Search found 169 matches

by El Duderino
Thu Aug 22, 2019 4:45 pm
Forum: ERE Journals
Topic: the dude's diary
Replies: 123
Views: 33831

Re: Feb '17 Update

Just sayin', dude! Why you gotta be bringing up old stuff, 2birds? :oops: I think there's two things I'm going to use as excuses and Smashter is right about the first one, because when I said that, I wasn't having so much fun at work like I am now. Also, I felt like 40 was super-old and way far off...
by El Duderino
Thu Aug 22, 2019 10:49 am
Forum: ERE Journals
Topic: the dude's diary
Replies: 123
Views: 33831

Aug '19 Update

Hey all! Wanted to check in with my ERE compadres and see what's cracking. Can't believe it's been so long since I checked in here but it's nice to see familiar people from way back when I was a more frequent reader. I'll be turning 40 this year and I'm still working. While I do consider myself FI, ...
by El Duderino
Thu Aug 22, 2019 9:58 am
Forum: ERE Journals
Topic: FI in 10 years
Replies: 143
Views: 35792

Re: FI in 10 years

My condolences on your loss. Can't even imagine what you've gone through and so sad to hear.

Good call on getting back in the gym. Are you still rolling?
by El Duderino
Thu Aug 22, 2019 9:52 am
Forum: ERE Journals
Topic: Gilberto de Piento's Journal
Replies: 377
Views: 85742

Re: Gilberto de Piento's Journal

wow, check out that advertising income!!! nice high savings rate too, excellent. I hear you about the DIY time suck. That's the big part about it that nobody really talks about. Especially when you're tackling an unfamiliar project, you've got to research it, go slower than usual, and there's often ...
by El Duderino
Fri Dec 14, 2018 12:08 pm
Forum: ERE Journals
Topic: the dude's diary
Replies: 123
Views: 33831

Dec '18 Update

Had a wild idea to check this site and see how everybody is doing and figured I should do my part and provide a bit of an update, albeit a brief one. I missed the Chicago get together again. Maybe I'll make one of these sometime and get introduced to people IRL. Still working after the promotion ear...
by El Duderino
Sat May 26, 2018 4:47 pm
Forum: ERE Journals
Topic: the dude's diary
Replies: 123
Views: 33831

Jun '18 Update

Hey dude! Are there really no changes happening? Your journal is inspiring and therefore I'm looking forward to an update. How are you? Still tracking expenses per day? Yo, Wolf, how you doing? You anywhere near Nurburg? My sim-driving rig has the Nordschleiffe and it is the absolute favorite track...
by El Duderino
Thu Dec 14, 2017 10:40 am
Forum: Housing Questions
Topic: Will Applying for a Mortgage Cause Problems?
Replies: 10
Views: 1270

Re: Will Applying for a Mortgage Cause Problems?

These underwriters don't care how much net worth you have, it's all about debt burden to verified, steady income. IMO, a typical ERE'r will make their decision to finance based on term period and prevailing interest rates.
by El Duderino
Fri Dec 01, 2017 1:47 pm
Forum: ERE Journals
Topic: the dude's diary
Replies: 123
Views: 33831

Dec '17 Update

Changes Might decide to move these updates to quarterly now as things have settled down and there aren't many changes happening for me. Really haven't progressed much on my various projects, (especially the electric Opel :( ) just chipping away at things slowly and being patient. I did make a signi...
by El Duderino
Thu Oct 05, 2017 4:54 pm
Forum: Money Questions
Topic: Living with 500k < 1 M < 2 M < 4M ...
Replies: 29
Views: 4225

Re: Living with 500k < 1 M < 2 M < 4M ...

a) This is a total WAG and changes depending on which community you're talking to. The Dave Ramsey crew things 7% is ok, the Trinity study devotees and mustache men say 4% is safe as houses and over here at ERE-land, if 2-3% seems widely accepted. I keep hearing people say things like 'well under th...
by El Duderino
Thu Oct 05, 2017 4:25 pm
Forum: ERE Journals
Topic: What I Spend
Replies: 163
Views: 30288

