Search found 1037 matches

by Gilberto de Piento
Fri Apr 20, 2018 12:42 pm
Forum: ERE Journals
Topic: Gilberto de Piento's Journal
Replies: 304
Views: 54842

Re: Gilberto de Piento's Journal

A few quotes as a reminder to myself. "You deserve what you accept." Not sure of the author "If you don't have a plan for your life, someone else does." Not sure of the author “A ‘no’ uttered from the deepest conviction is better than a ‘yes’ merely uttered to please, or worse, to avoid trouble.” Ma...
by Gilberto de Piento
Thu Apr 12, 2018 9:35 pm
Forum: DIY Skills Questions
Topic: Target practice on a budget.
Replies: 13
Views: 468

Re: Target practice on a budget.

Ive had fun shooting a good quality pellet gun. It costs very little. I don't think this is what you are thinking of but it is one option.
by Gilberto de Piento
Wed Apr 11, 2018 1:42 pm
Forum: Lifestyle Questions
Topic: How to be optimistic all the time? Presenting genuinely v. happily
Replies: 50
Views: 1850

Re: How to be optimistic all the time? Presenting genuinely v. happily

I'm going to replace internet forums and articles with Meetups, dialogue with in-person or video calling people, mentors, books, and audiobooks/podcasts. Let's see what happens.~ Thank you all for your time over the years! I may be back in a day, a week, or years. Who knows! Good luck THF, I hope y...
by Gilberto de Piento
Mon Apr 09, 2018 12:47 pm
Forum: Work & Education
Topic: Help me find out what makes me unemployable, please.
Replies: 32
Views: 1367

Re: Help me find out what makes me unemployable, please.

Have you asked the companies you applied with why you weren't selected? If so, what did they say? If not, contact some of them (if it hasn't been too long) and ask.
by Gilberto de Piento
Sun Apr 08, 2018 3:12 pm
Forum: Friends & Family Questions
Topic: Getting young adults to put their phones down and start thinking about personal finance
Replies: 9
Views: 688

Re: Getting young adults to put their phones down and start thinking about personal finance

Personal finance and frugality should be taught at every school starting from 1st grade all the way through college; it should be a mandatory course. Some states require what is usually referred to as financial literacy. It doesn't go as far as I would like but schools are including it more than I ...
by Gilberto de Piento
Wed Apr 04, 2018 8:58 am
Forum: ERE Journals
Topic: Randy's Journal
Replies: 5
Views: 411

Re: Randy's Journal

It sounds like you are doing great! Are you getting any available 401k match from your company? Are you maxing out your 401k (not saying you should, just asking)? I include 401k contributions in my savings rate calculations since I could choose to do something else with the money, unlike pension con...
by Gilberto de Piento
Mon Apr 02, 2018 9:54 am
Forum: ERE Journals
Topic: Gilberto de Piento's Journal
Replies: 304
Views: 54842

Re: Gilberto de Piento's Journal

March 2018 It was a three paycheck month so even though I spent too much on groceries and sporting goods I saved 73%. :) Expenses Alcohol & Bars 12.65 Auto & Transport 30.67 (routine car maintenance) Bills & Utilities 17.22 Business Services 27.98 Charity 20 Clothing 177.76 (I bought a lot of sport...
by Gilberto de Piento
Mon Apr 02, 2018 9:41 am
Forum: ERE Journals
Topic: Gilberto de Piento's Journal
Replies: 304
Views: 54842

Re: Gilberto de Piento's Journal

simplex wrote:
Thu Mar 29, 2018 3:31 am
Your internet income looks quite dependable in relation to the amount of work you put into it. Congratulations.
Thanks!
by Gilberto de Piento
Mon Mar 26, 2018 11:13 am
Forum: DIY Skills Questions
Topic: If I wanted to build a climbing wall...
Replies: 16
Views: 1538

Re: If I wanted to build a climbing wall...

Are you trying to stay in shape for climbing outdoors? You might consider and hangboard and/or a system board if you are mostly looking to train. Watch overdoing it though.

