Search found 308 matches

by Bankai
Wed Jan 09, 2019 7:31 pm
Forum: Money Questions
Topic: Getting Divorced.
Replies: 120
Views: 9239

Re: Getting Divorced.

Just read that Jeff Bezos is getting divorced... not even being the richest man on earth, will prevent your wife from leaving you. Yeah, this once and for all kills the argument that money is all that matters for women. However, making time for SO, or any relationship for that matter, doesn't seem ...
by Bankai
Sat Jan 05, 2019 5:11 pm
Forum: ERE Journals
Topic: Bankai's Journal - ERE mode:hard
Replies: 72
Views: 11585

Re: Bankai's Journal - ERE mode:hard

@ Seppia - thanks! Re the vote, it was rescheduled to ~11th Jan back in December, however there's nothing stoping PM to postpone it a bit longer. She doesn't want a vote she's 99% to lose, so (I imagine) there are constant talks and bargains within her party as well as between London and Brussels as...
by Bankai
Sat Jan 05, 2019 3:39 pm
Forum: ERE Journals
Topic: Bankai's Journal - ERE mode:hard
Replies: 72
Views: 11585

Re: Bankai's Journal - ERE mode:hard

Your expenses are insanely good man! Congrats on the SR. And I can sympathise with the lack of sunlight issue, even down in Hampshire we're blacked out by 16:30! Good luck for the new year :) Thanks and same to you! Even if it's barely noticeable, days are now getting longer and it has a huge posit...
by Bankai
Sat Jan 05, 2019 3:34 pm
Forum: ERE Journals
Topic: Bankai's Journal - ERE mode:hard
Replies: 72
Views: 11585

Re: Bankai's Journal - ERE mode:hard

Finances Expenses in November were £1,170 or £585 per person (1.07 JAFI annualised). Excluding the capital part of the mortgage payment, expenses were £942 or £471 per person (0.86 JAFI annualised). Other than food and bills, we spent £372 on everything else. Food is back up to £273. Nov SR - 77.7% ...
by Bankai
Wed Jan 02, 2019 1:02 pm
Forum: ERE Journals
Topic: 7Wannabe5-Take 5
Replies: 74
Views: 6631

Re: 7Wannabe5-Take 5

The fact that reading is only allowed for an hour per day during early years of this program combined with initial assigned reading list of titles by Zig Ziglar or on topics such as advertisment copy writing offers a challenge likely only to be achieved through process of adding all the other requi...
by Bankai
Fri Dec 21, 2018 4:34 am
Forum: Friends & Family Questions
Topic: How to deal with being a sore loser
Replies: 29
Views: 2987

Re: How to deal with being a sore loser

What I don't like is when I lose because of stupid mistakes on my end. I am insecure and think* that losing will cause my friends to think I am stupid/dumb/incapable. When a pair of dice is involved at least I can hide behind those as an explanation for my failings. This is the underlying issue you...
by Bankai
Thu Dec 20, 2018 12:11 pm
Forum: Friends & Family Questions
Topic: How to deal with being a sore loser
Replies: 29
Views: 2987

Re: How to deal with being a sore loser

1) Co-operative games

2) Reframing goals of playing from winning to having fun, getting better, learning and testing new strategies. Basically, enjoy the journey/process and ignore the destination/outcome
by Bankai
Wed Dec 19, 2018 3:10 pm
Forum: ERE Journals
Topic: blackbird's (2nd) journal, now with numbers!
Replies: 8
Views: 1739

Re: blackbird's (2nd) journal, now with numbers!

Sorry to hear about your MIL & your brother. I had some very similar experiences to yours. I also had an argument with my brother very many years ago, after which he decided not to speak to me again. It took me few years to get over it after many attempts on my part to reinstate relations were met w...
by Bankai
Wed Dec 19, 2018 1:58 pm
Forum: Lifestyle Questions
Topic: What’s a reasonable range to spend on purchasing a home for a single ERE person?
Replies: 102
Views: 7412

Re: What’s a reasonable range to spend on purchasing a home for a single ERE person?

Novelty and Personal Learning Curves: It's not about "soap-making" in particular, it's about the almost infinite range of novelty, fresh perspectives, renewed interest and learning curves that can result from "doing it from scratch" and/or "doing it with beginner's eyes." We are talking about 2 dif...
by Bankai
Wed Dec 19, 2018 3:21 am
Forum: Lifestyle Questions
Topic: What's a reasonable range to spend on purchasing a car for a single ERE person?
Replies: 43
Views: 4289

Re: What's a reasonable range to spend on purchasing a car for a single ERE person?

