Search found 680 matches

by rube
Mon Nov 23, 2020 1:16 am
Forum: ERE Journals
Topic: Seamus's Journal
Replies: 4
Views: 274

Re: Seamus's Journal

Welcome. What are your plans for the future?
by rube
Sat Nov 21, 2020 12:41 pm
Forum: ERE Journals
Topic: Liberate Mind: Family Edition
Replies: 26
Views: 3471

Re: Liberate Mind: Family Edition

Thanks for the update LM. Good luck and I will following your regular posts.
by rube
Sun Nov 15, 2020 3:45 am
Forum: ERE Journals
Topic: LiquidSapphire's Journal
Replies: 279
Views: 51301

Re: LiquidSapphire's Journal

Thanks for the update LS.
by rube
Tue Nov 10, 2020 1:37 pm
Forum: ERE Journals
Topic: Rube's journal
Replies: 361
Views: 108534

Re: Rube's journal

Ha, okay, another update hereby: In September and October I had taken out everything from our attic: flooring, walls, old insulation, doors etc.. It fitted, after putting it with military precision (according the comments of DW) just in a 10CBM container. Now the rebuilding started and during the la...
by rube
Fri Nov 06, 2020 10:32 am
Forum: Housing Questions
Topic: Eco-minded townhome renovation?
Replies: 7
Views: 403

Re: Eco-minded townhome renovation?

It is very much depending on the type of house. To start with, it would good to have an indication of the current insulation, where you are loosing the most heat (energy loss calculation). For example, you can ínsulate walls but if you keep old windows it's not the most efficient way. Note that with...
by rube
Mon Oct 26, 2020 2:05 pm
Forum: ERE Journals
Topic: DutchGirl's journal
Replies: 564
Views: 155023

Re: DutchGirl's journal

Hi DG, I guess your week off started today? Hope you can enjoy it!
And January is approaching fast. I am curious how you like the months off early 2021.
Good luck with life.
by rube
Mon Oct 26, 2020 1:58 pm
Forum: ERE Journals
Topic: Rube's journal
Replies: 361
Views: 108534

Re: Rube's journal

Thanks @J_ your comments are appreciated. @GreenGentleman: not a fixed timeline regarding the parttime work. I am eyeing summer 2022 as perhaps to stop with current employment. It is a bit depending how it goes with the now parttime job, development of covid-19, how I or my family feels, how does it...
by rube
Mon Oct 26, 2020 1:22 pm
Forum: ERE Journals
Topic: The green gentleman's ride to ERE
Replies: 7
Views: 622

Re: The green gentleman's ride to ERE

The use of euro and 30% rebate gives me an idea which country your located ;-).
Good luck with the ride!
by rube
Thu Oct 22, 2020 12:42 pm
Forum: ERE Journals
Topic: Rube's journal
Replies: 361
Views: 108534

Re:

8 years anniversary of my journal (forget about the one day being late) First a short introduction: ... With the target savings rate this gives 9.5 years before FI. The above was my first post in this journal. Looking back I can conclude we reached FI even (much) sooner. I am now effectively in my 8...
by rube
Sat Oct 03, 2020 11:36 pm
Forum: Skills & Tools Questions
Topic: Something From Nothing Log
Replies: 623
Views: 157598

Re: Something From Nothing Log

Lot's of things lately at the "something for nothing Inc." business Ego. Always interesting to see what you came accross.
by rube
Sat Oct 03, 2020 12:22 pm
Forum: Money Questions
Topic: When does it make sense to get insurance?
Replies: 33
Views: 1431

Re: When does it make sense to get insurance?

Event A or even B: that's the severity part you"ll need to determine.

@crusader: daylen answered your question to me largely. And again: it is the severity here that makes the difference (for you as a person).
by rube
Sat Oct 03, 2020 10:54 am
Forum: Money Questions
Topic: When does it make sense to get insurance?
Replies: 33
Views: 1431

Re: When does it make sense to get insurance?

Edith Keeler might give an more sophisticated answer. risk = probability x severity My main focus would be on the severity, in this case mostly "cost". I don't insure my cellphone as it's cheap to replace. No real issue. I don't have a "dental" insurance that is costing me 200 Eu...
by rube
Sun Sep 27, 2020 4:12 pm
Forum: ERE Journals
Topic: BlueNote's Journal
Replies: 237
Views: 74962

Re: BlueNote's Journal

Congrats on #2 and 4!!(I assume 2 and 4 are the same or is one on the way and another one "planned"?!

And of course congrats with the house and the 4 days wfh after Covid. Good luck with all preparations and so on.
by rube
Sun Sep 20, 2020 4:06 pm
Forum: ERE Journals
Topic: Five Years, Lord Willing
Replies: 638
Views: 126994

Re: Five Years, Lord Willing

Wait, what? I missed something I guess....Next time I am at Costco (never, not around here) I will listen to their PA system waiting for your signal.
by rube
Tue Sep 15, 2020 12:49 pm
Forum: ERE Journals
Topic: Rube's journal
Replies: 361
Views: 108534

Re: Rube's journal

Nothing special or major, but another week passed by so I thought I will just post a short description of one my days I enjoy now to be off from work. Today, "off" from work, it was very hot (another record I guess) for our country and even more this late in the season. Although I have a l...
by rube
Tue Sep 08, 2020 2:01 pm
Forum: ERE Journals
Topic: Rube's journal
Replies: 361
Views: 108534

Re: Rube's journal

Okay, so I got out of a habit of posting frequent updates... The first week of August was pretty busy with work and a few other ongoing things of which most were finished or 95% finished before we went on holiday for two weeks. After that one more week off while staying at home. End of august I rece...
by rube
Wed Sep 02, 2020 12:21 pm
Forum: ERE Journals
Topic: Rube's journal
Replies: 361
Views: 108534

Re: Rube's journal

Lol - I'm still here, all okay. Will write a longer update probably in one of the next days!
by rube
Sun Aug 09, 2020 10:39 am
Forum: ERE Journals
Topic: DutchGirl's journal
Replies: 564
Views: 155023

Re: DutchGirl's journal

Sounds like you made the right decision for yourself at this moment. Well done.
by rube
Tue Aug 04, 2020 10:25 am
Forum: Money Questions
Topic: What would you do to become "rich"?
Replies: 43
Views: 14262

Re: What would you do to become "rich"?

No need for 10 million like others said. But the "easiest" for me would probably go in real estate with high leverage. Once you have a large portfolio setup, delaverage it slowly to lower your risk over time and build up equity. In the mean time live from the income. You can do this all wi...
by rube
Thu Jul 30, 2020 2:05 pm
Forum: ERE Journals
Topic: Rube's journal
Replies: 361
Views: 108534

Re: Rube's journal

parttime - 20 hrs/week: 0 days = 0 work days (Mo-Th) Today was my last "full time" workday. As of Monday my part-time schedule of 20 hr/wk starts. Yeah!! Though, a couple of things (outside work) are ongoing which is why I don't have a very relaxed feeling yet. But, fingers crossed, these...