Search found 1411 matches

by Scott 2
Mon Jan 20, 2020 12:40 pm
Forum: ERE Journals
Topic: What I Spend
Replies: 192
Views: 35133

Re: What I Spend

That is the upside of my brain needing a systemic model of all things. Once the pieces fit, they fit. The journal does over-simplify two big factors: 1. Work events since the start of the year are significant. It could be 6-12 months before I can discuss them in a public journal. 2. Dozens of hours ...
by Scott 2
Sat Jan 18, 2020 2:59 pm
Forum: ERE Journals
Topic: What I Spend
Replies: 192
Views: 35133

Re: What I Spend

The shift in mindset has made an immediate impact. I was rebuilding my mental model with all my over-analyzing, but it's now working well. I'd been struggling with how to approach my work goals for 2020. I was able to bang them out in about 20 minutes this morning. They seem obvious now that my head...
by Scott 2
Sat Jan 18, 2020 2:54 pm
Forum: ERE Book/Blog/Forum
Topic: The submitted form was invalid. Try submitting again.
Replies: 15
Views: 699

Re: The submitted form was invalid. Try submitting again.

I did this in Chrome: Delete specific cookies On your computer, open Chrome. At the top right, click More. Settings. At the bottom, click Advanced. Under "Privacy and security," click Site settings. Click Cookies. See all cookies and site data. At the top right, search for the website's name. To the...
by Scott 2
Thu Jan 16, 2020 10:45 pm
Forum: ERE Journals
Topic: What I Spend
Replies: 192
Views: 35133

Re: What I Spend

Rather than force a confrontation on travel, I've decided to simply decline what I don't want to do, as it comes up. I have a strong need to resolve cognitive dissonance, which I romanticize as going through my problems. It can express as turning a minor issue into a significant conflict. Based on m...
by Scott 2
Thu Jan 16, 2020 2:31 pm
Forum: Lifestyle Questions
Topic: "swallowing" ​b​lackpill, overcoming it; moving forward; pseudoscience and woo-woo stuff
Replies: 11
Views: 708

Re: "swallowing" ​b​lackpill, overcoming it; moving forward; pseudoscience and woo-woo stuff

Sclass - your post is worthy of its own thread. Learning to learn is one of the most important things any of us can do.
by Scott 2
Tue Jan 14, 2020 11:52 pm
Forum: ERE Journals
Topic: What I Spend
Replies: 192
Views: 35133

Re: What I Spend

Halfway through the month, spend is trending extremely low - $555 as a couple so far. I think we'll land higher than $1100, but it could be a PR. Net worth changes seem irrational between my raise and the market run up. It makes me want to sell my stocks, even though I know I'm reallocating by pushi...
by Scott 2
Mon Jan 13, 2020 9:26 am
Forum: ERE Journals
Topic: C40's Journal
Replies: 1074
Views: 244167

Re: C40's Journal

If you are able to connect accounts to personal capital, they will automatically do the asset allocation breakdown for you. You can filter the chart on subsets of accounts, drill into categories, etc. It's pretty cool once setup.
by Scott 2
Mon Jan 13, 2020 9:15 am
Forum: Lifestyle Questions
Topic: Setting the table
Replies: 11
Views: 493

Re: Setting the table

Another thrift store diner checking in.

Well, half of the plates. The others were from the "free" table in our last apartment. It's not uncommon for someone to replace their entire set of perfectly fine dishware, giving away the old. You could put the word out and wait for plates to come to you.
by Scott 2
Sun Jan 12, 2020 3:43 pm
Forum: Money Questions
Topic: Cash or card?
Replies: 32
Views: 1386

Re: Cash or card?

Sure, but at the level I was dealing with, hands were tied. For my commodity car needs, the large high volume dealership had the best prices. By choosing to engage in the ease of their system, my best path was to trigger the unlock, pass the check, and get a car. Maybe I could have escalated 2-3 lev...
by Scott 2
Sun Jan 12, 2020 12:51 pm
Forum: Money Questions
Topic: Cash or card?
Replies: 32
Views: 1386

Re: Cash or card?

