Search found 186 matches

by NPV
Sun Sep 01, 2019 7:11 am
Forum: Lifestyle Questions
Topic: Grocery Bill: The Most Difficult Thing to Give Up.
Replies: 41
Views: 6030

Re: Grocery Bill: The Most Difficult Thing to Give Up.

Well the set above is pretty representative. Swap salmon for soft cheese or eggs sometimes (a bit less healthy but cheaper and even I wouldn't eat salmon every day), and the vegetable types vary, but other than that it's my normal diet for a day.
by NPV
Sun Sep 01, 2019 12:00 am
Forum: ERE Journals
Topic: Alice_AU journal
Replies: 31
Views: 3484

Re: Alice_AU journal

Given how weak AUD currently has been (0.67 USD currently), Australia is hardly the best place to earn anymore. In most high paying fields you can get paid significantly more in the US, and taxes are higher in Australia. On the other hand, Australia has decent free healthcare, decent public schools ...
by NPV
Sat Aug 31, 2019 2:03 pm
Forum: Lifestyle Questions
Topic: Grocery Bill: The Most Difficult Thing to Give Up.
Replies: 41
Views: 6030

Re: Grocery Bill: The Most Difficult Thing to Give Up.

@NPV - I’m with FIRE 2018. First try to source what you want to eat less expensively. Different markets, especially fresh fish wholesale markets are great sources for salmon. Not sure where you live but I routinely get salmon for about 1/2 the price in a supermarket by shopping in bulk at the fish ...
by NPV
Sun Jul 28, 2019 1:45 am
Forum: Lifestyle Questions
Topic: Grocery Bill: The Most Difficult Thing to Give Up.
Replies: 41
Views: 6030

Re: Grocery Bill: The Most Difficult Thing to Give Up.

A lot of this will vary based off your approach to nutrition (i.e. someone following organic Paleo simply cannot compete on cost with a non-organic whole food plant based eater) This is a difficult one for me. My paleo-ish pescatarian-ish keto-ish diet seems just structurally very expensive. Fatty ...
by NPV
Sun Jun 09, 2019 7:17 am
Forum: Lifestyle Questions
Topic: Polyamory Support Group
Replies: 192
Views: 26990

Re: Polyamory Support Group

I thought this article on solo polyamory was insightful: https://www.psychologytoday.com/us/blog ... ingle-poly
I was not familiar with the concept of solo poly before and it describes me so well.
by NPV
Sat Apr 27, 2019 8:36 pm
Forum: Money Questions
Topic: Side business experience
Replies: 14
Views: 2351

Re: Side business experience

Thanks again for sharing Sclass! Makes perfect sense.
by NPV
Fri Apr 26, 2019 5:10 pm
Forum: Money Questions
Topic: Side business experience
Replies: 14
Views: 2351

Re: Side business experience

Thanks Sclass for sharing! 13 years of profits on autopilot is impressive longevity (and for a few afternoons' work!). What do you think enabled this longevity? Have you considered / tried building more businesses with a similar model and different content? Regarding your point on tough criteria... ...
by NPV
Sat Apr 20, 2019 4:53 pm
Forum: Money Questions
Topic: Side business experience
Replies: 14
Views: 2351

Re: Side business experience

Sure. Mocked this up quickly. Does it make sense?
Image
by NPV
Fri Apr 19, 2019 10:04 pm
Forum: Money Questions
Topic: Side business experience
Replies: 14
Views: 2351

Side business experience

Hi all, Upon losing a fair bit of money over the last couple months I have been reflecting on various income stream options to speed up path to ERE. Now of course the lines between an investment, a business and a job as well as the definition of "side" are blurry. For the purposes of this thread, I ...
by NPV
Tue Feb 12, 2019 7:37 pm
Forum: Money Questions
Topic: Best browser extension to automatically suggest better prices for products online?
Replies: 3
Views: 599

Best browser extension to automatically suggest better prices for products online?

