Search found 1791 matches

by cmonkey
Thu Feb 27, 2020 8:51 pm
Forum: ERE Journals
Topic: cmonkey's journal
Replies: 903
Views: 201640

Re: cmonkey's journal

@cmonkey thanks for the Ruby's Pantry rec. No problem! We have had a good experience each time, although some items are hit and miss. We have started saying no to the Halo Top though, just got way burned out on that one. :lol: @LiberateMind, thanks! My job is pretty easy, only requiring a few hours...
by cmonkey
Thu Dec 12, 2019 9:57 am
Forum: Money Questions
Topic: Investments Trade Log
Replies: 2307
Views: 460121

Re: Investments Trade Log

jacob wrote:
Wed Dec 04, 2019 3:08 pm
We've moved from the general risk-on/risk-off trade to the particular trade deal on/trade deal off trade.
More like the trump tweet good/trump tweet bad trade. I'm sure he knows what he's doing..
by cmonkey
Wed Dec 11, 2019 8:45 pm
Forum: Friends & Family Questions
Topic: Do you lie?
Replies: 76
Views: 21495

Re: Do you lie?

The cultural pressure from every friend, every enemy, every direction, every country, every government is enormous. Businesses cannot exist if you do it. It takes such an act of will, that the longer it goes on in our lives, the more astonished I am that we did it at all Yea I am inversely correlat...
by cmonkey
Wed Dec 04, 2019 3:17 pm
Forum: ERE Journals
Topic: Gilberto de Piento's Journal
Replies: 415
Views: 115998

Re: Gilberto de Piento's Journal

Gilberto de Piento wrote:
Tue Dec 03, 2019 4:41 pm
November 2019

The big news for this month is that I hit $300,000 in FIRE assets! :mrgreen:
Round numbers are great! Congrats.
by cmonkey
Mon Dec 02, 2019 10:04 am
Forum: Work & Education
Topic: How to last another 3 yrs at my job? Advice?
Replies: 74
Views: 10566

Re: How to last another 3 yrs at my job? Advice?

If you wanna get from a 5% to a 3% WR, figure out how to cut your expenses by 40%.

Problem solved.
by cmonkey
Wed Nov 27, 2019 6:05 pm
Forum: Money Questions
Topic: SWR milestone record
Replies: 256
Views: 130695

Re: SWR milestone record

3.25%
by cmonkey
Fri Nov 22, 2019 1:02 pm
Forum: Housing Questions
Topic: What is your ERE housing score?
Replies: 74
Views: 21296

Re: What is your ERE housing score?

Now that we live in MN, this has become super efficient. Both WFH, groceries are 1.7 miles away by bike. We own our house so implied cost is about 403 per month with purchase price, taxes and insurance.

0 + (1.7*.3) + (4836/12/100) = 4.54 ( A+)
by cmonkey
Fri Nov 22, 2019 11:51 am
Forum: ERE Journals
Topic: ffj's early retirement
Replies: 1026
Views: 241514

Re: ffj's early retirement

Ha! Bad neighbors are everywhere. We are surrounded by them here. There were 5 cops at one of the places down the street about a month ago. It's known as the neighborhood drug house and routinely has a red light on the front of the house...

I'm pretty jealous of your farm adventures. ;)
by cmonkey
Thu Nov 21, 2019 5:24 pm
Forum: Resources & Recommended Reading
Topic: 'Ishmael' Trilogy by Daniel Quinn
Replies: 88
Views: 21700

Re: 'Ishmael' Trilogy by Daniel Quinn

theanimal wrote:
Thu Nov 21, 2019 1:25 pm
The argument was paradigm shifting for me.
+1. I've been reading his 4 books as they come in over the past couple of weeks and it's had the same effect on me. Frankly, I'm a bit surprised at the push back in that thread.
by cmonkey
Thu Nov 21, 2019 8:53 am
Forum: ERE Journals
Topic: cmonkey's journal
Replies: 903
Views: 201640

