Search found 13 matches

by RusticBohemian
Sun Oct 14, 2018 6:40 pm
Forum: Money Questions
Topic: Bonds & municipal insolvency due to unsustainable public investment
Replies: 7
Views: 1105

Re: Bonds & municipal insolvency due to unsustainable public investment

Interesting. That does seem like a pretty big flaw in their reasoning. Thanks for digging into it. Dishonest in that they blame developers for developing in the ways planners required them to develop. The cities they currently detest are the same ones they required to be built as they are. Planners ...
by RusticBohemian
Mon Oct 08, 2018 10:13 pm
Forum: Money Questions
Topic: Would you invest in the individual stocks in an index fund?
Replies: 5
Views: 857

Would you invest in the individual stocks in an index fund?

I'm very far from a competent investor. Most of my investments are in the Vanguard total stock market index - I just took Warren Buffet's advice about a decade ago. Seemed like a good idea at the time, and my investments have certainly done well since 2008. But with so much money flowing into passiv...
by RusticBohemian
Mon Oct 08, 2018 7:58 pm
Forum: Money Questions
Topic: Bonds & municipal insolvency due to unsustainable public investment
Replies: 7
Views: 1105

Re: Bonds & municipal insolvency due to unsustainable public investment

Detroit's bankruptcy cleared a lot of their bad debt, but there's still plenty of issues. The city center is a very small part of the city, with the rest sprawl. If you look at how much it costs to pave a street, provide it with water and sewage, etc, you'll see that outside the dense part of the ci...
by RusticBohemian
Mon Oct 08, 2018 5:20 pm
Forum: Money Questions
Topic: Bonds & municipal insolvency due to unsustainable public investment
Replies: 7
Views: 1105

Bonds & municipal insolvency due to unsustainable public investment

I consider myself something of an urbanist, and wish we had better urban policy in the US. One of my favorite blogs covering a lot of the issues is Strong Towns, which goes into a lot of detail about how most US municipalities have strayed from a sustainable model, and have made infrastructure and o...
by RusticBohemian
Tue Sep 18, 2018 9:20 am
Forum: ERE Journals
Topic: An American Millennial
Replies: 313
Views: 59262

Re: An American Millennial

Thanks for laying that out. Interesting to hear about the ups and downsides.
by RusticBohemian
Fri Sep 14, 2018 6:20 pm
Forum: Lifestyle Questions
Topic: Cheap Books?
Replies: 9
Views: 3189

Re: Cheap Books?

I think it was paperback swap, but I didn't realize how picked over it was when I read about it. Thanks, guys. Probably not ... can't really imagine what/how it would be though. The used book market place is pretty efficient. There's even bot-arbitrage (resellers et al) going on between different si...
by RusticBohemian
Fri Sep 14, 2018 3:53 pm
Forum: ERE Journals
Topic: An American Millennial
Replies: 313
Views: 59262

Re: An American Millennial

Before moving to China, you mentioned not liking American culture, and preferring life in China/Asia. What did you think was the primary difference between the two. Have you changed that view?
by RusticBohemian
Fri Sep 14, 2018 10:02 am
Forum: Lifestyle Questions
Topic: Cheap Books?
Replies: 9
Views: 3189

Re: Cheap Books?

I don't think that was it.
by RusticBohemian
Fri Sep 14, 2018 9:21 am
Forum: Lifestyle Questions
Topic: Cheap Books?
Replies: 9
Views: 3189

Cheap Books?

Some time back someone posted a link to a website where you could buy very cheap books online. Can anyone suggest what it might have been?
by RusticBohemian
Thu Aug 23, 2018 10:45 am
Forum: Skills & Tools Questions
Topic: Minimalist welding skill and equipment acquisition
Replies: 3
Views: 761

Minimalist welding skill and equipment acquisition

I'm interested in learning to weld, with an eye toward eventually making a bit of money off of it. I'm looking for an 80/20 approach to learning enough to be effective in what I want to do and acquiring the minimum amount of equipment to be safe/effective. I'm not particularly interested in welding ...
by RusticBohemian
Thu Aug 23, 2018 9:04 am
Forum: Money Questions
Topic: Social Security And Tax-Advantaged Retirement Accounts For Low Income Earner
Replies: 7
Views: 959

Social Security And Tax-Advantaged Retirement Accounts For Low Income Earner

Hi. I don't earn much taxable income - last year my Federal Adjusted Gross Income was $7,226, leaving me to pay $745 in federal taxes. I'm self employed, so there's no employer paying half of my social security taxes. I have two questions regarding this. 1) Investments in my IRA didn't seem to reduc...
by RusticBohemian
Thu Feb 02, 2012 5:06 am
Forum: Money Questions
Topic: Shaving $400 Of So Off My Tax Bill
Replies: 3
Views: 346

<t>I just realized that the money I owe is not for income taxes, but self employment taxes. <br/> So the retirement savers credit gained though a post-tax IRA contribution won't reduce my bill further. <br/> However, does anyone know if some sort of 401k using pretax dollars would work?<br/> Thanks....
by RusticBohemian
Thu Feb 02, 2012 3:38 am
Forum: Money Questions
Topic: Shaving $400 Of So Off My Tax Bill
Replies: 3
Views: 346

<t>Hey guys.<br/> It's tax time, and I owe the federal government roughly $400 in taxes. <br/> I quit my job in 2010 and 2011 was my first year working for myself. <br/> Because I'm currently ramping up income, I haven't gotten around to making any retirement contributions, which will reduce my tax ...