Search found 71 matches

by bulgaria
Tue Dec 06, 2016 3:44 am
Forum: Introduce Yourself
Topic: Hello from Norway
Replies: 16
Views: 3719

Re: Hello from Norway

I have lived in Bulgria for the last 5.5 years and for 1000 euro's a month, you can live very well in a big city (more expensive) and even better outside of the cities. For 3/400 euro's month you can rent a nice 1 bedroom apartment and perhaps for 700/800 euro's a month in total you would be finishe...
by bulgaria
Sat Aug 31, 2013 5:49 am
Forum: ERE Journals
Topic: Pemulis' journal
Replies: 36
Views: 9557

Re: Pemulis' journal

About a degree: I'm a university computer science dropout. And somehow there is always a nagging feeling of not having completed it. Perhaps it is something for the future, when I'm ERE. But on a practical level. I keep in touch with some of my old classmates and what I see is: - even before I left ...
by bulgaria
Sun Jul 28, 2013 5:13 am
Forum: Money Questions
Topic: How has your net worth changed since finding this site?
Replies: 24
Views: 4379

Re: How has your net worth changed since finding this site?

I joined at the beginning of the 2013 and had 70k euro's (excluding my pension). Currently I'm at 91k. So that is a 30% increase. At the end of next month it should be 105/110k since there is quite some money pending, so that would be a 50% increase. Going through the first 100k really feels like a ...
by bulgaria
Thu Jul 25, 2013 1:54 pm
Forum: Introduce Yourself
Topic: Hello from Bulgaria
Replies: 20
Views: 3988

Re: Hello from Bulgaria

The bulgarian property market is a strange one :) Often prices are unrealistic. Differences between prices are huge! If you go to the center of Bulgaria, you can also find amazing houses.. but for half the price. check this: http://www.bulgarianproperties.com/Search/index.php?stip=0&stop=0&stown=502...
by bulgaria
Thu Jul 25, 2013 11:10 am
Forum: Introduce Yourself
Topic: Hello from Germany!
Replies: 25
Views: 5250

Re: Hello from Germany!

Germany has a progressive tax system. http://en.wikipedia.org/wiki/Taxation_in_Germany No income tax is charged on the basic allowance, which is €8,004 for unmarried persons and €16,008 for jointly assessed married couples. Beyond this threshold, the marginal tax rate increases linearly from 14% to ...
by bulgaria
Thu Jul 25, 2013 11:08 am
Forum: Introduce Yourself
Topic: Hello from Bulgaria
Replies: 20
Views: 3988

Re: Hello from Bulgaria

@secretwelth Since 2008 the prices have gone down considerably. It also depends what you want and how close you want to be to the cost. You can get real palaces here fit for a king. But you can also get much more modest property. So how much do you want to spend and where should it be located :) Che...
by bulgaria
Thu Jul 25, 2013 7:29 am
Forum: Introduce Yourself
Topic: Hello from Bulgaria
Replies: 20
Views: 3988

Re: Hello from Bulgaria

@youngandwise It really depends on where you live; the difference between city and countryside is very big. Also there are big differences between area's. I must honestly say that I'm not an extreme social person, so I'm not that interested in humankind. What I do see is that there is a lot of pover...
by bulgaria
Wed Jul 17, 2013 4:46 am
Forum: Introduce Yourself
Topic: Hello from Bulgaria
Replies: 20
Views: 3988

Re: Hello from Bulgaria

Hey fellow Dutch person, Recently I met someone from Bulgaria who is now trying to build a life here in the Netherlands. Funny you did it the other way around. (But of course also logical, that Bulgarian person can get a better job and better pay here, sending 10% of his pay back home to his parent...
by bulgaria
Wed Jul 17, 2013 1:23 am
Forum: Introduce Yourself
Topic: Hello from Bulgaria
Replies: 20
Views: 3988

Re: Hello from Bulgaria

An update from my side. Work: I'm going to switch companies in a few weeks. The new company will be a lot closer to the things I like to do, so that is a big step forward. Our costs of living will increase because we need to rent a place (currently we live for free). We need to live in a different c...
by bulgaria
Tue Jul 09, 2013 11:36 pm
Forum: Introduce Yourself
Topic: Hello fellow Minimalists!
Replies: 12
Views: 3342

Re: Hello fellow Minimalists!

