Search found 73 matches

by JeanPaul
Wed Mar 06, 2019 8:16 am
Forum: ERE Journals
Topic: An American Millennial
Replies: 259
Views: 47381

Re: An American Millennial

Viktor K wrote:
Wed Mar 06, 2019 4:12 am
Yep, played Into the Breach. I beat it once or twice before moving on to something else, but I liked it. I only ever keep 1 or 2 games at a time on my computer.
Yeah, it's quick, and a bit too easy, but well-constructed.
by JeanPaul
Tue Mar 05, 2019 5:32 am
Forum: ERE Journals
Topic: An American Millennial
Replies: 259
Views: 47381

Re: An American Millennial

Into the Breach is a great little turn-based combat game - some similarities to XCOM, but everything is much quicker, and things are more transparent.
by JeanPaul
Sun Dec 16, 2018 8:09 am
Forum: ERE Journals
Topic: Damn it Feels Good to be a Gangsta
Replies: 97
Views: 13615

Re: Damn it Feels Good to be a Gangsta

This is similiar to what I think of FIRE and semi-ERE. @Seppia: I'm on the same page with you. I know, that I can live on ~1 JAFI and life is/would be still very good. But currently I don't spend anything on "luxuries", such as travel, because I'd like to experiment, learn and experience with ERE. ...
by JeanPaul
Tue Jul 03, 2018 4:01 am
Forum: ERE Journals
Topic: Journal of 25 y/o American retiring to 3rd world country
Replies: 91
Views: 27005

Re: Journal of 25 y/o American retiring to 3rd world country

That's per person, so 1200 Euros for a couple.

I'm glad you found my musings interesting, though I guess I need to make them more actionable before I can hit it big as a self-help guru.
by JeanPaul
Sat Mar 03, 2018 4:14 pm
Forum: ERE Journals
Topic: Journal of 25 y/o American retiring to 3rd world country
Replies: 91
Views: 27005

Re: Journal of 25 y/o American retiring to 3rd world country

Seriously. I loved your journal. Being 25 and having just started my travel journey (first in Chiang Mai, now Issan, and off to Bangkok next week), I feel like a young grasshopper finding wisdom. A very spendy, wasteful grasshopper who aspires to spend what you do. Glad to hear! If there's anywhere...
by JeanPaul
Fri Mar 02, 2018 11:24 am
Forum: Money Questions
Topic: Expat income, banking, and flag theory
Replies: 46
Views: 6645

Re: Expat income, banking, and flag theory

Since I'm ERE, my income is too low for taxes, so it doesn't really matter. I've done all my banking/credit cards/investing out of the US while living in other countries for the past five years. Have a European bank account, too, but rarely use it. US finance is just more advanced from a consumer st...
by JeanPaul
Thu Mar 01, 2018 1:48 pm
Forum: ERE Journals
Topic: Freedom through Frugality: Sabaka's Journal
Replies: 79
Views: 15681

Re: Freedom through Frugality: Sabaka's Journal

Impressive reduction of expenses from the beginning to now!
by JeanPaul
Tue Feb 27, 2018 2:15 pm
Forum: ERE Journals
Topic: Journal of 25 y/o American retiring to 3rd world country
Replies: 91
Views: 27005

Re: Journal of 25 y/o American retiring to 3rd world country

This is a great journal! I also plan to retire in a cheaper countries. Do you have health insurance? Or maybe you can just go with the flow and pay cash if you get sick because it's so cheap there? I had health insurance in Germany, since it's required, plus treatment could be more expensive, but o...
by JeanPaul
Tue Dec 19, 2017 3:26 am
Forum: ERE Journals
Topic: Blog from Malaysia
Replies: 37
Views: 4718

Re: Blog from Malaysia

Why did you choose KL over Penang? I can see the pros and cons - Penang is cheaper, has better food, English communication is more universal, and it is more charming, imo (both architecture and surrounding nature). On the other hand, for the long-term, I can see that it might prove to be too provinc...
by JeanPaul
Wed Dec 13, 2017 6:22 am
Forum: ERE Journals
Topic: An American Millennial
Replies: 259
Views: 47381

Re: An American Millennial

Japan is much cheaper than its reputation, although obviously it's not China. The one thing that is notably expensive is transportation between cities (there are not really cheap bus options, and trains are usually very expensive). I guess drinking in bars and clubs as well, but it seems that's not ...
by JeanPaul
Fri Oct 13, 2017 7:29 am
Forum: ERE Journals
Topic: SlowTraveler's Journal
Replies: 169
Views: 24367

