Search found 960 matches

by KevinW
Fri Mar 27, 2020 9:50 pm
Forum: Skills & Tools Questions
Topic: VPN recommendations?
Replies: 9
Views: 306

Re: VPN recommendations?

NordVPN, no complaints.
by KevinW
Tue Mar 10, 2020 12:45 pm
Forum: Health Questions
Topic: Experimenting with Multigrain Porridge
Replies: 7
Views: 1361

Re: Experimenting with Multigrain Porridge

Multigrain porridge seems like a good ERE breakfast option. My understanding is that this was a staple of the pre-industrial British peasants' diet.

Bob's Red Mill has similar products that might be available locally if you want to try a smaller amount.
by KevinW
Mon Oct 14, 2019 4:27 pm
Forum: Resources & Recommended Reading
Topic: Guest post on GRS: A ten year update
Replies: 37
Views: 5848

Re: Guest post on GRS: A ten year update

1taskaday wrote:
Wed Oct 02, 2019 8:40 am
Great read.
+1

In particular, it is heartwarming to know that, 10 years in, there are no significant regrets.
by KevinW
Sat Oct 05, 2019 11:59 pm
Forum: Lifestyle Questions
Topic: Programming is the best way to ERE
Replies: 8
Views: 1887

Re: Programming is the best way to ERE

IMO programming is a good path to ERE but not the path. OP is right that it is remunerative and can be self-taught. But it seems like only a small percentage of the population has the aptitude to become a competent programmer, and only a fraction of those are capable of learning on their own outside...
by KevinW
Tue Aug 27, 2019 12:07 pm
Forum: Health Questions
Topic: Rice flakes as an alternative to Rolled oats
Replies: 2
Views: 859

Re: Rice flakes as an alternative to Rolled oats

I've heard of poha and want to try it, but haven't found it locally in USA yet. Rice flakes are probably marginally cheaper, greener, and faster-cooking than oats. The downside is that rice is almost entirely carbohydrate so you might need to add a protein or fat source to have a satiating breakfast...
by KevinW
Fri Jun 28, 2019 6:28 pm
Forum: Lifestyle Questions
Topic: Grocery Bill: The Most Difficult Thing to Give Up.
Replies: 40
Views: 7325

Re: Grocery Bill: The Most Difficult Thing to Give Up.

See this wiki article for the strategic framework: https://wiki.earlyretirementextreme.com/wiki/Pantry-keeping_with_staples_and_sales The center of your diet, accounting for most of the calories, volume, and spending, should be bulk stable commodities: tap water, dry rice, dry pulses (beans/lentils)...
by KevinW
Thu Apr 18, 2019 2:45 pm
Forum: Health Questions
Topic: What is your favorite legume?
Replies: 29
Views: 6508

Re: What is your favorite legume?

Dry split peas, I love a rich split pea and coconut milk soup.

Dry garbanzo beans / chickpeas are the runner up. There are so many tasty ways to prepare them, chana masala, hummus, and in salads.
by KevinW
Tue Apr 09, 2019 1:07 am
Forum: Money Questions
Topic: VBTIX vs Vanguard Target Retirement Income Trust vs “Stable Value Guaranteed Interest Account”
Replies: 11
Views: 2002

Re: VBTIX vs Vanguard Target Retirement Income Trust vs “Stable Value Guaranteed Interest Account”

Since we are only talking a few weeks and if you don't want to take any risk of any kind, then I would suggest putting it into Vanguard Prime Money Market Fund. The 7-day SEC yield is 2.45%. +1 If you are just parking the assets for a couple weeks, I'd use a money market fund or short term treasury...
by KevinW
Sun Feb 03, 2019 8:36 pm
Forum: Skills & Tools Questions
Topic: Going (electronic) device agnostic
Replies: 3
Views: 1040

Re: Going (electronic) device agnostic

For a while I had Ubuntu installed directly on a USB flash drive. You can plug it into any Ubuntu-compatible computer and reboot into the same environment with the same files. It works fairly smoothly, fits in your pocket, but disk I/O is very slow since it goes through the USB controller. Alternati...
by KevinW
Fri Jan 04, 2019 12:56 am
Forum: Skills & Tools Questions
Topic: Alternatives to Google News?
Replies: 40
Views: 10272

Re: Alternatives to Google News?

