Early Retirement Extreme Forums

Why a boat nearly 40 years old? Originally, my search focus was on “newish” production boats. However, I have since come to the realization that modern boats have been unduly influenced by the needs of the charter boat market. For my stated mission I came to believe that an older boat would best fit...

Greetings All. This is my second journal. The world has changed and thus my plans have changed with it and so I have decided to start a second journal. My first day of retirement was 1 Jan 2017 and things have been going well. My original retirement plan was to undertake a round-the-world trip. Afte...

In order to save costs, you choose to skip restaurants & fast food options, and go straight to the grocery store (skipping the deli counter). Why are you skipping the deli counter? Skipping restaurants and fast-food places is a no brainer. They have gotten ridiculously expensive. But, why skip ...

Currently, I say I am retired. However, these days I look the part. In the past, I would give them my previous occupation even though I was no longer working. I think saying something cute like "collecting dividends," "passive income," "rentier," or something similar ju...

https://www.seat61.com/ Seat 61 is the go-to for train travel world-wide. I've taken Amtrak several times: across the country from CA to NY as well as NY to FL. I've also used their auto-train (car transporter). Amtrak is generally a comfortable way to travel; certainly, far superior to Greyhound. ...

Flying cars? Also no. https://www.youtube.com/watch?v=6fcWOivJ6bs The above link discusses why flying cars are an impractical idea. However, the video also shows some examples of working flying cars. Technologically, flying cars are here. If you want one, you can have one. It is not very practical,...

lillo9546 wrote: ↑

Thu Feb 29, 2024 1:30 pm

?

Vanguard Federal Money Market Fund is as of 28 Feb 2024 yielding a 7-day SEC Yield of 5.28%.

The answer is neither.

What you want is CASH!

Money market funds are a screaming deal.

I agree that having a health care plan helps for avoiding catastrophic risk, but ignoring that, how does having a plan make me better off day to day health wise than not having one? The purpose of "insurance" is for covering catastrophic risk. A plan will not make you better off day to da...

So what's going on with the FIRE movement these days? Still strong? "The Truth about FIRE - Is Early Retirement Actually Possible" by The Plain Bagel https://youtu.be/SEItn9Csitg?si=IEhcAKyeDdAcSD4O FIRE has entered the mainstream and remains so. However, just because people are aware of ...

Eye Surgery: I had Radial Keratotomy, an eye surgical procedure that is now obsolete. It worked well. I now wear glasses for reading, but do not need glasses for distance vision. Delayed the need for glasses by about twenty years. There were no additional costs for follow-up doctor visits, eye drops...

Yep...I am trying to research by posting on this thread, thought that people might have some insight on where to look and research to DIY or whether this really is a "call a lawyer" situation. There is lots of stuff going on, nevertheless, I could die at any time, and since I'm not marrie...

"Is art good for anything?" is a good philosophical question. I believe the sentiments expressed by George Mallory while applicable to a different endeavor can also be applied to art. --------------- “What is the use of climbing Mount Everest? It is of no use. What we get from this adventu...

What are you trying to accomplish exactly? ERE is all about DIY. In this particular case you should educate yourself on estate planning. After this personal education then and only then should you decide on the particulars of your estate plan which may if deemed necessary involve professionals. Firs...

http://www.cronometer.com
The free site above will analyze your diet and identify the deficiencies. I take a multivitamin to deal with the deficiencies.

TopHatFox wrote: ↑

Thu May 18, 2023 11:26 am

If anything, I'd blame HR and higher-ed for causing so many of us to jump between fields as we figure out which one is good & bad for us.

@TopHatFox
These are excuses. Remember, personal responsibility. Only, you care about you. No one else does, especially HR and higher-ed.

@THF Everyone is telling you that a CS degree is not necessary. Listen to them! It is frequently the case that self-taught developers have gaps in their background. The best way to deal with this is to engage in self-study to rectify these deficiencies. In interviews you could explain that you recog...

$1342.44 per month = $16,100 per year in 1975. Adjusting for inflation that would be ~ $90,000 per year in 2023. He is hardly starving. A wife and five children could easily be supported on that income. Would depend a lot on his location. It is true that many ex-military get jobs after they separate...

When do index funds and real estate stop being good default investments? Index funds do not prevent against loss. Real estate does not prevent against loss. Index funds are merely an investment mechanism to buy the market. That is all they do. This structure provides no protection whatsoever agains...

Generational Wealth and Alternative Investments are two different questions. Generational Wealth: Due to the massive conflicts of interest that exist in the financial services industry the approach these days is to use a family office to manage the generational wealth. You typically need a minimum o...