Search found 177 matches

by El Duderino
Fri Aug 20, 2021 4:13 pm
Forum: ERE Journals
Topic: FI in 10 years
Replies: 170
Views: 51437

Re: FI in 10 years

steveo73 wrote:
Fri Aug 20, 2021 12:15 am
I'm a wanker so I'll give my food philosophy and then recipes.
Lol @ being a wanker. Once again our thinking is aligned, this is getting weird :?

Thanks for all the recipes!!!! Definitely going to try them all out and I'm sure my cookbook will be expanding :D
by El Duderino
Fri Aug 20, 2021 3:36 pm
Forum: ERE Journals
Topic: Gilberto de Piento's Journal
Replies: 517
Views: 178887

forecasting

that explanation does make sense, thanks Gilberto.

Understood on the details, I totally get you on that too. Last thing we want to do here is make ourselves targets for scammers and sponges. Glad you found a new ride!
by El Duderino
Thu Aug 19, 2021 12:50 pm
Forum: ERE Journals
Topic: the dude's diary
Replies: 124
Views: 44214

Aug '21 Update

Hey everyone, two years has gone by so very fast. Here's what's been happening with me. First, I survived COVID :D I had a minor neck injury just before SHTF (shit hit the fan) so I'd resolved to take about 2 weeks off from the gym and rolling. That ended up being about 4 weeks and my main sparring ...
by El Duderino
Thu Aug 19, 2021 12:09 pm
Forum: ERE Journals
Topic: Gilberto de Piento's Journal
Replies: 517
Views: 178887

Re: Gilberto de Piento's Journal

steveo73 wrote:
Thu Aug 12, 2021 10:46 pm
Some nice looking charts there.
+1 Can you share how you did the 'rolling 12 months expense and withdrawal rates forecast' report specifically? How did you extrapolate the trend lines for the SWR?
by El Duderino
Thu Aug 19, 2021 12:06 pm
Forum: ERE Journals
Topic: Gilberto de Piento's Journal
Replies: 517
Views: 178887

Re: Gilberto de Piento's Journal

"Unicorn" is just shorthand for something that is really difficult, probably impossible to find. Unicorn is right! I'd add to your list the condition that it doesn't have some inherent engineering flaw in the drivetrain or chassis that is a ticking time-bomb or something like that. Very t...
by El Duderino
Thu Aug 19, 2021 11:57 am
Forum: ERE Journals
Topic: FI in 10 years
Replies: 170
Views: 51437

Re: FI in 10 years

The granola, Mexican and Noodles I think are as good as eating out at a restaurant but the cost is a pittance. More details on the recipes if you don't mind. I usually do steel cut oatmeal with some fruit for breakfast, but I'm not opposed to mixing it up and my version of tacos has some roasted sw...
by El Duderino
Thu Aug 19, 2021 11:52 am
Forum: ERE Journals
Topic: FI in 10 years
Replies: 170
Views: 51437

Re: catchup

You only live once though and I've saved money for so long I figure fuck it I do what I want. Hey Steve that's great to hear and especially a big congrats on your promotion to black belt! Obviously, I don't really know you but just the combination of how quickly you've gotten to the point of being ...
by El Duderino
Wed Apr 28, 2021 11:42 am
Forum: ERE Journals
Topic: Gilberto de Piento's Journal
Replies: 517
Views: 178887

Re: Gilberto de Piento's Journal

The good: - Net worth (not just FIRE assets as shown in the chart below) is now over $0.6 million (note the use of millions - someone recommended that earlier in this journal and I like it :mrgreen: ) Hey Gilberto, fantastic to see the progress you've made, kudos! What's this stuff about a unicorn ...
by El Duderino
Wed Apr 28, 2021 11:37 am
Forum: ERE Journals
Topic: FI in 10 years
Replies: 170
Views: 51437

catchup

Yo SteveO whassuup man! You and your son been rolling through the pandemic together more and more? That's a good situation there, having a younger belt but fit and strong to roll w/ and go through moves together. Just need to get your daughter into it maybe? Been watching a lot of Tom's videos at th...
by El Duderino
Thu Aug 22, 2019 4:45 pm
Forum: ERE Journals
Topic: the dude's diary
Replies: 124
Views: 44214

