Search found 1712 matches

by Tyler9000
Tue Sep 14, 2021 9:48 am
Forum: Resources & Recommended Reading
Topic: The Money Plant animations of FIRE concepts
Replies: 3
Views: 397

Re: The Money Plant animations of FIRE concepts

Love that video! So clearly and succinctly explaining ERE without really even talking about the ER part is pretty inspiring. And yes, the voice is a bit unexpected in a video of this type. But in this case it adds an additional dystopian tone that IMO is strangely appropriate when discussing breakin...
by Tyler9000
Fri Aug 20, 2021 3:10 pm
Forum: Lifestyle Questions
Topic: Has COVID caused "ERE" to go mainstream?
Replies: 20
Views: 1560

Re: Has COVID caused "ERE" to go mainstream?

I’ve heard “knowledge worker” plenty of times. I interpret it as the hipster version of “white collar” for Bay Area tech types who don’t want to be put into the same category as bankers, lawyers, and other people who wear ties to work. Thanks for sharing the article. COVID certainly reinforced my ow...
by Tyler9000
Sun Aug 01, 2021 2:17 pm
Forum: Money Questions
Topic: Is 4% dead?
Replies: 105
Views: 6489

Re: Is 4% dead?

Thanks for the link, Seppia. :) Long story short -- no, I don't think the 4% rule is dead. If anything, I think it grossly undersells the SWR of truly diversified portfolios that think beyond old-school large cap stocks and intermediate bonds. IMO, the Vanguard paper is probably best interpreted as ...
by Tyler9000
Wed Jul 14, 2021 11:46 pm
Forum: ERE Journals
Topic: A Journey of Mindfulness--the Remaking of Life in Midstream.
Replies: 910
Views: 209276

Re: A Journey of Mindfulness--the Remaking of Life in Midstream.

Isn't it funny how one little bit of paperwork can totally free up your future? Congrats!
by Tyler9000
Sun Jul 11, 2021 9:10 pm
Forum: ERE Journals
Topic: A Journey of Mindfulness--the Remaking of Life in Midstream.
Replies: 910
Views: 209276

Re: A Journey of Mindfulness--the Remaking of Life in Midstream.

Looks incredible! I love shaded gardens. Even if hostas aren't your favorite, they're plenty durable and could be good foundation plants to build around.
by Tyler9000
Tue May 25, 2021 2:47 pm
Forum: Money Questions
Topic: Portfolio Charts
Replies: 520
Views: 142778

Re: Portfolio Charts

Add the Fund Finder to the existing portfolio as the sheet. That way it's easy for people to quickly look at how they can actually implement a specific portfolio. Done. The Fund Finder is now integrated directly to each portfolio and also the My Portfolio tool. And you can still use the Fund Finder...
by Tyler9000
Sun May 23, 2021 12:01 pm
Forum: Money Questions
Topic: Portfolio Charts
Replies: 520
Views: 142778

Re: Portfolio Charts

Good ideas! I added a "Find ETFs" link to the portfolio pages, but I agree that adding the fund info directly to the page would make a lot of sense. I'll definitely look into it. And while my approach for now is to suggest funds that match the data rather than point people towards alternat...
by Tyler9000
Fri May 21, 2021 11:49 pm
Forum: Money Questions
Topic: Portfolio Charts
Replies: 520
Views: 142778

Re: Portfolio Charts

I'm working on an idea for a tool that helps people identify specific index funds that they can buy to build out a portfolio. This one took a while, but I finally finished the first pass: https://portfoliocharts.com/2021/05/22/find-the-right-funds-to-build-a-great-portfolio/ As always, please let m...
by Tyler9000
Mon May 17, 2021 10:32 am
Forum: Miscellaneous
Topic: Bullshit Ability as an Honest Signal of Intelligence
Replies: 46
Views: 4105

Re: Bullshit Ability as an Honest Signal of Intelligence

I could see the argument that the ability to read the room, think on your feet, and make up a compelling and convincing story on the fly could be a marker for general intelligence (both standard and emotional). Not everybody can do that. But taking it one step further to "satisfying bullshit&qu...
by Tyler9000
Wed May 05, 2021 4:31 pm
Forum: Money Questions
Topic: Investing In A Bubble
Replies: 9
Views: 1540

Re: Investing In A Bubble

The question therefore is, what are the best strategies for investing in this time in an effort to get some of the market gains but not get wiped out when the thing bursts? My own preferred solution is to prioritize investment consistency through both good times and bad. It's absolutely possible to...
by Tyler9000
Sun Apr 11, 2021 2:09 pm
Forum: Health Questions
Topic: Dealing with anger in the face of everyday evil
Replies: 63
Views: 6202