I just use Feedly to read an RSS feed from one major reputable news source. For a while it was Reuters but I couldn't keep up with the pace of the articles. Now I'm on ABC News. I own a little DIS so figured I should read "my" own product. Reuters is better-written (higher grade level) but ABC is be...
by KevinW
Fri Aug 17, 2018 5:39 pm
Forum: Money Questions
Topic: Best Gold or Silver ETFs?
Replies: 8
Views: 3516

Re: Best Gold or Silver ETFs?

Yes, the expense ratio of GLDM and that new AAAU are tied at 0.18%, so I'm not sure which to favor. There's probably a tiebreaking factor buried in their prospectuses somewhere, but I haven't dug in yet.
by KevinW
Mon Aug 13, 2018 10:38 pm
Forum: Lifestyle Questions
Topic: Cheap restaurants in Las Vegas
Replies: 8
Views: 1213

Re: Cheap restaurants in Las Vegas

The core strip is an oligopoly so you won't find any bargains there. Look for restaurants catering more to locals than tourists. +1 to Lotus of Siam many options in Chinatown and the old downtown Peppermill is not too bad considering the portion sizes I've had recommendations for Viva Las Arepas, Ta...
by KevinW
Wed Jul 18, 2018 2:53 pm
Forum: Money Questions
Topic: Best Gold or Silver ETFs?
Replies: 8
Views: 3516

Re: Best Gold or Silver ETFs?

I focus on expense ratios. IAU was the lowest for a long time at .25%, but the new GLDM is slightly lower at 0.18%.

If this is part of a permanent portfolio, you should hold only gold, no silver. Gold is predominantly a monetary metal while silver is predominantly an industrial commodity.
by KevinW
Mon Jul 16, 2018 6:18 pm
Forum: Skills & Tools Questions
Topic: Learning auto maintenance and repair
Replies: 21
Views: 2448

Re: Learning auto maintenance and repair

I've been thinking that the V6 Chrysler 300 might be a new DIY champ. Longitudinal RWD layout, large engine bay, and generally brutalist engineering makes for easy repairs. The late 3.5, and 3.6, are both pretty solid with wide cheap parts availability. The Chrysler and Mercedes transmissions are so...
by KevinW
Mon Jul 09, 2018 5:39 pm
Forum: Lifestyle Questions
Topic: Vegan Food Rotation
Replies: 8
Views: 1389

Re: Vegan Food Rotation

My routine is to keep many staples stocked (as described at https://wiki.earlyretirementextreme.com/wiki/Pantry-keeping_with_staples_and_sales), and make a meal plan and shopping run every 2 weeks. Each 2-week plan includes (2) breakfast batch recipes that cover 5 weekdays each, (2) lunch batch reci...
by KevinW
Fri Jul 06, 2018 12:34 pm
Forum: Money Questions
Topic: Dividend Index Funds or Dividend Stocks?
Replies: 24
Views: 3108

Re: Dividend Index Funds or Dividend Stocks?

You could also look at low-expense actively managed equity income funds such as VEIRX https://investor.vanguard.com/mutual-funds/profile/overview/veirx . The distributions seem to be more consistent than ETFs', and expenses are only negligibly higher. In general I prefer indexes due to manager risk,...
by KevinW
Tue Jan 16, 2018 12:51 pm
Forum: Money Questions
Topic: Set it and Forget it fund.
Replies: 10
Views: 1595

Re: Set it and Forget it fund.

It's hard to answer without any information about your investing goals or risk tolerance. As others said, for true set-and-forget you need an all-in-one fund, not one that's intended to be a component of multi-fund portfolio. Target Retirement Income is a good low-volatility total-return index portf...
by KevinW
Wed Dec 06, 2017 12:02 pm
Forum: Lifestyle Questions
Topic: Christmas Tree?
Replies: 18
Views: 2070

Re: Christmas Tree?

Artificial tree, bought at a thrift store in January.
by KevinW
Mon Nov 13, 2017 3:32 pm
Forum: Skills & Tools Questions
Topic: Vegetarian Lunch Ideas for Work
Replies: 24
Views: 4370

Re: Vegetarian Lunch Ideas for Work

A "buddha bowl" is basically a stack of random plant foods that together look good and have interesting textures. You can google for many ideas. My reliable vegetarian lunches are - split pea stew (split peas, stock, carrots, onions, optional tofu/tempeh) - chana masala with rice (garbanzo bean and ...
by KevinW
Wed Oct 11, 2017 10:14 pm
Forum: Money Questions
Topic: Free Communication
Replies: 7
Views: 1420

Re: Free Communication

My inner cipherpunk says: signal.org.

More realistic since you don't need to get others to change their habits so much:
email
Google chat
Facebook messages
Slack
Skype