Early Retirement Extreme Forums

Countdown: 85 Months left until retirement!!!! Savings Accounts: 176,968 - Retirement Account & 401K 21,619 - IRA Vanguard 7,469 - IRA American Funds 33,541 - Vanguard Non-retirement & Brokerage 2,513 - AFs - Non retirement 5,636 - Lending Club - Closing and slowly moving funds to Vanguard ...

6,204 - Lending Club - Closing and slowly moving funds to Vanguard ... 625 - Line of Credit - Paying this off with extra income each month, don't want to break my savings pattern. Not sure I understand this... why not use the Lending Club repayments to kill the credit card debt? Congrats on donatin...

We have an old dodge conversion van that needs a paint job coming up soon as the top is rusting pretty badly. Going to cost about $1,500 to have it painted, so have this one off expense coming up. This seems like a lot of money to put into an old van to me. I would rather put that $1500 into the ne...

May was a great month, I started focusing on eating healthier and watching my calorie intake! Between that and working out a minimum of three times a week, I was able to lose 7 pounds! I also donated blood for the first time and it was not bad at all! Planning to work to lose another 5ish pounds in ...

Stayed on track for April with my savings goal! I found out I was getting promoted at work earlier this year and it became effective April 1, so with my increased salary, I'lll be bumping up my mortgage payments so that I'm paying an additional $1,600 to principal each month. Similarly to most, my h...

Thanks for the response Thrifty, I updated and put in the home value in rather than just the equity. You are right, it makes more sense to do it that way!! Hey you have stated your home equity in the details above, but I am wondering about home value, as when you subtract your assets from liabilitie...

So far for this year, I'm very excited that I was able to stay on track with my monthly savings goals. My credit card balance annoys me, but through much trial and error, I've found that it's better for me to not change my savings plan and just pay the CC off as I have some extra money. This has als...

I liked reading your story...congrats on your first ERE journal post!

Thanks Dragline!! My retirement & 401k is in American funds. Roughly 85% Growth Funds (AMCAP, GFA, NEF, NPF and SCWF) and 15% Growth and Income (WGI, FI and WMIF)

Countdown: 101 Months left until retirement!!!! Savings Accounts: 161,451 - Retirement Account & 401K 20,233 - IRA Vanguard 7,080 - IRA American Funds 26,321 - Vanguard non-retirement & Brokerage 2,014 - AFs - Non retirement 7,110 - Lending Club - Plan to close this account, slowly moving f...

Hi m741 - Been reading through a lot of your posts! The charts you use are great.... I was wondering what program or website are you to make the graphs? I would like to start doing something similar

Thanks for the replies so far..... These numbers are just my numbers, I don't live with my boyfriend and so we are not sharing expenses at this point. I've debated back and forth for a long time about whether to keep my condo or not. There is only about 50k in equity in it at this point. It will be ...

Hello Everyone here on ERE There is a constant obsessiveness with early retirement for me, I'm sure many of you can relate. I've been lurking here on and off for a while as I don’t have many people to talk to about early retirement. Any advice or ideas are welcome as I'm looking to continuously work...

<t>Ok so some additional information:<br/> - I'm 34 <br/> - I have and emergency fund for small emergencies.<br/> - I have $500 a month going into savings account to build up money in case I was to lose my job. <br/> - I have about $13k a year that my employer puts into a retirement account on my be...

<t>Hello! I'm new to this forum and plan to start posting my journal shortly. I recently have gotten my finances in order, paid off all debt (except my mortgage) and am now looking to start hard core saving for an early retirement. <br/> Currently I have a mortgage on my condo and am wondering wheth...