Search found 153 matches

by Scrubby
Mon May 30, 2016 3:52 am
Forum: Money Questions
Topic: Anyone else FI now but still working for a bit longer?
Replies: 134
Views: 22171

Re: Anyone else FI now but still working for a bit longer?

Random. You keep using that word, I do not think it means what you think it means. I ended up on this forum through a series of coincidences. If I really wanted to I could probably dig up thousands of people in forums and blogs with at least the same knowledge and experience in finance as you who w...
by Scrubby
Sun May 29, 2016 4:41 pm
Forum: Money Questions
Topic: Anyone else FI now but still working for a bit longer?
Replies: 134
Views: 22171

Re: Anyone else FI now but still working for a bit longer?

Similarly, it must mean that if you pick a random person who thinks he understands how statistics proves that beating the market is impossible then the odds are that he is wrong as well, because the fraction of people who actually understand statistical arguments is much lower than the fraction of ...
by Scrubby
Sun May 29, 2016 3:10 pm
Forum: Money Questions
Topic: Anyone else FI now but still working for a bit longer?
Replies: 134
Views: 22171

Re: Anyone else FI now but still working for a bit longer?

That is to say any given investor is willing to agree that there's more to it than just luck exactly up to the point/level of nuance they personally understand ... beyond that point, it's all luck as far as they and everybody else is concerned. Much like resolving a fractal and declaring any detail...
by Scrubby
Sat May 21, 2016 12:57 pm
Forum: Lifestyle Questions
Topic: Food stamps, medicaid, for ERE
Replies: 211
Views: 34658

Re: Food stamps, medicaid, for ERE

@Scrubby - No, it makes it hard to hold onto dictatorships. Not hard enough. http://thisisafrica.me/10-africas-longest-serving-leaders/. Those aren't special cases, most of the world's nations are dictatorships. It seems to me that most dictatorships in the last 100 years have ended because the dic...
by Scrubby
Sat May 21, 2016 3:44 am
Forum: Resources & Recommended Reading
Topic: Harari's new book reviewed
Replies: 4
Views: 1362

Re: Harari's new book reviewed

Though the people may no longer provide for the state, the state may still provide for them. “What might be far more difficult is to provide people with meaning, a reason to get up in the morning,” Harari says. Come to think of it, it has been much easier for me to get up in the morning after I sto...
by Scrubby
Sat May 21, 2016 3:23 am
Forum: Lifestyle Questions
Topic: Food stamps, medicaid, for ERE
Replies: 211
Views: 34658

Re: Food stamps, medicaid, for ERE

jacob wrote:Democracy: Pulling the trigger on a cheap gun is easy and defeats almost everyone. Offence wins. Start a revolution by handing out Ak47s to children or muskets to civilians. Whoever holds the majority wins.
Does this make Africa and the Middle East the most democratic areas in the world?
by Scrubby
Thu May 19, 2016 7:13 am
Forum: Lifestyle Questions
Topic: Food stamps, medicaid, for ERE
Replies: 211
Views: 34658

Re: Food stamps, medicaid, for ERE

Also, regarding Costco, it should be noted that they employ far less employees than Walmart: 184,000 versus 1.1 million in the U.S. and more importantly less people per square footage per store. So which is better? A million people working at $9/hour or 200,000 working at $18/hour? Walmart's turnov...
by Scrubby
Wed May 18, 2016 4:30 am
Forum: Lifestyle Questions
Topic: Food stamps, medicaid, for ERE
Replies: 211
Views: 34658

Re: Food stamps, medicaid, for ERE

What about the million plus workers in the U.S. that have a job because Walmart exists. Is that worth anything? If they didn't exist then their customers would have shopped elsewhere, and that would have created about the same number of jobs. Lots of shops who probably paid their employees better h...
by Scrubby
Tue May 17, 2016 4:35 am
Forum: Money Questions
Topic: Dealing with net worth losses
Replies: 13
Views: 3004

Re: Dealing with net worth losses

My solution was mainly to not retire until it didn't matter. I didn't leave my job until I could easily survive if I lost 50%. When you stop having normal job income you'll probably get a lot of down years, some of them may be quite bad. I had to work longer to get there but if I didn't I would risk...
by Scrubby
Sun May 15, 2016 4:36 am
Forum: Money Questions
Topic: Portfolio Charts
Replies: 465
Views: 93764

Re: Portfolio Charts

The problem with gold is that it's like oil, there will eventually be very little mineable gold left in the ground. My guess is that we are probably at "peak gold" about now. The mined reserves are estimated to anywhere between 155,244 tonnes and 2.5 million tonnes (http://www.bbc.com/news/magazine-...
by Scrubby
Thu Apr 07, 2016 6:20 am
Forum: Lifestyle Questions
Topic: Mini-retirements vs ERE?
Replies: 99
Views: 14598

Re: Mini-retirements vs ERE?