Hi Green Minimalist,

welcome aboard. I enjoy your writing and hope I'm going to see more of it. Perhaps it can help you to make a living?
by bulgaria
Fri Jul 05, 2013 2:20 am
Forum: ERE Journals
Topic: DutchGirl's journal
Replies: 549
Views: 138351

Re: DutchGirl's journal

It is very annoying if you are forced to spend money on something because you are supposed to. It feels very uncontrollable.. if you don't give you are considered cheap and there will be a lot of fuss.. if you do give.. you feel steeling from yourself and failing to meet your own expectations. I'm s...
by bulgaria
Mon Jul 01, 2013 3:32 am
Forum: ERE Journals
Topic: honorharrington's Journal
Replies: 9
Views: 2065

Re: honorharrington's Journal

Welcome.. I'm also curious.. so post some stats! :)
by bulgaria
Thu Jun 20, 2013 6:56 am
Forum: ERE Journals
Topic: m741's ERE Journal
Replies: 681
Views: 149019

Congratulations with your choice.

by bulgaria
Wed Jun 19, 2013 8:38 am
Forum: Miscellaneous
Topic: The Richest Man in Babylon
Replies: 9
Views: 1377

Personally I found it a bit of a disappointment.
These books I read before I read 'The Richest Man...' so there was not a lot of new info:

- Your Money or Your Life

- ERE

- Millionaire next door

by bulgaria
Mon Jun 17, 2013 11:31 am
Forum: Miscellaneous
Topic: Net worth of 100k at 29
Replies: 33
Views: 9254

<t>25: -36k euro's (college loan)<br/> <br/> 35: -18k euro's (college loan)<br/> <br/> 37: 90k euro's. I hope to get to the first 100k before I'm 38.<br/> I made some big changes financially when I was 35. So I'm 2 years in the program and 7/8 years remaining. I discovered ERE a year ago. I hope to ...
by bulgaria
Fri Jun 14, 2013 12:49 pm
Forum: Introduce Yourself
Topic: Retiring at 35
Replies: 6
Views: 1397

<r>Ok.. so you have a lot of savings <E>:)</E> Good.. otherwise early retirement would be difficult. <br/> Well.. I'm certainly interested in your trip and what you are going to do after retirement. I have a hard time believing that you and your wife are not going to work at all (checked your blog) ...
by bulgaria
Fri Jun 14, 2013 12:21 pm
Forum: Introduce Yourself
Topic: Retiring at 35
Replies: 6
Views: 1397

<r>Welcome aboard <E>:)</E><br/> Retiring in 2 years.. that is pretty amazing. It will take me at least another 6.5 years even though I have 2 year salaries saved and our savings rate is 75%+. So I'm curious how you are going to realize it.<br/> I'm probably not going to stop working in 6.5 years. B...
by bulgaria
Wed Jun 12, 2013 6:47 am
Forum: ERE Journals
Topic: Chris' (iProgramStuff) ERE Journal
Replies: 70
Views: 7400

Nice diagrams :)
But.. how come your savings rate is negative? With a negative savings rate it will be a little bit more complicated to retire.

by bulgaria
Tue Jun 11, 2013 6:49 am
Forum: ERE Journals
Topic: m741's ERE Journal
Replies: 681
Views: 149019

<t>I would not stay at the company out of guilt. If the company needs to fire you, they will. So look at your relationshop professionally... as longs as you both can offer each other something.. you stay together.. else.. you look for another job.<br/> I would certainly consider taking the other job...
by bulgaria
Mon Jun 10, 2013 12:44 pm
Forum: Introduce Yourself
Topic: My Family Expenses
Replies: 3
Views: 797

<t>Reduction in the biggest expenses will pay of the most. Transportation is roughly 25% of the expenses (which is a lot) and housing roughly 45%. <br/> But since you can't move and stuck with the lease.. it is difficult since you can't change the biggest expenses. Perhaps something worth considerin...