Early Retirement Extreme Forums

I live my life without giving this question a second of thought.

I have the same problem but with grout only. How do you best remove grout prior to regrouting?

Thanks! I will check this out right away.

For years I maintained an individual Health Savings Account (HSA) free of any fees at TD Ameritrade. This was possible through a small credit union that only required a one time small fee to partake. Alas this credit union discontinued their agreement with TD Ameritrade, requiring me to liquidate al...

@theaninal. Indeed. On top of that, I have heard that only 15% of items purchased in stores and then returned for a refund are actually put back on the shelves. The remaining 85% goes to the same trash streams. Mostly because the returned items are not packaged exactly as brand new. Repackaging them...

I have no data, but my sense is that PV system battery fires are very rare, unless you get a complete moron to wire it up. You should be able to sleep well with a properly installed system in your garage. Most people sleep well with a rolling potential fuel air bomb sitting in their garage. Remembe...

How would a solar installation affect the value of my home? Grid tie or off grid battery system? Also consider the cost of homeowner's insurance. At first our insurance company declined to insure our house with the panels. Think about the fire safety of your battery setup. A lithium ion battery fir...

In case we ever manage to get a green card I can see is settling somewhere around SLC Have you considered religion? Nothing against Mormons, but they are a tightly knit group and unless you are in, you are totally out. I hear SLC is an exception, but I suspect most of Utah would be tough unless you...

Congratulations! Short and sweet wedding. And congrats on the baby on the way. Given where you live that baby will be badass!

I think that would be very unlikely, as taxation is a nation state matter and even if applied would most likely only target a few very wealthy individuals. The US is the best or virtually only example. My understanding is that the higher tax countries in the EU want to put a stop to the cash drain ...

Yes. I am operating on the assumption that more options are better than fewer. But there is always the possibility that the complications will outweigh the benefits. We shall see. Indeed. I hear rumblings about a wealth tax on Schengen zone citizens who do not live in the Schengen zone. Just a matt...

As for COVID in Vietnam, I don't know if I would let the infection rate be the deciding or even a significant factor. Severe COVID is a disease associated with metabolic syndrome and its well known causes and various manifestations. Being in great shape like you, I suspect that you really don't have...

I would also recommend looking at Malaysia. Super friendly people.

I knew someone whose Crohn's was so bad that occasionally the Mayo Clinic remove portions of the bowels. He eventually died from the disease. Hopefully this will not be your trajectory, but Crohn's is no joke. In the case of a "random" chronic serious illness, the most cost effective appro...

A few other thoughts: property taxes in Mexico are extremely low, medical care in many areas is excellent and very inexpensive, and the general cost of living is low. This is a terrific setup for ERE people, especially higher income individuals retiring before Medicare age. Mexico's government has s...

Buying real estate in Mexico requires a really good attorney, specialized in real estate transactions. Use word of mouth of local expats as your main source to find such an attorney. Many issues are decided based on the attorney's interpretation of the law. Secondly, for properties close to the coas...

Very impressive. I cannot wait to read more. What did you do with the lockdown/required work from home that I think was imposed by many places for to COVID 19? I.e. what would be plan B and how much time do you need to implement it? Would this be sustainable for a longer period? Not a criticism, jus...

Thumbs up for the choice of Oaxaca. It is a nice city in a beautiful state, with a very moderate cost of living. You really do not need much to live there, and the climate eliminates the need for much heating or cooling, greatly reducing your energy needs and cost of electricity. And it offers a fan...

Medical insurance: I am in the same boat. I have moved all my predictable (non-emergency) medical care to Mexico and absolutely love the care there. Low cost, high quality and easily accessible. But I am still stuck with the plan itself to cover the risk of emergency care. A partial solution but so ...

@WB
I believe the swiss have turned whey into a commercial drink sold as "Rivella". Maybe drink the whey?