Search found 634 matches

by RealPerson
Thu Aug 17, 2017 8:36 am
Forum: DIY Skills Questions
Topic: How to Learn Spanish Quickly?
Replies: 16
Views: 723

Re: How to Learn Spanish Quickly?

Some good advice here. I've been studying Spanish for ~15 months, somewhat haphazardly. Here's some resources that were particularly good for me: * YouTube: "Dreaming Spanish" - amazing slow, repeated, discussions where the speaker uses a whiteboard and constantly rephrases similar ideas. Start her...
by RealPerson
Wed Aug 09, 2017 8:31 am
Forum: Lifestyle Questions
Topic: The dangers of low expense lifestyles?
Replies: 45
Views: 2497

Re: The dangers of low expense lifestyles?

What is the worst thing that can happen to me? I will run out of money? Well, most 9to5ers have no money too. I'm gonna die? Everybody gonna die one day! But before all that bad things happen, I'd like to enjoy my life as much as possible - not spending my best time locked inside the office. Of cou...
by RealPerson
Wed Aug 09, 2017 7:31 am
Forum: Politics, and other eternal disagreements
Topic: Choo choo - all aboard the Trump Train
Replies: 69
Views: 2981

Re: Choo choo - all aboard the Trump Train

I think she understood perfectly well how the electoral system works, what she misunderstood was people. Her ambition and arrogance caused her to lose the election. She never even visited Wisconsin, obviously taking that state for granted. People don't like to be taken for granted. You are correct ...
by RealPerson
Tue Aug 08, 2017 8:39 pm
Forum: Lifestyle Questions
Topic: The dangers of low expense lifestyles?
Replies: 45
Views: 2497

Re: The dangers of low expense lifestyles?

[. instead, realistically, anyone who FIRE'd can likely go back into the workforce once the need for pet medicine, grand canyon helicopter tours, or front seat broadway seats arises. I know quite a few people who were unable to resume 9 to 5 after an illness or trauma. Maybe I need to reconsider my...
by RealPerson
Tue Aug 08, 2017 7:35 pm
Forum: Lifestyle Questions
Topic: The dangers of low expense lifestyles?
Replies: 45
Views: 2497

Re: The dangers of low expense lifestyles?

What is the worst thing that can happen to me? I will run out of money? Well, most 9to5ers have no money too. I'm gonna die? Everybody gonna die one day! But before all that bad things happen, I'd like to enjoy my life as much as possible - not spending my best time locked inside the office. Of cou...
by RealPerson
Mon Aug 07, 2017 8:44 pm
Forum: Lifestyle Questions
Topic: The dangers of low expense lifestyles?
Replies: 45
Views: 2497

Re: The dangers of low expense lifestyles?

https://radicalpersonalfinance.com/the-danger-of-a-financial-plan-built-on-extremely-low-spending-projections/ RPF did a podcast on the dangers of a low expense lifestyle. Naturally, Jacob and ERE were mentioned. I disagreed on a lot of the examples, but I see the larger point. About halfway, Joshu...
by RealPerson
Sun Jul 09, 2017 1:44 pm
Forum: Lifestyle Questions
Topic: Personal quality and satisfaction of life compared to "best in class"-countries
Replies: 14
Views: 1051

Re: Personal quality and satisfaction of life compared to "best in class"-countries

I honestly don't pay any attention to these "happiness" competitions. They seem to all focus on something that isn't my focus. For example, I don't speak any of the nordic languages, so that is a big minus. I hate cold weather and overcast skies. That probably also rules out Scandinavia. Therefore, ...
by RealPerson
Thu Jul 06, 2017 1:50 pm
Forum: Lifestyle Questions
Topic: Folding Bike v. Regular Bike?
Replies: 10
Views: 668

Re: Folding Bike v. Regular Bike?

Oh my goodness, I have discovered the NYC craiglist. I have never seen so much high qualitystuff in high variety in one CL. Thank you hyper consumerism. Used folding bike here I come! If you can find a quality folding bike on CL you are really lucky. I live in a HCOL city but no such luck here. Bes...
by RealPerson
Thu Jul 06, 2017 1:42 pm
Forum: Money Questions
Topic: Where to invest with high equity prices
Replies: 19
Views: 1343

Re: Where to invest with high equity prices

Still, with real estate in the stratosphere, the bond interest rate risk quite high and zero return for cash instruments, the question remains where to put your money. Even at today's rich market valuations, it seems that anything outside of the stock market is definitely not going to support a 4% w...
by RealPerson
Thu Jul 06, 2017 1:38 pm
Forum: Miscellaneous
Topic: Warning: Rant on Tax Software
Replies: 61
Views: 6526

Re: Warning: Rant on Tax Software

@almostthere You can get most popular tax software for about $20 during a promotion/sale. That's what I paid for mine this year. This will include federal and one state return. If you want it even cheaper, or you missed the sale, just file an extension and buy the software in August when they are d...
by RealPerson
Wed Jun 21, 2017 8:55 pm
Forum: Health Questions
Topic: "What the Health"
Replies: 80
Views: 3439

Re: "What the Health"

My dad’s mantra was to tell us how healthy our wild game (meat) diet was growing up, every day before dinner he would recite what he was taught from the news and school, i.e. meat is good for you. We ate a heavy meat diet, and I’m very well aware of the differences between both options. About the s...
by RealPerson
Fri Jun 16, 2017 11:55 pm
Forum: Resources & Recommended Reading
Topic: JL Collins - The Simple Path to Wealth
Replies: 73
Views: 4694

Re: JL Collins - The Simple Path to Wealth

lumbersexual? That is a new one for me.
by RealPerson
Wed Jun 14, 2017 2:15 pm
Forum: Miscellaneous
Topic: European Union
Replies: 27
Views: 1709