In my case I think it would have felt a bit like living on credit. It's unlikely that I would have kept my salary without the continuity, so I would have ended up having to work more in total.
by Scrubby
Sun Mar 20, 2016 6:08 pm
Forum: Lifestyle Questions
Topic: Living digitally very inexpensive
Replies: 84
Views: 11552

Re: Living digitally very inexpensive

Did wrote:As for not respecting IP, well, that's just ignorance.
The kind of ignorance that brought us Shakespeare, though.
by Scrubby
Tue Feb 23, 2016 6:34 am
Forum: Lifestyle Questions
Topic: How to consistently beat insecurity?
Replies: 13
Views: 2161

Re: How to consistently beat insecurity?

Do a search for "power pose". It is probably not as ground breaking as the first study suggested, but it does appear to improve self-confidence.
by Scrubby
Sat Jan 30, 2016 7:14 pm
Forum: Housing Questions
Topic: Living in a caravan in Northern Norway
Replies: 9
Views: 2889

Re: Living in a caravan in Northern Norway

A quick Google search seems to indicate that Sweden has several builders, and that their caravans are made for Scandinavian winters. Apparently camping in the winter is more popular than I would have thought, and with some modifications some use them in temperatures below -40C. They may not care as ...
by Scrubby
Thu Jan 21, 2016 6:52 pm
Forum: Resources & Recommended Reading
Topic: Buffett's letter to shareholders
Replies: 18
Views: 3492

Re: Buffett's letter to shareholders

The book "The Essays of Warren Buffett" contains all his letters to shareholders rearranged by topics. I've read it and I would recommend it.
by Scrubby
Fri Jan 15, 2016 8:46 am
Forum: Lifestyle Questions
Topic: Did you buy a Powerball lottery ticket?
Replies: 41
Views: 4604

Re: Did you buy a Powerball lottery ticket?

If I suggested you pick the numbers, 1, 2, 3, 4, 5, 6 for your lottery ticket, would you think those were as good a choice as any for your ticket? If not, why not? All the numbers have exactly the same chance of coming up after all. I wouldn't, because those are the most commonly submitted numbers....
by Scrubby
Sun Dec 13, 2015 6:36 pm
Forum: Lifestyle Questions
Topic: Who here is retired? Sound off
Replies: 34
Views: 5111

Re: Who here is retired? Sound off

I haven't answered because I don't fit the "not worked in more than a year" requirement and I don't want to give identifying details like specific age. I consider myself retired because I've quit my job and I'm probably never going to work again. I'm old enough that Jacob probably wouldn't consider ...
by Scrubby
Mon Dec 07, 2015 2:36 pm
Forum: Money Questions
Topic: Reducing stock investing risk
Replies: 61
Views: 7720

Re: Reducing stock investing risk

Scrubby, the idea is not to repeat what someone else has done, but to find your own path. Obviously, you could not repeat exactly what I did as the circumstances are no longer the same today. So what do you think you are really saying when you suggest 'if you think......'? I think you've just lucke...
by Scrubby
Sun Dec 06, 2015 5:45 pm
Forum: Money Questions
Topic: Reducing stock investing risk
Replies: 61
Views: 7720

Re: Reducing stock investing risk

The discussion with OldPro is pretty much just a repetition of this one: http://forum.mrmoneymustache.com/welcom ... #msg637952

If you think you can repeat what he says he's done in the message I've linked to with the same result then go ahead.
by Scrubby
Tue Dec 01, 2015 12:08 pm
Forum: Friends & Family Questions
Topic: Christmas presents!!!
Replies: 28
Views: 6637

Re: Christmas presents!!!

Ydobon wrote:So is it ok to serve turkey medium rare?
Not if you want to kill salmonella.