Early Retirement Extreme Forums

Nov Goals update:
Keep the family expenses below 60K without interest. Around 47K
Walk for 15 hours. 8.5 hrs done.
Complete reading Mindset by Carol S.Dweck . Completed
Added goal IF: Fasting average: 15hrs. Long fast: 20 hrs

Dec Goals:
Reset goal : Do a wake up reset. Wake up at or before 7 ...

@fiby41, Thanks. The expenditures is for 15 days, Yes for family of 2. Please note we don't pay rent and this doesn't include EMI.

Only the time is limited. This style of weight control is called "intermittent fasting" and may be worth considering.

@delay, I am also landing on this one. Thanks for recommending. I have done two 16 hour fasts and one 15.5 hour fast in the past three days. Even though I don't feel hungry, it ...

Count your successes, not your failures. Even if it didn't work out eventually, you succeeded for a time. So what worked out during that time? What did you tell yourself? Was your environment structured a certain way? Did you eat something or not eat something or keep to a certain window or what ...

Nov Goals:

Keep the family expenses below 60K without interest.
Walk for 15 hours.

I have untreated diabetes and being overweight now. I am very very hesitant to visit the doctor or follow diet due to previous failures.Thinking about it itself is giving me headaches. I am trying to handle it on my ...

All the best rube! Congrats on the getting the dream job.. As years cross by i realize living your best life is more important even if means not being absolute best in one area.. You have crossed a milestone and have options now. What's the worst can happen.. you don't like the job.. then quit it ...

I had two other things with much higher interest first: a line of credit at 15.6% and a credit card that is on a deferred interest plan. With that one, I must pay it off in November to avoid the interest that is accruing. So I paid off the line of credit, and I upped my weekly payments to the ...

@rube: Thank you. :-)

On the finance front, the expenses exploded mainly due to car and interest payments. The number of years saved would be varying very much depending on whether including interest or not. As of now, I can safely say we have 10 years of living expenses under belt for any ...

Few life updates:

- Bought an appartment (condo). Have loan about 60% of the value.

- Completed MS.

- Into a contract on monthly basis.

- Bought a car. Have a loan about 80% of the value.

- Still a DINK household.

- Saving above 50% of income.

Finance is stable, but expenses increased a lot ...

Whats up with life :

- I was being lazy for the past two months and no progress on goal being made. Feeling bit out of control with my life.

- Planning a anniversary trip on the upcoming month, so that will include some expenses and experiences.

- Looking for a residence to buy , that will ...

Finance

Deficit : 37K
Income : 65K

At the end of the month the deficit might increase by 5K due to gifts for kids. Have to control the spending . Although DH is not onboard with it yet, as he is not into FIRE thing yet. Always thinking in whether we can cashflow this month or not only. Inspite ...

June Goals:

Finance

Maintain cashflow and save 50K for Insurance payment.

Self-Development.

Very very little goals to make sure I achieve them.
- Meditate 10 mins a day ( 100 days project)
- Walk 60K steps this month from now on.

Moments in may:
- Realized I am doing multiple self ...

Finance: Finance front everything is going good. Though giving costly gifts is becoming a norm now. That is not permenant , so okay with it for now. Spent around 5k on clothes, have to spend around 15k on mobile. Cashflow is finally positive. Lets see how it goes.

May goals : Result : Bad, except for completing modules on time, failed on all fronts, Shows what my commitment capability is. Have to build my self discipline musle..

On the intership front, got an internship though not from mentor. Radio silence there from mentor.. Trying interview on multiple ...

May Goals:
Complete modules on time.
Walk 150K steps.
Meditate 4 hrs.
Journal 20 days.

Experiment :
Without internet browsing/social media till 11:50 am.

On other things, approached for an internship like opportunity with my mentor, will know the result in few days. This is to familiarize ...

@Lemur,

Thanks for the reply. I am setting 5000 steps as a start. I am hoping for consistency than on and off energy bursts. Yes, I am that weak physically now. I am working mostly at desk , so physical activity is important for me.

My personal journey:

- Career: I am doing MS in AI and ML. Though it is interesting job prospects are not that great. Till now 2 interview though not in ML, falied to convert that into a job offer. I cannot go back to my previous company given massive layoffs. Started leetcoding a bit with a group ...

Finances :

My finances are stable so far except for few bulk expenses here and there. Overall, the investment growth and expenses are a wash. Inflation is a high factor in india, so converting cash into gold or other stock market investments.

Family Finances:

The incoming and outgoing of the ...

Congrats on quitting the job!! Let us know how you progress your retirement life.

So, around a year passed since i posted here. Some updates on life.

- Declined the job as I was not comfortable with the position I would be in. Major layoffs in the company this year.
- Started applying for jobs, no positive response so far.
- Got into depression and taking medication for that ...