How often are card users having their number stolen? I'd guess every 3-5 years for me. It's a time hassle, but the credit card companies have always eaten the loss. I've largely given up on protecting my privacy from the corporate overlords. The opportunity cost is too high. I also know they have wa...
by Scott 2
Tue Jan 07, 2020 1:59 am
Forum: ERE Journals
Topic: What I Spend
Replies: 192
Views: 35133

Re: What I Spend

Got my 2020 comp today. I'm not sure what to think. It's a weird thing. Higher pay means larger increases in pay. In absolute terms, the numbers seem unfounded. Yet, I have a rough sense of what a level or two above me is paid. Relative to them, I don't get much at all. I don't even know if my pay i...
by Scott 2
Mon Jan 06, 2020 10:02 am
Forum: ERE Journals
Topic: I Saved Some Money, Accumulated So Good
Replies: 117
Views: 18790

Re: I Saved Some Money, Accumulated So Good

I have a lot of admiration for Dacyczyn's problem solving. I read the full 900 page collection years ago. It does get repetitive. There was a catch up interview with her in 2009: https://m.youtube.com/watch?v=AUFyD-FTf-E I saw it as cautionary. The frugality seems to have become her identity, rather...
by Scott 2
Sat Jan 04, 2020 10:04 am
Forum: Politics, and other eternal disagreements
Topic: Are tattoos stupid?
Replies: 66
Views: 2306

Re: Are tattoos stupid?

I work with someone who used a tattoo to cover scars on their forearm. I haven't asked the cause, but there are a couple dozen horizontal lines, so I have a guess. The tattoo is an upgrade. Smart.
by Scott 2
Sat Jan 04, 2020 9:55 am
Forum: ERE Journals
Topic: bostonimproper's journal
Replies: 51
Views: 4002

Re: bostonimproper's journal

The cell phone is tricky, because it's a labor multiplier and often disrupts a higher consumption option. Your overall system may work better with the more powerful tool. It's not a question of cheapest, but of efficiency and avoiding waste. What I learned trying to stretch my last phone replacement...
by Scott 2
Fri Jan 03, 2020 3:50 pm
Forum: ERE Journals
Topic: mathiverse's journal
Replies: 44
Views: 2372

Re: mathiverse's journal

That does seem like a lot. I think learning to shop and eat differently is something you can keep, without it feeling like sacrifice. In my area, Aldi provides a much cheaper source for that basket of food. I'd guess at least 33% less. I'd probably go with frozen blueberries, whatever potato was che...
by Scott 2
Thu Jan 02, 2020 9:44 pm
Forum: Miscellaneous
Topic: Accelerating Change & Increasing Complexity
Replies: 35
Views: 1774

Re: Accelerating Change & Increasing Complexity

The cool robots are much scarier once you realize where the funding comes from.
by Scott 2
Wed Jan 01, 2020 7:43 pm
Forum: ERE Journals
Topic: A Journey of Mindfulness--the Remaking of Life in Midstream.
Replies: 645
Views: 145282

Re: A Journey of Mindfulness--the Remaking of Life in Midstream.

I'm very interested to see how you manage the cash outflows. I'm having a hard time with it, especially when numbers that I used to think of as "big" regularly appear in my accounts. It was far easier when $100 felt like a lot of money. You've got even stronger financial disincentive. I don't think ...
by Scott 2
Wed Jan 01, 2020 1:04 pm
Forum: ERE Journals
Topic: mathiverse's journal
Replies: 44
Views: 2372

Re: mathiverse's journal

For beans - I bought a $10, 3 qt. crock pot off Amazon. I rinse and sort a cup of dry beans (no soaking). Then I add 2.75c water, 1/2tsp salt, 1tsp random spices, 1/8tsp cayenne. Turn it on high and run until beans are done, maybe 6-7 hours. It depends how old the beans are. Super easy. It makes 3 s...
by Scott 2
Wed Jan 01, 2020 12:55 pm
Forum: ERE Journals
Topic: A Journey of Mindfulness--the Remaking of Life in Midstream.
Replies: 645
Views: 145282

Re: A Journey of Mindfulness--the Remaking of Life in Midstream.

Where do you find the motivation to fix cash outflow, when net worth grows like that? It's an overwhelming amount of money.
by Scott 2
Wed Jan 01, 2020 12:47 pm
Forum: Miscellaneous
Topic: Accelerating Change & Increasing Complexity
Replies: 35
Views: 1774

Re: Accelerating Change & Increasing Complexity

I've been thinking lately about how I keep up with the change. I can't parse everything myself and many sources have unacceptable lag time. My general pattern is to get a couple trusted experts in each area of interest, then let them tell what to know. I also try to engage in a real life community. ...