Re: What I Spend

Scott 2 wrote:
Thu Oct 05, 2017 10:53 am
I want a mindless 2d platformer.
Cuphead looks amazing and it's $20. Might be a little more difficult than you'd like though.
by El Duderino
Thu Oct 05, 2017 4:17 pm
Forum: ERE Journals
Topic: Gilberto de Piento's Journal
Replies: 377
Views: 85742

Re: Gilberto de Piento's Journal

don't you just hate it when spending goes up a month and kills the metrics? Nice job pulling in the big fee for consulting services!
by El Duderino
Wed Sep 27, 2017 9:35 am
Forum: ERE Journals
Topic: the dude's diary
Replies: 123
Views: 33831

Re: Regrets

You know what I mean? Yeah, I think so. It's good to approach these decisions from multiple angles by thinking about them in different ways and, hopefully, by reaching the same conclusion, it will boost confidence that the right thing is being done. That's kind of the story of a lot of our journals...
by El Duderino
Tue Sep 26, 2017 5:51 pm
Forum: ERE Journals
Topic: the dude's diary
Replies: 123
Views: 33831

POSITIVE!!!

It felt like forever, but just today I finally went from a negative balance to having a little cash (the princely sum of $46) in my Per Diem!!! :D Seriously, it's been at least two months since I had some extra $$$ kicking around in there and it was really frustrating. The whole experience has taugh...
by El Duderino
Tue Sep 26, 2017 5:45 pm
Forum: ERE Journals
Topic: the dude's diary
Replies: 123
Views: 33831

Regrets

Have you already started to think about regrets? Like, regrets to leave the workforce too early? Or, regrets like to FIRE too late or haven't saved enough? For myself, I wrote that down in my Lessons Learned List, that I will focus on regrets when I am in my transition phase to FIRE. I hopefully wo...
by El Duderino
Tue Aug 15, 2017 5:12 pm
Forum: ERE Journals
Topic: the dude's diary
Replies: 123
Views: 33831

Mid-Aug '17 Update

Work Decided against demanding a raise but I did express to my boss at a recent mid-year appraisal that I'm going to be looking for more time away on holiday, which he was receptive to and understood the primary challenge is getting someone who is capable enough to cover whilst I'm away. In the gra...
by El Duderino
Tue Aug 15, 2017 4:19 pm
Forum: Health Questions
Topic: Entering Ketosis
Replies: 85
Views: 14554

Re: Entering Ketosis

Something to be aware of with nuts is phytic acid content and the balance of the types of fats. This article covers the topic well.
by El Duderino
Mon Aug 07, 2017 1:28 pm
Forum: ERE Journals
Topic: the dude's diary
Replies: 123
Views: 33831

Re: July '17 Update

Hey MD,thanks for the comments and questions. Happy to add more info. Although the next few months are predicted to be under the estimated income line, I've used an estimated monthly budget. Thing is, I haven't been so good at working to a budget unless I'm tracking it closely, and that's what the d...
by El Duderino
Tue Aug 01, 2017 4:12 pm
Forum: ERE Journals
Topic: the dude's diary
Replies: 123
Views: 33831

Kharman Ghia

I saw an electric Opel at the Grocery Outlet in Berkeley, California, a couple of times. I googled the markings but not much info. I suspect it was an early lead acid conversion. Cool project! I'd be curious if a VW Kharman Ghia would be feasible. That'd be a great candidate platform for a conversi...
by El Duderino
Tue Jul 18, 2017 2:57 pm
Forum: ERE Journals
Topic: the dude's diary
Replies: 123
Views: 33831

July '17 Update

Hey folks! Been a while since my last update, though there haven't been any huge changes to my methods. Just some gradual improvements and clearer thinking, mostly. Dude's Deal Still using a per diem to keep expenses under control. I've decided to change how I calculate things, which will ease up a ...
by El Duderino
Fri Jun 30, 2017 7:09 pm
Forum: ERE Journals
Topic: Journal of MDFIRE2024
Replies: 142
Views: 20722

kpi

hey MD, nice stats.

can you explain, how do you calculate months to FI?