Search found 192 matches

by 5to9
Sun Mar 10, 2019 12:57 pm
Forum: ERE Journals
Topic: 5to9's journal
Replies: 49
Views: 13657

Re: 5to9's journal

Speaking to her about it seems like a good idea. Is she OK with you retiring early once you hit your number? We've definitely talked about it, but to be honest, I vary day to day in my thoughts on what I will do at the FI point. I don't think she would be upset if that is what I wanted to do, altho...
by 5to9
Sun Mar 10, 2019 10:57 am
Forum: ERE Journals
Topic: 5to9's journal
Replies: 49
Views: 13657

Re: 5to9's journal

Long time since my last checkin. Haven't been spending too much time on these forums lately, although I do lurk from time to time. Still tracking the expenses, but as noted previously, to keep the family on board, I am far from extreme with expense tracking. We have optimized the big items (home, ca...
by 5to9
Fri Nov 03, 2017 12:11 pm
Forum: ERE Journals
Topic: Journal of MDFIRE2024
Replies: 142
Views: 22461

Re: Journal of MDFIRE2024

Great Journal so far! I love all the different ways of calculating and visualizing progress you've got in here. Definitely going to think about taking some of them up.
by 5to9
Fri Nov 03, 2017 10:51 am
Forum: ERE Journals
Topic: m741's ERE Journal
Replies: 676
Views: 142509

Re: m741's ERE Journal

m741 wrote:
Mon Oct 16, 2017 10:28 pm
* I've purchased a number of shirts and small travel gear that was on my list, as I found very good prices.
I may have missed this, but I'm always on the look out for better travel gear, what shirts did you go with?
by 5to9
Fri Nov 03, 2017 10:42 am
Forum: ERE Journals
Topic: 5to9's journal
Replies: 49
Views: 13657

Re: 5to9's journal

@MDFIRE2024 Nice to meet you! I had taken a bit of a break from the forums to avoid tunnel vision on the long term goal. I've got a wife and two kids, so I have to be sure to balance my ERE desires with more short term happiness goals. The Y-axis on the chart is essentially dollars divided by a rand...
by 5to9
Thu Nov 02, 2017 9:00 am
Forum: ERE Journals
Topic: 5to9's journal
Replies: 49
Views: 13657

Re: 5to9's journal

October 2017 Update Not quite the end of the year, but long past time for an update. I have consciously been spending less time on the forums here, but I think getting back to somewhat regular journalling would be good. I've gotten lazy on the ERE front. Financials Savings rate so far for this year...
by 5to9
Thu Sep 08, 2016 8:42 pm
Forum: ERE Journals
Topic: Ether's Journal
Replies: 50
Views: 12856

Re: Ether's Journal

jennypenny wrote:How did you get an employer to offer you a job a year out?
It's not that uncommon in larger IT companies to try to grab the next graduating seniors as soon as possible. It feels like every year the offers go out earlier as every one tries to get an edge.
by 5to9
Sat Aug 13, 2016 8:34 pm
Forum: ERE Journals
Topic: Able was I ERE's go log
Replies: 44
Views: 10984

Re: Able was I ERE's go log

If you don't mind sharing, I'd love to hear a little about how the kids are adjusting to the big move. Is the new country also a new language? I'm in a fairly similar position, and this is something I have always thought about.
by 5to9
Mon Jul 11, 2016 2:58 pm
Forum: ERE Journals
Topic: 5to9's journal
Replies: 49
Views: 13657

Re: 5to9's journal

2016 Mid-Year Update I’m still working out what the right frequency is for Journaling here, but I felt like I at least needed to put in a mid-year update. Financial Our savings rate for the six months is around 46%. My goal for the year is 55%, so we have some catching up to do, but July is when bo...
by 5to9
Wed Jun 29, 2016 1:07 pm
Forum: ERE Journals
Topic: C40's Journal
Replies: 1078
Views: 253548

Re: C40's Journal

Awesome news!
by 5to9
Tue Jun 21, 2016 7:33 pm
Forum: ERE Journals
Topic: 7WB5- Take 3
Replies: 119
Views: 21646

