Early Retirement Extreme Forums

I came back to these forums after a long time to update my journal and one of the first thread's I looked for was Brute's (aka the rockstar of ERE).

+1 to @Mister Imperceptible's post.

Hello all, Back here after 3 years. I wanted to make a long pending update to this thread. I visit this thread frequently to see where I have come from as these updates are few and in between. This thread is more of a macro summary of the years while I do have an online Journal to pen my daily thoug...

Waiting for the longer Brute post now.

Watched it today. It's a documentary I would recommend to friends who don't shy away when I mention 50% savings rate. If they then come back with questions and curiosity, I would describe the finer points of the process. This and the Pete Adeney's WDM talk are really good way to test the wheaton lev...

Not sure I understand the bullish sentiment here....S&P 500 is now at beginning 2019 levels with the recent run-up. The FED announced its stimulus literally at the same time of the jobs reports....Q2 / Q3 earnings reports are going to be devastating. We're just getting started with this Bear ma...

@Sky - Thanks! I worked in financial services for a large US Investment Bank. @Wolf - Thank you! As 2birds1stone mentioned I had reached FI more than a year ago and I was in a one more year syndrome mode for a while. So the extra stash should help negate the sequence of returns risk to an extent. Af...

Alright, I did not make it to Germany as continuing in my field of work started to feel like a drag. So I put in my resignation earlier this month and Tuesday (31st march ) is my last day! Despite seeing my investments getting hammered in the last few days I am still getting out feeling good as I wa...

For some reason I am rereading this thread and as I have been thinking about making a thread about shame/guilt as social control I post here instead. What is the real problem? That people have opinions, no, that will always be the case. That we need to give them a conversational out so they can liv...

Jason wrote: ↑

Sun Feb 03, 2019 6:50 am

That was a good read. Thanks.

I have to agree.

@wolf I am in financial services sector and looking to go to Berlin as I understand its more relaxed compared to Munich and Frankfurt. My research also suggests rents are going to be a challenge. I intend to start with a room share arrangement to buy time before scouting out for an independent apart...

I will try to answer your question and add some updates as well. I continue to work at my reg day job. If I do this for 2 years then I approximately will have 4+ years of living expenses after I stop . All this while my invested capital in the market remains untouched. In 6 years I expect the corpus...

I did it sooner than I expected! I am now FI! Took me 8 years and I did it only because I stumbled on Jacob's blog in mid 2010, later bought his book, read it end to end and imbibed some of the philosophies. A BIG thank you Jacob - soul savior! :D And thanks to all the amazing people on these forums...

@liberate mind... I have a fully paid house, a piece of land in India. All my savings are in equity mutual funds and I expect to make 10% yearly returns. I expect inflation to be at 6%. Not too concerned at the inflation numbers as I do not intend to use investment returns, they will get reinvested ...

Fellow Indian living abroad here.Good luck with your road-trip plan, give us updates as you move along. Hope we cross paths when we eventually move to India.

My experience is that you avoid those blank stares if you enthusiastically tell what you would prefer to do with your time (ie great exciting stuff) - instead of telling what you do not like (ie work). Well put. This is the reason I don't discuss FI and ERE even with some of the closest people arou...

Thanks, I do think luck has been on my side. Did Patagonia (Bariloche) earlier this month and it was stunning. In this new country, my savings rate has been 50% until now which will most likely move upwards of 60% in the coming months. @Eureka - I don't think I will quit once I'm FI .I will be takin...

Hello All... resuming this thread after a long time. I moved from US to Argentina on a 2 yr assignment. During the 2.5 yr stay in the US I managed to save about half of the FI target. My spouse also found work in Buenos Aires ,so I am set to retire in 2 years. I will also be doing some traveling in ...

Hello All... resuming this thread after a long time. I moved from US to Argentina on a 2 yr assignment. During the 2.5 yr stay in the US I managed to save about half of the FI target. My spouse also found work in Buenos Aires ,so I am set to retire in 2 years. I will also be doing some traveling in ...

Yes definitely going back. I'm heavily invested home country. So now i'm in newark de. Getting around is almost impossible without a car. My late hours is not helping as the dart service stops by 5 to where i live and i have been asked not to walk to work as nobody walks here ! Work is about 3 miles...

I`m moving to Newark Delaware this month on work for a couple of years. I`m from India and ERE wise it makes huge sense to save up on the dollars while I am in the US. Simply put I`m bloody excited ;) cos currency conversion will result in 3 -4 times my Indian salary savings rate! I`m travelling wit...