The mountainproject forums have a ton of info about building home walls.
by Gilberto de Piento
Fri Mar 23, 2018 12:33 pm
Forum: ERE Journals
Topic: C40's Journal
Replies: 861
Views: 162269

Re: C40's Journal

How are things going with making money off Instagram and your blog (if you don't mind saying)?
by Gilberto de Piento
Fri Mar 23, 2018 9:45 am
Forum: ERE Journals
Topic: Gilberto de Piento's Journal
Replies: 304
Views: 54842

Re: Gilberto de Piento's Journal

New goal: earn $100 from internet marketing every month. My sites still earn money but since I haven't touched them in a long time the earnings are slowly creeping downward. Starting in 2016 I've had the occasional month that earns less than $100. I'm going to start by giving all my old sites a tun...
by Gilberto de Piento
Thu Mar 22, 2018 8:47 am
Forum: Resources & Recommended Reading
Topic: Recommended Subreddits
Replies: 7
Views: 450

Re: Recommended Subreddits

Reddit is cool but it can easily become a huge time suck for people who get a high from "information." It's one of those sites you can find yourself checking frequently or scrolling for hours. Like facebook, twitter, google news, instagram, etc. They are good at developing time consuming habits that...
by Gilberto de Piento
Tue Mar 20, 2018 7:42 pm
Forum: Money Questions
Topic: SWR milestone record
Replies: 151
Views: 52956

Re: SWR milestone record

is SWR being calculated via spending as a % of financial assets? and it's coming down as assets grow/spending decreases? I asked this same question way upthread: Is there a formula for this? Here's what I came up with (I don't have a full year of expenses yet so I have to extrapolate average monthl...
by Gilberto de Piento
Tue Mar 20, 2018 7:40 pm
Forum: Introduce Yourself
Topic: Greetings from SC!
Replies: 1
Views: 101

Re: Greetings from SC!

Welcome! What are you thinking about doing?

I liked Possum Living even though I am not interested in raising meat animals in my house. :)
by Gilberto de Piento
Mon Mar 19, 2018 10:31 am
Forum: ERE Community
Topic: Experiment: ERE Share House
Replies: 13
Views: 995

Re: Experiment: ERE Share House

5) Install cameras throughout the ERE house.

6) Produce reality TV show. Be sure to include plot lines like "who ate all the lentils?"

7) Profit. :D
by Gilberto de Piento
Fri Mar 16, 2018 8:28 am
Forum: ERE Journals
Topic: cmonkey's journal
Replies: 687
Views: 102603

Re: cmonkey's journal

It's been awhile, how are things going?
by Gilberto de Piento
Wed Mar 14, 2018 3:06 pm
Forum: Politics, and other eternal disagreements
Topic: False Flags for Newbies
Replies: 15
Views: 907

Re: False Flags for Newbies

I'm afraid to even click on the link. ;)
by Gilberto de Piento
Tue Mar 13, 2018 9:31 am
Forum: ERE Journals
Topic: A family father's path through life
Replies: 44
Views: 3174

Re: A family father's path through life

Congratulations! :D

I like your term "junk news." I need to stop reading junk news and listening to junk news podcasts. It is a distraction that feels productive but isn't.
by Gilberto de Piento
Fri Mar 09, 2018 11:57 pm
Forum: ERE Journals
Topic: Gilberto de Piento's Journal
Replies: 304
Views: 54842

Re: Gilberto de Piento's Journal

I got a raise, about $1500 a year. Not bad. 😀
by Gilberto de Piento
Tue Mar 06, 2018 10:17 am
Forum: ERE Journals
Topic: Gilberto de Piento's Journal
Replies: 304
Views: 54842

Re: Gilberto de Piento's Journal

New goal: finish the professional certification I'm working on (sorry, don't want to say what this is) by the end of February so I don't have to pay for any more time to work on it. I don't have complete control over this as I am dependent on someone else taking time to grade my work but I'm to get...
by Gilberto de Piento
Mon Mar 05, 2018 11:28 am
Forum: ERE Journals
Topic: Gilberto de Piento's Journal
Replies: 304
Views: 54842

Re: Gilberto de Piento's Journal

February 2018 I paid taxes on last year's extra income (see previous posts on the taxes) and bought plane tickets and some other items for an upcoming vacation. I spent more than I brought in so things are not looking good this month. If you take out the taxes it was a normal month. Expenses Alcoho...
by Gilberto de Piento
Sat Mar 03, 2018 1:43 pm
Forum: DIY Skills Questions
Topic: Something From Nothing Log
Replies: 305
Views: 45936

Re: Something From Nothing Log

Found a music stand in a pile of junk, sold it for $20 on craigslist. :D

Girlfriend found out about the deal, said "since it is free money now you can take me out to dinner." :?
by Gilberto de Piento
Sat Mar 03, 2018 9:12 am
Forum: Politics, and other eternal disagreements
Topic: Trade wars are easy to win?
Replies: 6
Views: 717

Re: Trade wars are easy to win?

Apparently he's been advocating for tariffs since the 80s.
by Gilberto de Piento
Tue Feb 27, 2018 9:49 pm
Forum: Money Questions
Topic: David Collum year in review
Replies: 13
Views: 927

Re: David Collum year in review

I still haven't finished it. I lost interest after he veered away from financial info into ZeroHedge type stuff.