Re: European Union

lente wrote:
Wed Jun 14, 2017 12:44 pm
RealPerson wrote:
Wed Jun 14, 2017 12:05 pm
:shock:
BRUTE wrote:
Sun Jun 11, 2017 10:55 pm


what language is that?
My guess is English. 🤔
Or money.
Yup. That is the language of all countries.
by RealPerson
Wed Jun 14, 2017 12:05 pm
Forum: Miscellaneous
Topic: European Union
Replies: 27
Views: 1709

Re: European Union

:shock:
BRUTE wrote:
Sun Jun 11, 2017 10:55 pm
rfgh wrote:
Sun Jun 11, 2017 7:27 pm
Also, despite being American, I can speak the language of most "major" EU countries.
what language is that?
My guess is English. 🤔
by RealPerson
Mon Jun 12, 2017 4:30 pm
Forum: Miscellaneous
Topic: European Union
Replies: 27
Views: 1709

Re: European Union

I'd say healthcare as it is perceived by individuals in the EU varies a lot. Healthcare as measured on a country level is very good in western/northern Europe, and good in the rest (e.g. Greece has funding problems). Most healthcare funding problems arise with long term care, usually not emergency ...
by RealPerson
Sat Jun 03, 2017 12:27 am
Forum: Lifestyle Questions
Topic: Best lifestyle jobs for early retirees?
Replies: 50
Views: 3562

Re: Best lifestyle jobs for early retirees?

@Did. Which websites do you use to find housesitting jobs? What are their pros and cons?

Great topic. Thanks for the really helpful suggestions everyone.
by RealPerson
Sat Jun 03, 2017 12:25 am
Forum: Lifestyle Questions
Topic: Best lifestyle jobs for early retirees?
Replies: 50
Views: 3562

Re: Best lifestyle jobs for early retirees?

I don't know what it takes, but being a NOLS (National Outdoor Leadership School) instructor looks like an awesome job. I assume the pay is minimal but you get to go on some incredible adventures. I don't know if there are formal qualifications required, or how you even apply for such a job. Maybe T...
by RealPerson
Sat Jun 03, 2017 12:05 am
Forum: Housing Questions
Topic: Am I being unfair?
Replies: 35
Views: 1909

Re: Am I being unfair?

I am surprised that your lease does not prohibit subleasing. An apparent oversight on the part of the landlord. He normally would want to have full control over who lives in his property. Barring such a prohibition, I think you can sublet as you see fit. You probably will be dealing with lots of hea...
by RealPerson
Tue May 30, 2017 9:34 pm
Forum: Lifestyle Questions
Topic: Best lifestyle jobs for early retirees?
Replies: 50
Views: 3562

Re: Best lifestyle jobs for early retirees?

I was under the impression that "housesitting" is really a misnomer. Petsitting is the more correct term. If it is petsitting I am not interested (there is a reason I have no pets), but I would be happy to housesit.

Can someone who does housesitting clarify what the job actually entails?
by RealPerson
Sat May 20, 2017 7:29 pm
Forum: Politics, and other eternal disagreements
Topic: "The opposite of poverty is justice"
Replies: 139
Views: 5852

Re: "The opposite of poverty is justice"

There's also a public health argument against prostitution. The government has an interest in reducing communicable diseases. Yes, but it is my understanding that prostitutes are generally far better at implementing proper protection as compared to the many one night stands, sex under the influence...
by RealPerson
Sat May 20, 2017 3:54 pm
Forum: Politics, and other eternal disagreements
Topic: "The opposite of poverty is justice"
Replies: 139
Views: 5852

Re: "The opposite of poverty is justice"

decriminalization of victimless crimes like prostitution Prostitution is not about morals. It is about women or children forced into prostitution. These are violent crimes against victims, whether women or children. I have no problem with the sexual morals involved. I do mind the enslavement or abu...
by RealPerson
Sat May 20, 2017 9:53 am
Forum: Lifestyle Questions
Topic: No Waste Cooking
Replies: 5
Views: 586

No Waste Cooking

I don't like wasting food related to food preparation. Not at issue here is food wasted due to spoiling in the refrigerator. E.g.: cutting off the tough ends of asparagus before cooking. We compost, but that still feels like a waste. I recently heard an interview with a well known chef who uses ever...
by RealPerson
Wed May 17, 2017 9:27 pm
Forum: Work & Education
Topic: I want to start a nano-brewery...
Replies: 31
Views: 1973

Re: I want to start a nano-brewery...

I am with RJ that I can't really envision a demand for low in gluten. It is either gluten free or it is not. Unless you cannot tolerate gluten, why would anyone care how much gluten is in the beer? I know I don't. The microbrew trend seems far along in its cycle. As mentioned before, I think it woul...
by RealPerson
Sat May 13, 2017 9:34 am
Forum: ERE Journals
Topic: Letting In the Jungle
Replies: 42
Views: 3297

Re: Letting In the Jungle

If you want to learn more about real estate and landlording, this book is well respected. It is very thorough and easy to understand: https://www.amazon.com/Landlording-Handymanual-Scrupulous-Landladies-Themselves/dp/0932956378/ref=sr_1_2?ie=UTF8&qid=1494685869&sr=8-2&keywords=landlording By the way...
by RealPerson
Thu Apr 27, 2017 7:23 am
Forum: ERE Journals
Topic: the animal's journal
Replies: 297
Views: 52467

Re: the animal's journal

@Jason. I almost choked on my breakfast reading your posts. They are great. But considering that in pure ERE style I cancelled my term life insurance years ago, my next of kin would be very upset if I really choked. :shock: @TheAnimal. Your life sounds awesome and incredible at the same time. I some...