Re: Feb '17 Update

Just sayin', dude! Why you gotta be bringing up old stuff, 2birds? :oops: I think there's two things I'm going to use as excuses and Smashter is right about the first one, because when I said that, I wasn't having so much fun at work like I am now. Also, I felt like 40 was super-old and way far off...
by El Duderino
Thu Aug 22, 2019 10:49 am
Forum: ERE Journals
Topic: the dude's diary
Replies: 124
Views: 44214

Aug '19 Update

Hey all! Wanted to check in with my ERE compadres and see what's cracking. Can't believe it's been so long since I checked in here but it's nice to see familiar people from way back when I was a more frequent reader. I'll be turning 40 this year and I'm still working. While I do consider myself FI, ...
by El Duderino
Thu Aug 22, 2019 9:58 am
Forum: ERE Journals
Topic: FI in 10 years
Replies: 170
Views: 51437

Re: FI in 10 years

My condolences on your loss. Can't even imagine what you've gone through and so sad to hear.

Good call on getting back in the gym. Are you still rolling?
by El Duderino
Thu Aug 22, 2019 9:52 am
Forum: ERE Journals
Topic: Gilberto de Piento's Journal
Replies: 517
Views: 178887

Re: Gilberto de Piento's Journal

wow, check out that advertising income!!! nice high savings rate too, excellent. I hear you about the DIY time suck. That's the big part about it that nobody really talks about. Especially when you're tackling an unfamiliar project, you've got to research it, go slower than usual, and there's often ...
by El Duderino
Fri Dec 14, 2018 12:08 pm
Forum: ERE Journals
Topic: the dude's diary
Replies: 124
Views: 44214

Dec '18 Update

Had a wild idea to check this site and see how everybody is doing and figured I should do my part and provide a bit of an update, albeit a brief one. I missed the Chicago get together again. Maybe I'll make one of these sometime and get introduced to people IRL. Still working after the promotion ear...
by El Duderino
Sat May 26, 2018 4:47 pm
Forum: ERE Journals
Topic: the dude's diary
Replies: 124
Views: 44214

Jun '18 Update

Hey dude! Are there really no changes happening? Your journal is inspiring and therefore I'm looking forward to an update. How are you? Still tracking expenses per day? Yo, Wolf, how you doing? You anywhere near Nurburg? My sim-driving rig has the Nordschleiffe and it is the absolute favorite track...
by El Duderino
Thu Dec 14, 2017 10:40 am
Forum: Housing and Transportation Questions
Topic: Will Applying for a Mortgage Cause Problems?
Replies: 10
Views: 2395

Re: Will Applying for a Mortgage Cause Problems?

These underwriters don't care how much net worth you have, it's all about debt burden to verified, steady income. IMO, a typical ERE'r will make their decision to finance based on term period and prevailing interest rates.
by El Duderino
Fri Dec 01, 2017 1:47 pm
Forum: ERE Journals
Topic: the dude's diary
Replies: 124
Views: 44214

Dec '17 Update

Changes Might decide to move these updates to quarterly now as things have settled down and there aren't many changes happening for me. Really haven't progressed much on my various projects, (especially the electric Opel :( ) just chipping away at things slowly and being patient. I did make a signi...
by El Duderino
Thu Oct 05, 2017 4:54 pm
Forum: Money and Investment Questions
Topic: Living with 500k < 1 M < 2 M < 4M ...
Replies: 29
Views: 5790

Re: Living with 500k < 1 M < 2 M < 4M ...

a) This is a total WAG and changes depending on which community you're talking to. The Dave Ramsey crew things 7% is ok, the Trinity study devotees and mustache men say 4% is safe as houses and over here at ERE-land, if 2-3% seems widely accepted. I keep hearing people say things like 'well under th...
by El Duderino
Thu Oct 05, 2017 4:25 pm
Forum: ERE Journals
Topic: What I Spend
Replies: 912
Views: 197493

Re: What I Spend

Scott 2 wrote:
Thu Oct 05, 2017 10:53 am
I want a mindless 2d platformer.
Cuphead looks amazing and it's $20. Might be a little more difficult than you'd like though.
by El Duderino
Thu Oct 05, 2017 4:17 pm
Forum: ERE Journals
Topic: Gilberto de Piento's Journal
Replies: 517
Views: 178887

Re: Gilberto de Piento's Journal

don't you just hate it when spending goes up a month and kills the metrics? Nice job pulling in the big fee for consulting services!