Early Retirement Extreme Forums

I have a long-time colleague at work who has been approaching me about providing similar services. I think he's working towards CFP credentials. A CFA is a higher level of certification than a CFP. In my case, in my mind, my ~30 years practical experience trumps his 1-2 years of training. But the fa...

I agree that one never really knows how they will react when the investment world gets turned on it's head until they've been through it. My advice would be to go ahead and jump in anyway. The reason stocks are rewarding is because they are risky. It's better to get your first clobbering when you ha...

does anyone think we're going to continue seeing nonstop growth for the next 5-10 years? is that even possible? if that were the case, it'd be the longest bull run in history right? It's probably possible because the growth hasn't been all that high. You could find past years in which to drop the 2...

Depends on what you are looking for maybe. A lot of the right here, right now numbers are pretty good: unemployment, job creation, even some indication of rising wages. Inflation has risen but is still pretty tame. One thing to keep in mind is that to have a substantial contraction, you pretty much ...

I would like to know what the evidence is for other things being touted. https://www.healthline.com/nutrition/23-studies-on-low-carb-and-low-fat-diets https://www.dietdoctor.com/low-carb/science https://www.youtube.com/watch?v=A5_R13Luit0 That should get you started. There's also interesting emergi...

C'mon 2Birds, Tyler, these two tests were all about getting high scores, just like anything. Some of us got really high scores on both. Double bubbles FTW. Actually, on the first one, low score = the bubble tested for (unless I misread). Although as jacob pointed out, just because low score people ...

I feel sorry for guys ... women can get away with wearing yoga pants (although I guess yoga pants would be high class and leggings would be low class). A meme sorta thing I saw just yesterday, paraphrased because of declining memory: Three things that don't varnish the truth: 1. small children 2. i...

Hey! I wear sweat pants in public!! "Low class" and "high class" can be taken in different ways. I'll answer as though the reference is primarily to socioeconomic class and not a spot on the continuum of sophistication or lack thereof (although there is admittedly often correlation). I've known weal...

To second what NPV said, a commitment can be viewed as a medium-term proposition rather than a forever thing. There is some danger of over-investing in a commitment, the archetypal example being some variant on letting your lifestyle creep up to a little more than your income can afford and psyching...

My point was that as much as there is an elitist bubble who don't understand anything that's going on outside their bubble, there's also a populist bubble who don't understand anything that's going on outside their bubble. I deal with this [communications] gap every thxgiving---and every time I log...

I got about 36.5 on jacob's quiz. I guess I'm not very, er, whatever it is a test for, or very much so whatever is being tested for. The implied values of the quiz are interesting. E.g., you get points for being a homebody (not relocating far or often), but no points for anything less than intercont...

... Crashed and burned on the TV and restaurant questions. There might be a special ERE bubble that I live in. Me too--all the restaurants they listed were above my price range, :lol:, for the 3-5 times a year I eat out. TV is another one, I just don't watch much "regular" television. But judging b...

https://www.pbs.org/newshour/economy/white-educated-and-wealthy-congratulations-you-live-in-a-bubble I scored 47 which is the midpoint for "first generation upper middle class raised by middle class parents" (with a tiny pinch of first-generation middle class) which is pretty accurate despite some t...

I can see how it might read like I was implying that Peterson was bragging about smacking children. Okay, well, you were pretty unequivocal about it (based on an admittedly superficial reading), but I'll chalk it up to hyperbole. Another thing that gets lost in what Peterson says in the equal impor...

Sounds like it might have blown a fuse (assuming it has one). You might try seeing if you can find a schematic online to determine if there is one. I'm not sure why they would have excluded the light from fuse protection though. Another thing to check is whether a GFI was triggered, but I would thin...

7Wb5, thanks for taking the time. I made no such accusation, btw. I think we interpret Peterson quite differently. I'm relieved, honestly, that that's all all there was behind the accusations, since I consider that far short of encouraging or bragging about the smacking around of children by adults....

I'm probably somewhere in the G4->L2 space. For whatever reason, I have never allowed gentrification to take root. I have the CV of a gentry novice, but not the heart.

Could someone provide a link reference to JBP espousing (or bragging about) adults smacking children around? Curiosity piqued by the assertions of promoting and engaging in what is described here in a way clearly suggestive of child abuse, I went on a search of the resources I had at hand. In his wr...

A Big Think video on the struggling middle class (that annoyed me and I can't figure out why) ... https://www.youtube.com/watch?v=mQQG7y5zj10 I understand her point that people shouldn't feel stigmatized, and many have pointed out how separated social classes are these days. Still, I knew her assum...

I think it depends on what the criteria are. In terms of income, I suspect I would fall into upper middle if the comparison is limited to the rest of the US. Probably about the same when it comes to wealth accumulated. If it is measured by everyday consumption and finery I'd estimate a lower middle ...