Early Retirement Extreme Forums

I have micro spikes (the branded kind), have had them since 2009 when I lived further north, and they have held up very well. They don't get much use the past ~8 years though because it's not icy enough here, so I can't vouch for durability with daily winter use. I mostly use them on hiking vacation...

August 2021 Update Last update was in February. The biggest news is that DW did in fact leave her full time job, even after being offered a promotion. Total mic drop. She's been hard at work on her side (now main) gig ever since; absorbed in it to a degree that I completely envy. She reports less s...

It is easier to solve problems like "what next" without work interfering 40+ hours a week. I know the traditional advice is "retire to something". But, you could take an extended break for planning. Well, that's some food for thought. I haven't ever taken more than 2-3 weeks off...

Feb 2021 Update Change is afoot: DW will likely leave her job/career soon, in favor of starting a freelance/creative business. It's not exactly FIRE since she'll still be working close to full time, but it's an FI-enabled change to something that aligns much more closely with her values, goals, per...

Scott put up a reply, here: https://astralcodexten.substack.com/p/statement-on-new-york-times-article Hopefully this whole incident just dies now. I do think that in general, censorship, hit pieces, and by extension self-censorship is going to become harder in the future. Content producers increasin...

November-ish Update I don't have a lot this month. Like everyone else, I'm kind of floored by the stock market. *On paper* we are worth a lot more than a month ago. Expenses continue to be low, especially relative to last november when we spent lots on house maintenance, so TTM expenses are down qu...

I should start it up again but I’m not quite sure what it is I want out of it. understood, I nevertheless enjoyed reading it. A good ERE journal is a bit like a good novel, hard to draw clear lessons from them but you nevertheless learn something [ineffable] from the experience of reading. So, than...

where is your blog? Hi anesde! Before I go on with a long response, I gotta say, you *need* to update your journal! What a cliff hanger... I'll PM you about the blog, but it's an anonymity thing. I'm trying to maintain absolute separation between my identify on ERE (where my financials are out in t...

October-ish Update Ended october with some disappointing financial numbers, but stonks are up in the first week or so of november, with election and vaccine news both coming out. So net worth swings have been pretty large, currently looking good, but who knows where it will lead. I'm usually not th...

Ideas: * Stratechery, Sinocism, or any other analytical blog-type publication written by an expert (not a journalist) who can think quickly and deeply about the topic you care about. * Twitter, which is free and terrible, EXCEPT if you "pay" by spending a lot of effort on curating your fee...

A bit off-topic: what would you recommend a person with econ/stats background learn? have been thinking about picking up "something IT" (as has everyone and their mom) but I have no idea what that would be. Thus if anyone does chime in to give advice, please assume a complete ignoramus. I...

September-ish update September was the lowest-spending month that I can remember. We didn't eat a single meal out, no insurance or tax payments due, etc. If every month were like this, we'd have retired long ago :D Savings rate was 89%. That said, the markets were down quite a bit, and we ended the...

programming is labor intensive and adds a lot of value (automating lots of processes), so yeah, I'd argue very worthwhile to learn. Hard to know exactly how long that will last since anything can happen, but it's persisted for quite a while at this point. Moore's law isn' what it used to be, but com...

ertyu wrote: ↑

Sat Sep 05, 2020 4:06 am

About diet:

Thanks. It's good advice and especially helpful to hear it from someone else. Weirdly, there are often things I know I'm supposed to do, but don't act on unless I'm told. The first thing I'm going to do is start moving my breakfast back. Then, I'll start moving dessert earlier.

@ertyu @cheepnis let me see what I can come up with! I am a little worried it's going to turn some people off or come off as an endorsement of careerism/out of step with the broader values of this forum, which isn't the intent. Probably the right thing to do is tell it how I see it, and let others m...

@Roo thanks! The drain pump fix is probably my manliest accomplishment to date (since most of my time is spent typing numbers into a laptop). Still, it does not quite rise to a truck nuts level of manliness :D BTW I'm following your journal also, looks like we started at pretty much the same time. R...

Building Habits Most of my life has already been arranged to make FIRE inevitable within the next 0-5 years. Now I need to lay the groundwork to open up more opportunities for things we can do once we get there. Critically, I need better habits, because I know that my own tendency will be to do abs...

Savings rate has steadily increased over time. For every month that we work, we're putting 5-6 months of expenses into the bank. Feels good. https://i.imgur.com/HkE8rQtl.png I never thought I'd get one more year syndrome, but a couple of things have happened: * Having earned a more senior-ish job ti...

Areas to work on: * By far the most important thing in the web of goals is to build some side income online. I've had some success writing on Substack (analytical essays about a very niche topic). There are like a bazillion positive side effects, such as: (1) mitigate drawdown risk in the face of a...

I just logged in for the first time in ages to start a journal. For the first post, I'm going to lay out the facts. Intro: * 34, male, married, one small kiddo, salaryman, INTJ. * Based near Philadelphia. Get in touch if you are from around here! * I started reading the ERE blog in 2009. Just a few ...