Search found 1727 matches

by Gilberto de Piento
Tue Sep 14, 2021 1:25 pm
Forum: Money Questions
Topic: Transfer from Betterment to Vanguard
Replies: 20
Views: 861

Re: Transfer from Betterment to Vanguard

If this is 401k, IRA or similar rollover I believe you need to transfer directly from betterment to Vanguard. Don't move to cash or you will be penalized due to it being considered a withdrawal from a tax advantaged account.
by Gilberto de Piento
Mon Sep 13, 2021 7:20 pm
Forum: ERE Journals
Topic: A Journey of Mindfulness--the Remaking of Life in Midstream.
Replies: 910
Views: 209210

Re: A Journey of Mindfulness--the Remaking of Life in Midstream.

I'd be interested in reading the climate data if it would be easy for you to provide links. If its a hassle don't worry about it.
by Gilberto de Piento
Mon Sep 13, 2021 1:00 pm
Forum: Money Questions
Topic: Transfer from Betterment to Vanguard
Replies: 20
Views: 861

Re: Transfer from Betterment to Vanguard

I haven't tried it but I suspect Vanguard could help you with this. They are generally known for good customer service and they may be interested in helping to bring a new customer onboard.
by Gilberto de Piento
Sun Sep 12, 2021 8:22 pm
Forum: ERE Journals
Topic: 7Wannabe5- Take 7- The Money Dimple
Replies: 346
Views: 34231

Re: 7Wannabe5- Take 7- The Money Dimple

Canada will close the border and the US will bring democracy to Canada as in Iraq and Afghanistan. Or maybe the Mexican American war and the Mexican Cession is a better parallel. :? :shock: At least a small amount of smart money is moving into key areas of the Midwest already. Movement will happen s...
by Gilberto de Piento
Fri Sep 10, 2021 9:38 am
Forum: ERE Journals
Topic: mooretrees journal
Replies: 405
Views: 90961

Re: mooretrees journal

States will have a document that shows what has to be taught by grade, known as academic standards. For example, Minnesota social studies: https://education.mn.gov/mde/dse/stds/soc/. The actual implementation in the classroom of course varies widely. You could also look into what standardized tests ...
by Gilberto de Piento
Thu Sep 09, 2021 3:40 pm
Forum: Money Questions
Topic: Forward Looking Spreadsheet Examples?
Replies: 7
Views: 470

Re: Forward Looking Spreadsheet Examples?

Thank you for the discussion and the images. I will give it a try and maybe put the results in my journal. I think this will be a useful and necessary exercise as my future has become more "locked in" but I'm a little down on it for two reasons. One, it seems a little like back when I used...
by Gilberto de Piento
Wed Sep 08, 2021 11:13 am
Forum: Money Questions
Topic: Forward Looking Spreadsheet Examples?
Replies: 7
Views: 470

Forward Looking Spreadsheet Examples?

A couple of posts here have mentioned creating spreadsheets that project out finances through end of life. I'm assuming it is something like a column for each year you might reasonably expect to live, with expected income and expenses and a total. I'm thinking about implementing something like this ...
by Gilberto de Piento
Thu Sep 02, 2021 1:24 pm
Forum: Skills & Tools Questions
Topic: Fixit Log
Replies: 417
Views: 87109

Re: Fixit Log

FWIW disc brake bikes are much more able to keep operating with an out of true wheel. If the tire isn't rubbing anything and the wheel isn't too wobbly you can keep riding until you feel like fixing it. I don't think Stranger Things had as much of an effect on the prices of 80s and 90s nostalgia ite...
by Gilberto de Piento
Thu Sep 02, 2021 10:08 am
Forum: ERE Journals
Topic: Gilberto de Piento's Journal
Replies: 478
Views: 135916

Re: Gilberto de Piento's Journal

August 2021 Another unusual month with high expenses. Hoping the financials settle down soon. Expenses Auto Insurance 67.02 Babysitter & Daycare 1387.5 (Three months paid ahead.) Bills & Utilities 115.88 Business Services 33.98 Doctor 31.65 Entertainment 7 Fast Food 32.75 Gas & Fuel 33....
by Gilberto de Piento
Wed Sep 01, 2021 11:27 am
Forum: ERE Journals
Topic: TakeTwo's Journal
Replies: 11
Views: 589