Re: Felipes Journal

Yeah, decent cheese is definitely the most important thing that's impossible to find in Asia (here in Japan, good meat is cheap). I thought I might find something acceptable in the Philippines, with its Spanish (and American) influenced cuisine, but definitely not. Still, one of the underrated pleas...
by JeanPaul
Mon Sep 25, 2017 4:47 am
Forum: ERE Journals
Topic: An American Millennial
Replies: 259
Views: 47381

Re: An American Millennial

Only comparatively worse, I should emphasize - it's really just three unpleasant months in summer in Granada, and not as bad, since it's at an altitude, and dry. Winter is not paradise, but it's not unpleasant - slightly chilly, but fairly sunny and not wet. Actually Cordoba is quite a bit worse (ma...
by JeanPaul
Sat Sep 23, 2017 11:28 pm
Forum: ERE Journals
Topic: An American Millennial
Replies: 259
Views: 47381

Re: An American Millennial

Comparing city sizes in China and Spain is tricky, but my guess is either Granada or Cordoba would still be more international than any city in China besides maybe Shanghai. Spain is the top destination in Europe for Erasmus (exchange students), and there are also grad students, not just drunken 20 ...
by JeanPaul
Sat Sep 23, 2017 3:55 am
Forum: ERE Journals
Topic: An American Millennial
Replies: 259
Views: 47381

Re: An American Millennial

I've often said the coast of Spain is the best deal for retirement in the world, in terms of value for first world infrastructure (Taiwan may compare, but lacks a lot of Western familiarity and integration, probably even for someone used to China) - rent is comparable to third world countries. I've ...
by JeanPaul
Sat Aug 05, 2017 12:09 pm
Forum: ERE Journals
Topic: Internationalist
Replies: 56
Views: 11388

Re: Internationalist

Funny, we almost moved to AA in September - my girlfriend got an offer to teach at the university there. But in the end, after considering the housing costs, food shortages, state of emergency, and some reports of acquaintances, we decided not to (even though it's an opportunity that had seemed init...
by JeanPaul
Tue May 23, 2017 7:44 am
Forum: ERE Journals
Topic: frosti85 ERE journal.
Replies: 25
Views: 3822

Re: frosti85 ERE journal.

1000 a month is fine on expenses - but it might be worthwhile moving to raise salary, as 36,000 netto seems quite low for a mid-career software engineer, even in Berlin, which is where my personal experience is - certainly in Munich or Frankfurt. And in the US, of course, you'll make at least double...
by JeanPaul
Wed May 03, 2017 12:30 am
Forum: ERE Journals
Topic: Journal of 25 y/o American retiring to 3rd world country
Replies: 91
Views: 27005

Re: Journal of 25 y/o American retiring to 3rd world country

It's awesome to read this, JeanPaul. Penang is a place I'm very interested in checking out for an extended stay in the future. I'm actually a bit surprised you manage to live as cheaply as that, there! The biggest expenses are housing and food, and both are very cheap. If one is a big consumer, Wes...
by JeanPaul
Fri Apr 28, 2017 1:59 am
Forum: ERE Journals
Topic: 4 months to go Back Home - Frugal chicos journal
Replies: 320
Views: 41025

Re: Let's go Back Home - Frugal chicos journal

In an international context, both American and Spanish schools are pretty lousy on average, but "average" is pretty meaningless - the variation is enormous. There are good public schools in some affluent Chicago suburbs, but most of the time, schools will be better in the Basque country. And it's tr...
by JeanPaul
Thu Apr 27, 2017 6:43 am
Forum: ERE Journals
Topic: Journal of 25 y/o American retiring to 3rd world country
Replies: 91
Views: 27005

Re: Journal of 25 y/o American retiring to 3rd world country

I've never had a tennis court at my place before: http://i.imgur.com/0hpqDH0.jpg Then again, I've never had to worry about this before! One monkey grabbed it, then the other two came to defend (/worship) it. http://i.imgur.com/7qWUIQv.jpg Typical Penang street: http://i.imgur.com/fpwU9QL.jpg Distinc...
by JeanPaul
Mon Apr 24, 2017 11:02 pm
Forum: ERE Journals
Topic: Journal of 25 y/o American retiring to 3rd world country
Replies: 91
Views: 27005

Re: Journal of 25 y/o American retiring to 3rd world country

While you did note you were making a giant assumption, a 7% withdrawal rate is clearly unsustainable: http://www.firecalc.com/ "Here is how your portfolio would have fared in each of the 116 cycles. The lowest and highest portfolio balance at the end of your retirement was $-477,374 to $296,275, wit...