4:36 pm
Forum: Politics, and other eternal disagreements
Topic: Sam Harris - Idiot?
Replies: 57
Views: 18420

Re: Sam Harris - Idiot?

I am just judging Sam Harris off one data point, but I remember watching one of his videos in the mid-2000s where he was talking about the basis of morality. It was something about maximizing well-being. Then he threw up a slide of some woman wearing a hijab, or whatever, and simply stated somethin...
by trfie
Mon Jul 29, 2019 4:34 pm
Forum: Politics, and other eternal disagreements
Topic: Sam Harris - Idiot?
Replies: 57
Views: 18420

Re: Sam Harris - Idiot?

Campitor wrote:
Sat Mar 16, 2019 5:26 pm

[*]Dr. Ardnt, who was Harvard Medical graduate, walked out of a spinal surgery he was performing to cash his check.[/list]
I think Ardnt was addicted to drugs and there was a question of him owing someone, plus other random stuff that was going on.
by trfie
Mon Jul 29, 2019 4:02 pm
Forum: Politics, and other eternal disagreements
Topic: Andrew Yang's Freedom Dividend (Universal Basic Income)
Replies: 36
Views: 10485

Re: Andrew Yang's Freedom Dividend (Universal Basic Income)

@Campitor: I agree. Greatly increased inheritance tax towards equalization of educational/entrepreneurial opportunities would be better. Fresh roll on the American dream each generation. Except that it's not going to equalization of opportunity, it's going to overseas wars with a supermajority of D...