Search found 8 matches

by djc2
Mon Dec 21, 2015 2:23 pm
Forum: Politics, and other eternal disagreements
Topic: ethical consumerism vs sri
Replies: 36
Views: 5797

Re: ethical consumerism vs sri

jacob wrote:Actually, to be more accurate ... P/S is usually about 1-2 .. so for every dollar invested in equity, you control $1-2 of revenue or consumerism.
What is P/S?
by djc2
Wed Sep 02, 2015 7:37 am
Forum: Money Questions
Topic: Government endorsed Ponzi pensions schemes
Replies: 22
Views: 3424

Re: Government endorsed Ponzi pensions schemes

Each £1 contributed makes a 200% "return" immediately that gets collected after say 30 years? AFAIK uk public sector pensions are indexed to your wage so inflation protection is likely included. That return seems a lot better than the negative yields on 30 year UK indexed-linked gilts that you can g...
by djc2
Sat Apr 05, 2014 1:41 am
Forum: Lifestyle Questions
Topic: LASIK
Replies: 59
Views: 14271

Re: LASIK

My short-sightedness eye prescription didn't change for about 10 years whilst wearing glasses for driving, long distance whatever, and not wearing them for daily monitor usage. I had the dry eye issues with contacts and gave them up. The worst thing about glasses is losing them, but I have two cheap...
by djc2
Fri Feb 21, 2014 3:53 am
Forum: Transportation Questions
Topic: need commuting advice
Replies: 11
Views: 2958

Re: need commuting advice

I calculate that, using averages, bus times would be 2.88 hrs a day and car times 1.75 hrs a day. So, roughly 14.4 versus 8.75 hrs at the margin for extra money of about 200/47=4.26 a week? So I make that as about an extra 75p per hour of life, if the extra commute time has no other benefits. I qual...
by djc2
Fri Feb 08, 2013 5:54 pm
Forum: ERE Journals
Topic: skintstudent's journal
Replies: 25
Views: 5007

<t>Regarding cutting commuting costs and dumping the van, why not look at renting a more suitable property in terms of location and subletting your GF's flat?i can understand the issue re holidays. My DW is driven by the need to get sun. My view on sunshine in the Uk is that if you have more flexibl...
by djc2
Fri Jul 06, 2012 8:45 am
Forum: Introduce Yourself
Topic: Hello from Scotland, UK
Replies: 3
Views: 537

<r>@George: the rental income barely covers 5 to 10% . The house is a family inheritance and very rural, not well placed for renting. It is my DWs and I don't have much say in what happens to it apart from advice.<br/> @Shandi76: <E>:-)</E> sorry to disappoint but I'm a Lancashire man. My DW is the ...
by djc2
Tue Jul 03, 2012 1:08 pm
Forum: Introduce Yourself
Topic: Hello from Scotland, UK
Replies: 3
Views: 537

<t>Hello all,<br/> I can't recall how I came across ERE but it tapped into my nature very strongly. I read the book over Xmas last year, and then gave it to my sister to read and she seemed to become enthusiastic. My SO and kids aren't so enthusiastic which is problematic but I've managed to re-focu...