Search found 214 matches

by ether
Thu Dec 31, 2020 2:02 pm
Forum: Money Questions
Topic: Investments Trade Log
Replies: 2524
Views: 514387

Re: Investments Trade Log

Took a margin loan @ 1.5% to invest into a decentralized finance group called Curve. https://www.curve.fi/combinedstats Pretty much their paying 5-9% APY if you deposit stable coins (cryptocurrency tied to USD). The main biz model being as a market maker for exchange between stable coins and as lend...
by ether
Thu Dec 31, 2020 1:57 pm
Forum: Miscellaneous
Topic: Happy New Year
Replies: 7
Views: 399

Happy New Year

Just wanted to wish everyone a happy new year.
May 2021 be your year.
Cheers!
by ether
Fri Oct 30, 2020 5:12 pm
Forum: Work & Education
Topic: Computer Science Degree or Self Learn?
Replies: 11
Views: 1337

Re: Computer Science Degree or Self Learn?

I went through the university system for mine and also teach at a coding bootcamp. Many of my students at the bootcamp compete for the same jobs as university students and only need to pay 6k USD and 9months of time vs. easily 40k USD and 4 years for a university degree. Not all bootcamps are the sa...
by ether
Tue Oct 06, 2020 4:17 pm
Forum: ERE Journals
Topic: Zankas poker-journal
Replies: 152
Views: 22066

Re: Zankas poker-journal

https://en.wikipedia.org/wiki/Pluribus_(poker_bot)
No limit hold'em is beaten by AI. Granted it took 250GB RAM and several graphics cards so low stakes isn't worth it but still a big day for AI research
by ether
Wed Apr 08, 2020 12:50 pm
Forum: Money Questions
Topic: How do Central Banks expand their balance sheet?
Replies: 6
Views: 1131

Re: How do Central Banks expand their balance sheet?

This is pretty cool, but all the major central banks (USA, Japan, China, EU) have roughly the same sized balance sheet currency adjusted https://www.yardeni.com/pub/peacockfedecbassets.pdf I'm guessing this isn't an accident and if one central bank starts expanding much faster than comparable banks ...
by ether
Wed Apr 08, 2020 12:31 pm
Forum: Lifestyle Questions
Topic: Polyamory Support Group
Replies: 302
Views: 59021

Re: Polyamory Support Group

Isn't there a federal ban in the USA on genetically modifying embryos? Not arguing either way but even China has made the practice illegal, and it was a pretty noble goal of making children immune to HIV https://www.sciencemag.org/news/2019/12/chinese-scientist-who-produced-genetically-altered-babie...
by ether
Thu Mar 26, 2020 12:58 pm
Forum: Transportation Questions
Topic: Buying a used car? Stealerships v. Individual owners
Replies: 40
Views: 4242

Re: Buying a used car? Stealerships v. Individual owners

I've found that buying new is worth it. Just get a subcompact car in the 15k-20k range and finance it at 0% for 5 years. Over a 5 year period gas and insurance will cost more than deprecation. https://www.edmunds.com/honda/fit/2019/cost-to-own/#style=401755546 Also use this site and offer the price ...
by ether
Wed Mar 25, 2020 10:13 pm
Forum: Money Questions
Topic: How do Central Banks expand their balance sheet?
Replies: 6
Views: 1131

How do Central Banks expand their balance sheet?

This is a basic question but I wanted to confirm and potentially get some reading material on how exactly central banks expand their balance sheet? Question 1: Right now as central banks expand their balance sheet member banks don't need to contribute cash to fund it and governments don't fund it vi...
by ether
Sat Mar 21, 2020 11:45 am
Forum: Health Questions
Topic: COVID-19
Replies: 3447
Views: 386690

Re: COVID-19

Here is an excellent twitter thread by Peter Kolchinsky on the potential to develop a Covid-19 vaccine.
https://twitter.com/PeterKolchinsky/sta ... 7958545410
This is awesome news that the genome of COVID-19 is pretty simple right now! Also TIL that we have no idea what causes 30% of cold cases!
by ether
Sat Mar 21, 2020 11:01 am
Forum: Health Questions
Topic: COVID-19
Replies: 3447
Views: 386690

Re: COVID-19

I'm not a viral geneticist, but I find it pretty interesting that COVID-19 is not even genetically close to the flu but much closer to SARS & the common cold (lower kill rate but much higher transmission If you look COVID-19 and the flu are not even in the same order! https://en.wikipedia.org/wi...
by ether
Wed Feb 05, 2020 12:35 pm
Forum: Politics, and other eternal disagreements
Topic: Boy, what's going on in Iowa?
Replies: 43
Views: 6261

Re: Boy, what's going on in Iowa?