Re: Dealing with anger in the face of everyday evil

@the_platypus: There's a lot of good advice here about healthy ways to approach ecology. So I'll be "that guy" and point out one more thing that I think is very important. Going back to this question in your original post: "Why can't I shake some sense into the people who drive by in ...
by Tyler9000
Sat Mar 27, 2021 1:12 pm
Forum: Money Questions
Topic: The Permanent Portfolio by Craig Rowland & J.M. Lawson
Replies: 19
Views: 2500

Re: The Permanent Portfolio by Craig Rowland & J.M. Lawson

John wrote:
Fri Mar 26, 2021 4:11 pm
Is there a recommended list of ETFs (ideally Vanguard) that matches to the permanent portfolio?
Stocks: VTI, ITOT, SPTM, SCHB
Bonds: VGLT, TLT, SPTL
Cash: VUSXX, SHV, BIL (or if you prefer ST bonds over bills, VGSH, SHY, SPTS, SCHO)
Gold: IAU, GLD, SGOL
by Tyler9000
Sat Mar 20, 2021 11:50 am
Forum: Lifestyle Questions
Topic: leanFIRE and fatFIRE definitions
Replies: 100
Views: 22153

Re: leanFIRE and fatFIRE definitions

I was reading Bogleheads this morning and saw people discussing this exact topic. It felt insane, so I came here and noticed that this thread was resurrected. Serendipity. For reference, the OP in the BH thread defined it this way: No way, no how: <80K Lean FIRE: 80-120K FIRE: 120K-200K Fat FIRE: 20...
by Tyler9000
Wed Mar 17, 2021 8:17 pm
Forum: Lifestyle Questions
Topic: Living a FI (Update)
Replies: 50
Views: 6208

Re: Living a FI (Update)

He's such a good writer. Hopefully he takes the opportunity to pick up blogging again. Personally, I didn't find it sad at all. More honest. He's clearly been through a lot, learned just as much about himself and his life goals, and now has a new path forward that works for him. We can all hope to b...
by Tyler9000
Thu Mar 11, 2021 5:40 pm
Forum: Money Questions
Topic: The Permanent Portfolio by Craig Rowland & J.M. Lawson
Replies: 19
Views: 2500

Re: The Permanent Portfolio by Craig Rowland & J.M. Lawson

As far as bonds go, do you follow the recommendations of the PP and own them directly? Personally I prefer ETFs. Buying bonds directly really isn't that hard, but owning them via an ETF is even simpler. While it costs a small ER, it also eliminates the need to buy and sell individual bonds (with po...
by Tyler9000
Mon Mar 08, 2021 11:57 pm
Forum: Money Questions
Topic: The Permanent Portfolio by Craig Rowland & J.M. Lawson
Replies: 19
Views: 2500

Re: The Permanent Portfolio by Craig Rowland & J.M. Lawson

I think you made my day by talking about how Portfolio Charts helped you level up from the MMM "VTI and chill" mentality to thinking seriously about the benefits of diversification. It's working! :D Regarding your question about gold, I think it's a matter of degree and just how far you wa...
by Tyler9000
Wed Mar 03, 2021 11:24 am
Forum: Work & Education
Topic: Street Smart / Book Smart
Replies: 29
Views: 2351

Re: Street Smart / Book Smart

From my perspective, book smarts and street smarts aren't a personality characteristic. They're simply words for formal knowledge that you learn in school and informal knowledge that you pick up elsewhere. To the degree that they're an indicator of class, it's usually just a matter of someone either...
by Tyler9000
Thu Feb 25, 2021 6:03 pm
Forum: Money Questions
Topic: Portfolio Charts
Replies: 520
Views: 142778

Re: Portfolio Charts

@simplex -- Yes, those are the same fund on two different exchanges. When dealing with ETFs in Europe, any one fund can have a variety of different permutations based on the exchange, currency, and distribution method. For example, here are all the various listings for the accumulating and distribut...
by Tyler9000
Mon Feb 22, 2021 12:23 pm
Forum: Money Questions
Topic: Portfolio Charts
Replies: 520
Views: 142778

Re: Portfolio Charts

It helps to know that ISIN is the right foundation to build on. I'll start there and work my way up. Thanks!
by Tyler9000
Sun Feb 21, 2021 7:25 pm
Forum: Money Questions
Topic: Portfolio Charts
Replies: 520
Views: 142778

Re: Portfolio Charts

For the European investors out there, I have a question about how normal buying and selling of ETFs works outside of the US. Here in the states, people normally look up funds by the ticker name. So if you want the iShares long term treasury fund in the US, you buy TLT. Easy enough. In Europe, it's o...