Re: 7WB5- Take 3

Our boys love mulberry season. It is like the whole town becomes a berry patch that no one else wants to pick.
by 5to9
Tue Jan 26, 2016 9:55 pm
Forum: ERE Journals
Topic: C40's Journal
Replies: 1078
Views: 253548

Re: C40's Journal

I absolutely love reading your journal. I find reading about the endgame so exciting and motivational. Thanks for taking us along for the journey, and teaching us some lessons in chart formatting :)
by 5to9
Tue Jan 26, 2016 9:52 pm
Forum: Resources & Recommended Reading
Topic: Borrowing library books/movies online
Replies: 4
Views: 1253

Re: Borrowing library books/movies online

Most of my favorites have been covered already. The local library here has a ton of stuff on Overdrive. Pixel of Ink is a little hit or miss, but does find a lot of free kindle books. http://www.pixelofink.com/ The Baen Free Library has some free sci fi / fantasy books available. (It's the publisher...
by 5to9
Tue Jan 26, 2016 9:49 pm
Forum: ERE Journals
Topic: 5to9's journal
Replies: 49
Views: 13657

Re: 5to9's journal

2015 Annual Report I have fallen off maintaining my journal here, but have continued plugging away on my financial goals. I have consciously chosen that my path won’t be the extreme path, since I have a wife and family that get votes here as well, so I’ve tried to settle in for the long grind. Part...
by 5to9
Mon Aug 10, 2015 7:40 pm
Forum: Money Questions
Topic: Using lawyers to get an option to reasses and reduce RE tax
Replies: 4
Views: 1003

Re: Using lawyers to get an option to reasses and reduce RE tax

I used this in the opposite direction, when the school district appealed to try to raise our assessment. As far as I could tell, the school district had a very reasonable case, but I paid a lawyer $500 and the school district dropped their appeal. Might be one of those situations where having a memb...
by 5to9
Thu Jun 11, 2015 7:16 pm
Forum: Lifestyle Questions
Topic: How to get used to reading books or forms online?
Replies: 11
Views: 1885

Re: How to get used to reading books or forms online?

I am firmly in the Kindle camp. I like to be able to read in bed without a bright screen. Between my local library loaning kindle books, using instapaper for long form online reading, and PDF conversion, I rarely purchase anything, so I don't worry much about the vendor lock in. I also haven't felt ...
by 5to9
Sat May 30, 2015 8:12 pm
Forum: Lifestyle Questions
Topic: Local food and antifragility
Replies: 12
Views: 2367

Local food and antifragility

Today I bought some eggs, strawberries and beef at the local farmers market. I paid more than one would at the grocery store, even accounting for the very high quality of the food (grass fed beef, pastured eggs, and possibly the most delicious strawberries I have ever eaten). I am curious, though, i...
by 5to9
Wed May 06, 2015 6:27 am
Forum: Money Questions
Topic: Cashless society?
Replies: 62
Views: 9524

Re: Cashless society?

I found this article pretty interesting:

http://www.bloomberg.com/news/articles/ ... s-for-cash

Negative interest rates don't seem like a crazy idea these days, I hadn't thought about cash as the only way around them.
by 5to9
Tue May 05, 2015 7:04 am
Forum: Money Questions
Topic: Cashless society?
Replies: 62
Views: 9524

Re: Cashless society?

Outlawing cash would also make it more difficult for the dollar to remain the world's reserve currency. Losing it's status as the reserve currency is the last thing the government wants. Can you explain this? Do foreign countries actually hold piles of physical dollars? I did not realize that was h...
by 5to9
Tue May 05, 2015 7:02 am
Forum: Money Questions
Topic: Cashless society?
Replies: 62
Views: 9524

Re: Cashless society?

Interesting. I guess I just always figured USD denominated assets were equally subject to the whims of a government. I understand the harder to track piece, but I didn't figure major illegal activity or tax evasion were core parts of anyone's ERE strategy here :) As far as it sparking interest in al...