Re: TakeTwo's Journal

I like your goals and aspirations list. It is a good reminder that I have a list like that too somewhere. I should dig it up and take a look. Good luck on it and please update on your progress.
by Gilberto de Piento
Tue Aug 31, 2021 8:31 pm
Forum: Work & Education
Topic: School Bus Driver Shortage and Signing Bonuses
Replies: 1
Views: 245

School Bus Driver Shortage and Signing Bonuses

Many areas are experiencing a shortage of school bus drivers. Some are offering signing bonuses of many thousands of dollars and pay of $20+ per hour. Easy money and fun for some, a nightmare for others. There's a shortage due to covid risks for drivers so think about the possible dangers before sig...
by Gilberto de Piento
Tue Aug 31, 2021 8:15 pm
Forum: ERE Community
Topic: Church Bulletin Weekly Laudato Si Action Items Ideas?
Replies: 10
Views: 397

Re: Church Bulletin Weekly Laudato Si Action Items Ideas?

Someone should help the Pope make the laudato si text webpage readable on mobile. :lol:

I don't have any real suggestions but I like what both you and Pope Francis are doing.
by Gilberto de Piento
Tue Aug 31, 2021 8:09 pm
Forum: Resources & Recommended Reading
Topic: Little Free Libraries
Replies: 8
Views: 449

Re: Little Free Libraries

Lots of LFLs in my area too. I don't use them but I'm happy they exist. A person with time on their hands who liked doing repairs could make the world a better place by repairing/maintaining them as needed. The ones on private property nearby are well taken care of but the one on public property, on...
by Gilberto de Piento
Tue Aug 31, 2021 11:26 am
Forum: Lifestyle Questions
Topic: No Cook, No Refrigeration, Long Storage Foods
Replies: 16
Views: 897

Re: No Cook, No Refrigeration, Long Storage Foods

I have two flotation chambers in the ends of my canoe where I would plan to store emergency food. Each has an access port which unscrews and is hopefully water tight, and therefore might be insect proof, assuming no insects got into the flotation chamber with the food before closing it off. I know ...
by Gilberto de Piento
Fri Aug 27, 2021 10:19 pm
Forum: Lifestyle Questions
Topic: No Cook, No Refrigeration, Long Storage Foods
Replies: 16
Views: 897

Re: No Cook, No Refrigeration, Long Storage Foods

Have you done any thinking about how to keep mice and bugs out of your food? Repackage into metal containers?
by Gilberto de Piento
Fri Aug 27, 2021 5:59 am
Forum: ERE Journals
Topic: A Journey of Mindfulness--the Remaking of Life in Midstream.
Replies: 910
Views: 209210

Re: A Journey of Mindfulness--the Remaking of Life in Midstream.

Friends tell me starlink is great if you can't get wifi otherwise where you are (if you want good internet - maybe better without it). There is lots of equipment for bringing in wifi over a distance though it all looks like a hassle but my tolerance for fighting technology is very low. Congratulatio...
by Gilberto de Piento
Sat Aug 21, 2021 8:22 pm
Forum: ERE Community
Topic: ERE Travel Thread
Replies: 21
Views: 6983

Re: ERE Travel Thread

Can't help you but I'm jealous of your route and mode of transportation. Good for you. :D
by Gilberto de Piento
Fri Aug 20, 2021 1:37 pm
Forum: ERE Journals
Topic: Gilberto de Piento's Journal
Replies: 478
Views: 135916

Re: Gilberto de Piento's Journal

+1 Can you share how you did the 'rolling 12 months expense and withdrawal rates forecast' report specifically? How did you extrapolate the trend lines for the SWR? Note that I got the concept for that chart from another journal here. I'd like to give them credit for their idea but I am not finding...
by Gilberto de Piento
Fri Aug 20, 2021 1:19 pm
Forum: ERE Journals
Topic: Gilberto de Piento's Journal
Replies: 478
Views: 135916

Re: Gilberto de Piento's Journal

Unicorn is right! I'd add to your list the condition that it doesn't have some inherent engineering flaw in the drivetrain or chassis that is a ticking time-bomb or something like that. Very tough to find from my experience as those sort of 'bullet-proof' cars often hold their value extremely well ...