Re: cmonkey's journal

classical_Liberal wrote:
Wed Nov 20, 2019 7:58 pm
Still, it'll be worth a try, at least for the experience.
Nice, let me know how it goes! The food selection changes each time which is one of the exciting bits. Normally we don't get so much ice cream, usually just 6 or so. So we are good for a few months now..
by cmonkey
Wed Nov 20, 2019 2:37 pm
Forum: ERE Journals
Topic: cmonkey's journal
Replies: 903
Views: 201640

Re: cmonkey's journal

@cmonkey That's fantastic! What is the program called and how does it work? I'm assuming this is not taking from folks who would otherwise get it for free based on need. It's not a food shelf program, no, but I suppose indirectly it does, since the leftovers of the leftovers go to food shelf folks....
by cmonkey
Wed Nov 20, 2019 1:32 pm
Forum: ERE Journals
Topic: cmonkey's journal
Replies: 903
Views: 201640

Re: cmonkey's journal

Since moving to MN, we've been doing our part to reduce food waste in landfills. There's a program that operates across the upper midwest which takes near expired food and gives it to you for pennies on the dollar. Each month costs $20 (no tax). Last night DW and I priced it all out and our best est...
by cmonkey
Tue Nov 19, 2019 9:15 pm
Forum: Transportation Questions
Topic: How far are you willing to walk to work?
Replies: 22
Views: 3010

Re: How far are you willing to walk to work?

3 feet

I used to walk about 2 miles a day but it was along a super busy highway. Still better than driving it though.

I'd say 3 miles is a good limit, above that get a bike.
by cmonkey
Tue Nov 19, 2019 10:40 am
Forum: Money Questions
Topic: Investments Trade Log
Replies: 2307
Views: 460121

Re: Investments Trade Log

Cash balance is well over 6 figures now at 33%
by cmonkey
Thu Nov 07, 2019 1:13 pm
Forum: Resources & Recommended Reading
Topic: Resources and recommend watching
Replies: 282
Views: 115538

Re: Resources and recommend watching

@SWB - Yea this was a sort of mind-blow video for me and got me dreaming again. His design can be much improved by have an earthen berm on the north wall. I just need some land! He has a couple other videos on his youtube channel and in one he mentions it was about -1 F outside and was 38 F inside w...
by cmonkey
Wed Nov 06, 2019 11:50 am
Forum: Resources & Recommended Reading
Topic: Resources and recommend watching
Replies: 282
Views: 115538

Re: Resources and recommend watching

Growing Citrus in Nebraska Snow - https://www.youtube.com/watch?v=ZD_3_gsgsnk
by cmonkey
Thu Oct 24, 2019 11:35 am
Forum: ERE Journals
Topic: cmonkey's journal
Replies: 903
Views: 201640

Re: cmonkey's journal

Wow - sounds like you have a lot of good things going for you now. That's great :-) Yea we are in a great place in life currently. 2019 has been a very stressful, transformative year for the both of us, probably the most ever, with all that entailed bmonkey's birth, moving and job switching. We've ...
by cmonkey
Thu Oct 24, 2019 9:26 am
Forum: ERE Journals
Topic: cmonkey's journal
Replies: 903
Views: 201640

Re: cmonkey's journal

Here's the best proof I could capture.... https://i.imgur.com/pLwLDSh.jpg https://i.imgur.com/QJxoPWq.jpg I remember folks enjoyed my renovation project a few years back and so I thought I share some of what we are doing here. It won't be as extensive, although if I were going to do it right I would...
by cmonkey
Thu Oct 24, 2019 9:00 am
Forum: ERE Journals
Topic: cmonkey's journal
Replies: 903
Views: 201640

Re: cmonkey's journal

Walking at 9 months? Like furniture walking or unassisted? If it's the latter, she really is thriving! Glad to hear she is doing so well. She's been furniture walking since mid September so she was like 7.5 months old and has mastered that. She took her first unassisted steps last week and now this...