Is no one going to talk about how the chosen one (Joe Biden) totally flopped? While one data point isn't a trend, this is huge since all polls predicted he would win Iowa!
by ether
Fri Jan 24, 2020 6:04 pm
Forum: ERE Journals
Topic: Ether's Journal
Replies: 50
Views: 14664

Re: Ether's Journal

Jan 2020 Age: 24 Networth: 235k USD (100k in traditional IRA, 120k in taxable brokerage, 10k car, 5k fundrise) Portfolio makeup: 90% US equities, 10% short term debt @ 2.8% (ticker: GSY) Updates *I've been job hopping like a mad man, been out of college 3 years and have worked for 5 different employ...
by ether
Fri Dec 27, 2019 9:24 pm
Forum: Money Questions
Topic: Annuities
Replies: 13
Views: 1311

Re: Annuities

There are dozens of kinds of annuities and if you ever buy them face to face you're getting ripped off. They have the best commissions and sales reps love to target the under informed to push annuities thus why they get so much marketing. Buy direct from Fidelity or TIAA if you go down this route, o...
by ether
Sat Aug 10, 2019 7:56 am
Forum: Money Questions
Topic: On the risk of investing in real estate for the long run
Replies: 115
Views: 21615

Re: On the risk of investing in real estate for the long run

Single family homes will almost always lose money as a rental. The whole buy a McMansion and live off the equity is the classic american pipe-dream (it works some places but not everywhere). The real money maker is running a rental business thanks to the generous depreciation schedule (27.5 years US...
by ether
Wed Aug 07, 2019 7:16 pm
Forum: ERE Journals
Topic: Zankas poker-journal
Replies: 152
Views: 22066

Re: Zankas poker-journal

How common is cheating with online poker, aka everyone is on skype and sharing hands except for the mark. I feel like there is no way to stop this, is that true?
by ether
Tue Aug 06, 2019 6:20 pm
Forum: Politics, and other eternal disagreements
Topic: $$$ for your firearms
Replies: 79
Views: 11500

Re: $$$ for your firearms

Also compared to other countries, you'll see pretty much all US gun buy back programs were half-assed compared to other countries
https://en.wikipedia.org/wiki/Gun_buyba ... ted_States
by ether
Tue Aug 06, 2019 6:09 pm
Forum: Politics, and other eternal disagreements
Topic: $$$ for your firearms
Replies: 79
Views: 11500

Re: $$$ for your firearms

DC vs. Heller. The Supremes ruled that is not a necessary condition to gun ownership. Key thing being that most states have a militia that is loyal to the governor not the president, however since the civil war most governors have given full control of their militas to the federal government and in...
by ether
Sun Aug 04, 2019 2:00 pm
Forum: Resources & Recommended Reading
Topic: Buckminster Fuller's Energy Slaves [Comic form]
Replies: 64
Views: 12510

Re: Buckminster Fuller's Energy Slaves [Comic form]

Couldn't Uranium fill the void of petroleum energy needs for atleast 40 years at current consumption levels?
https://www.uselessgroup.org/sankey-dia ... nergy-flow
by ether
Sun Jul 28, 2019 8:24 pm
Forum: Politics, and other eternal disagreements
Topic: A Bank With $49 Trillion In Derivatives Exposure Is Melting Down Before Our Eyes
Replies: 7
Views: 2632

Re: A Bank With $49 Trillion In Derivatives Exposure Is Melting Down Before Our Eyes

Ignoring the fact that zero hedge is a permabear, pulling directly from the article the notational value of contracts is €43 trillion but the actual market value is only €20 billion. Granted the 2000x leverage is impressive, it's mostly all interest rate swaps. Trust me the real issue of the eurozon...
by ether
Tue Jul 09, 2019 8:47 pm
Forum: ERE Journals
Topic: Riparian's Journal
Replies: 141
Views: 32267

Re: Riparian's Journal

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