There seems to be a lot of different browser extensions to help save when shopping online: https://www.nerdwallet.com/blog/shopping/browser-extensions-online-shopping/ I already use one to automatically find and apply coupons (Honey) which saves me a few bucks here and there - not sure if it is any ...
by NPV
Sat Oct 06, 2018 10:21 pm
Forum: Money Questions
Topic: FIRE reaching Critical Mass
Replies: 170
Views: 19681

Re: FIRE reaching Critical Mass

I think people are a bit harsh on MMM, he spends ~25k on two adults and one child, putting his per capita spending between 12.5k and 8k depending on how you treat children in the per capita part. There's not a legion of people even on these forums who beat that easily. This is a very good point. Ki...
by NPV
Thu Oct 04, 2018 9:57 pm
Forum: Miscellaneous
Topic: "Why Growth Can't be Green" -- Article
Replies: 6
Views: 1635

Re: "Why Growth Can't be Green" -- Article

BTW, has anyone been able to locate the three studies he is referencing, especially the ones with "ultra optimistic" projections? Would be interesting to understand the methodology as from first principles it does not seem to make sense. Of course "tons" are almost a useless proxy. A ton of iron has...
by NPV
Wed Oct 03, 2018 5:58 pm
Forum: Miscellaneous
Topic: "Why Growth Can't be Green" -- Article
Replies: 6
Views: 1635

Re: "Why Growth Can't be Green" -- Article

While it's true that we are no longer worrying about whale blubber and wild fauna as a source of calories, it begs the question, what will be left to burn when the oil runs out? If civilisation is a heat engine, bound by the laws of thermodynamics, it's also a function of entropy, it needs to burn ...
by NPV
Wed Oct 03, 2018 5:15 pm
Forum: Money Questions
Topic: Expat income, banking, and flag theory
Replies: 46
Views: 7241

Re: Expat income, banking, and flag theory

yes, singapore definitely has the edge all else being equal, unless opening an account is complicated. Since I will probably move to HK it would be cool to have an account in Singapore (plus one in HK), but if Singapore is a nightmare I may just settle with an HK account For both HK and Singapore o...
by NPV
Sun Sep 16, 2018 3:29 am
Forum: Health Questions
Topic: Should I Buy This Expensive Exercise Device?
Replies: 13
Views: 1871

Re: Should I Buy This Expensive Exercise Device?

Depends on how sure you are you will keep using it. I would say if you: 1. Have done deadlifts for years consistently and regularly and are sure you will continue this in the future, and 2. Have used a trap bar at least several times and strongly prefer it over an olympic bar Then go for it. If, how...
by NPV
Sat Sep 08, 2018 10:46 pm
Forum: Money Questions
Topic: World Income Distribution
Replies: 23
Views: 2548

Re: World Income Distribution

This seems to be a reasonable way to think about global income distribution: Level 1: This is extreme poverty, with people living on less than $2 a day. Level 2: About 3 billion are in this category, surviving on between $2 and $8 a day. Level 3: In this category, people live on between $8 and $32 a...
by NPV
Fri Sep 07, 2018 11:32 pm
Forum: Work & Education
Topic: Fear of commitment. What to do?
Replies: 14
Views: 2633

Re: Fear of commitment. What to do?

Ideas like becoming an electrician, joining the military, doing grad school.. all requiring quite a bit of commitment If that is the barrier (ideas requiring more commitment than you are willing to give), one strategy to overcome it could be to devise ways to test them in very 80/20 (Pareto) ways. ...
by NPV
Thu Sep 06, 2018 2:43 am
Forum: Work & Education
Topic: Fear of commitment. What to do?
Replies: 14
Views: 2633

Re: Fear of commitment. What to do?

You don't have to commit to anything in perpetuity. But you do need to just start doing stuff. For me this became most clear through two interconnected (and obvious) facts: 1. If you don't actually take actions to test and implement the idea, there is no result from it 2. If you don't actually take ...
by NPV
Tue Aug 14, 2018 5:49 am
Forum: Resources & Recommended Reading
Topic: Which Nassim Nicholas Taleb Book Do I Read First?
Replies: 8
Views: 3177

Re: Which Nassim Nicholas Taleb Book Do I Read First?

Black Swan: many important things in the world are not Gaussian
Antifragile: bet on things with more upside than downside

Now you don't need to read any. You are welcome :)
by NPV
Tue Jul 24, 2018 7:01 am
Forum: Work & Education
Topic: Join the Family Business or strike out on my own?
Replies: 28
Views: 4108

Re: Join the Family Business or strike out on my own?

My point (which was of course mentioned by others in the topic as well) is that it is much easier to grow a profitable business in a growing and profitable industry. Which software is, and small town bed-and-breakfast is not. If you want to start a business, coding a side project or two could be a m...