If a house should not cost more than 10% of NW, maybe a car should not cost more than, say, 1%? Only if someone is really convinced they need one.
by Bankai
Wed Dec 19, 2018 3:18 am
Forum: Lifestyle Questions
Topic: What’s a reasonable range to spend on purchasing a home for a single ERE person?
Replies: 102
Views: 7412

Re: What’s a reasonable range to spend on purchasing a home for a single ERE person?

novelty, self-sufficiency, thrift, personal learning curves, loop-closing... Novelty - surely this fades after a while? Self-sufficiency - can't argue with this if it's your preference. Even if it's an illusion (try being self-sufficient when your break a leg during a hike or have pneumonia. Unless...
by Bankai
Wed Dec 19, 2018 2:53 am
Forum: Lifestyle Questions
Topic: What’s a reasonable range to spend on purchasing a home for a single ERE person?
Replies: 102
Views: 7412

Re: What’s a reasonable range to spend on purchasing a home for a single ERE person?

@jacob - yeah, if you frame it this way, it boils down to personal preference. Can't argue with that. After all, assuming free will exists, each moment is spent on most preferred activity, whatever that means for each of us.
by Bankai
Tue Dec 18, 2018 7:12 pm
Forum: Lifestyle Questions
Topic: What’s a reasonable range to spend on purchasing a home for a single ERE person?
Replies: 102
Views: 7412

Re: What’s a reasonable range to spend on purchasing a home for a single ERE person?

7Wannabe5 wrote:
Tue Dec 18, 2018 6:57 pm
This is entirely dependent on what(s) you are attempting to maximize.
And what exactly are you optimising by making soap for personal use?
by Bankai
Tue Dec 18, 2018 6:38 pm
Forum: Lifestyle Questions
Topic: What’s a reasonable range to spend on purchasing a home for a single ERE person?
Replies: 102
Views: 7412

Re: What’s a reasonable range to spend on purchasing a home for a single ERE person?

The point is not to need the money and to be able to do the task yourself. Exactly. Once you don't need (all your) money (passive income> >expenses) you can outsource, even if you are perfectly able to do the task yourself. After all, even if you can make a soap yourself, it's usually very poor all...
by Bankai
Tue Dec 18, 2018 4:58 pm
Forum: Lifestyle Questions
Topic: What’s a reasonable range to spend on purchasing a home for a single ERE person?
Replies: 102
Views: 7412

Re: What’s a reasonable range to spend on purchasing a home for a single ERE person?

I'd compare it to doing it myself, not hiring other people to do it. I'm shocked that thought even crossed YOUR mind... I guess once the stash is 3x larger than one can reasonably expect to need/spend in a lifetime, outsourcing mundane tasks to buy time starts to make more sense. After all, one onl...
by Bankai
Tue Dec 18, 2018 5:32 am
Forum: Lifestyle Questions
Topic: What’s a reasonable range to spend on purchasing a home for a single ERE person?
Replies: 102
Views: 7412

Re: What’s a reasonable range to spend on purchasing a home for a single ERE person?

I wonder if it gives you an energy buffer if you do get sick. People often loose weight when they are ill, if you haven't got any to loose you could be in trouble quite quickly. Could be, people on chemotherapy generally have trouble eating so having some cushion might help. On the other hand toxin...
by Bankai
Tue Dec 18, 2018 4:05 am
Forum: Lifestyle Questions
Topic: What’s a reasonable range to spend on purchasing a home for a single ERE person?
Replies: 102
Views: 7412

Re: What’s a reasonable range to spend on purchasing a home for a single ERE person?

As you age (in 20-30 years), studies have shown that lower BMI's have increased overall mortality and dementia rates. Obviously, obesity is still way worse. ( sample study ) This sounds counterintuitive. Although thinking about it, most 60+ people I know are rather chubby and the skinny ones are so...
by Bankai
Mon Dec 17, 2018 5:33 pm
Forum: Lifestyle Questions
Topic: What’s a reasonable range to spend on purchasing a home for a single ERE person?
Replies: 102
Views: 7412

Re: What’s a reasonable range to spend on purchasing a home for a single ERE person?

The average Pole can buy 1/4 to 1/3 square meter of real estate for his monthly salary. In Western European countries, the average monthly salary allows you to buy even 3 or 4 square meters. Yeah, it sucks big time. Although, it's still a massive improvement compared to how it was under commies, wh...
by Bankai
Mon Dec 17, 2018 4:16 pm
Forum: Politics, and other eternal disagreements
Topic: Civil War in France
Replies: 38
Views: 3792

Re: Civil War in France

Taxation is getting very unfair in France. In what way? Too much or not enough? Looking here , France seems to be in line with other high taxing countries in Europe. Your typical middle-class person would pay 5,154 tax on the average salary of 35,976 for an effective rate of ~14% according to this ...