Search found 270 matches

by FrugalZen
Thu Dec 13, 2012 6:13 am
Forum: Miscellaneous
Topic: Immigrating to the US
Replies: 8
Views: 1271

Well first are we talking Portland Oregon or Portland Maine??
If Portland Oregon that means the west coast and how does Vancouver B.C. stack up against Portland???

by FrugalZen
Thu Dec 13, 2012 6:06 am
Forum: Philosophy and Lifestyle Questions
Topic: I Want a Straight Razor to Last My Entire Life
Replies: 32
Views: 7035

MMM....I seem to recall a post on WiseBread www.wisebread.com a couple of years ago by one their writers about straight razors...rather long as i recall...Micheal was the writers first name though I think you can search the topic.

by FrugalZen
Mon Dec 10, 2012 8:02 am
Forum: Philosophy and Lifestyle Questions
Topic: Ideas on reducing grocery bill
Replies: 11
Views: 2100

<t>I would think the open air "farmers markets" (as we call them here in the US) would have much cheaper food than the regular grocery stores.<br/> Also you might ask the store managers how often things go on sale.<br/> Average here in the US is everything goes on sale about every 12 weeks so you th...
by FrugalZen
Mon Dec 10, 2012 7:55 am
Forum: Money and Investment Questions
Topic: If decoupling, what then?
Replies: 21
Views: 2580

<t>Personally I have always had a bit of a love affair with silver...something about the physical metal itself.<br/> However a lot of what I do have is in everyday items used for personal use...think cutlery and dishes....<br/> At least as time has gone on the premium I paid for the fabrication has ...
by FrugalZen
Sun Dec 09, 2012 8:01 pm
Forum: Money and Investment Questions
Topic: Adverse to Debit Cards...
Replies: 11
Views: 1405

<t>I'm curious...is anyone else here adverse to Debit Cards???<br/> I am for a number of reasons.<br/> 1/ Lose it and you can find your Money gone before you find out the card is gone....then have to have a Major Fight with your bank about it especially if because of it you get hit with Overdraft Fe...
by FrugalZen
Sun Dec 09, 2012 7:38 pm
Forum: Housing and Transportation Questions
Topic: Step-by-step Pictorial of Converting Two Containers into a House
Replies: 7
Views: 1494

<t>Have dealt with shipping containers before...moving them usually.<br/> Generally except for the internal floor which is thick wood over a steel base and skin...various reasons..main being wood will help absorb some moisture from internal condensation during shipment overseas as well as giving tra...
by FrugalZen
Sun Dec 09, 2012 7:09 pm
Forum: Miscellaneous
Topic: I quit my Job! Thank you everybody!
Replies: 11
Views: 1199

<t>Wonderful!!! Many Congratulations!!!<br/> Go for the Road Trip...are you going to do it in a car, on a Motorcycle (would be my choice..LOL!!), or on bicyles???<br/> One of the Great Road Trips (I have heard about) is circumnavigating the outer edge of the Australian Continent on a Motorcycle.<br/...
by FrugalZen
Sun Dec 09, 2012 7:03 pm
Forum: Philosophy and Lifestyle Questions
Topic: morning routines
Replies: 16
Views: 1733

"Morning" for me usually means going to bed as I work(ed) third shift...thats changed in the last week so I will see how it is.
Usually the only thing I do on a regular basis is read for an hour or three.

by FrugalZen
Mon Dec 03, 2012 7:55 am
Forum: Money and Investment Questions
Topic: Austerity vs FI
Replies: 29
Views: 3914

<t>I think it really boils down to whether blueskies and her family can live on 20% of whatever the family income is if they want to achieve ERE the Jacob Way...where that 80% saved over five years can earn sufficient income to equal the 20% she lives on AND not exceed the SWR of 3%.<br/> Once the t...
by FrugalZen
Sat Dec 01, 2012 3:24 am
Forum: Inspiration
Topic: (My) Needs Post/Past ERE
Replies: 2
Views: 928

I think that during the 5 odd years you are working toward ERE you would already be someone with/or develop the kind of "self esteem" needed to weather the negative reactions you tend to get from people..

by FrugalZen
Sat Dec 01, 2012 3:16 am
Forum: Politics, and other eternal disagreements
Topic: What's the new American Dream?
Replies: 13
Views: 2560

<t>I once knew a man (sadly deceased) who along with his wife ran an Orchid Greenhouse outside their home.<br/> If you had come by looking to buy something you had best hope his wife was there.<br/> Orchids were his hobby and under no circumstances would he name a price or take money for anything th...
by FrugalZen
Fri Nov 30, 2012 11:42 pm
Forum: Friends, Family, Relationships, and Community Questions
Topic: All I Want For Christmas...
Replies: 28
Views: 7574

<t>@llorona...no problemo!<br/> Had feral cats around our salvage yard...good at keeping the mice and rats under control...had a snow white one with one blue and one brown eye decide VERY shortly after we started feeding it the odd scrap that people were nicer than the other cats.<br/> Next thing I ...
by FrugalZen
Thu Nov 29, 2012 5:17 pm
Forum: Miscellaneous
Topic: Powerball discussions and keeping your job after winning
Replies: 23
Views: 3417

<t>Actually I think thats another main difference between us and the 1%...they are not concerned with the cost of health care since they have the money to pay whatever it costs.<br/> ~~~~~<br/> Now a side story....(brothers MIL has house in Ga)...gentleman in Ga won a $55M pot in the Ga lottery...hi...
by FrugalZen
Wed Nov 28, 2012 11:44 pm
Forum: Politics, and other eternal disagreements
Topic: 2012 American Household Median Net Worth
Replies: 8
Views: 1412

<t>That abysmal figure is a combination of many things...and has been drasticly pushed down by the Housing Bust.<br/> Net Worth is of course what is left if you pay off all your bills.<br/> With too much Credit Card Debt and too many Re-finances of the house in order to pull money out to spend and t...
by FrugalZen
Wed Nov 28, 2012 11:36 pm
Forum: Money and Investment Questions
Topic: I Will Accept My Paddling With Jacobs Book....
Replies: 8
Views: 1100

ROFLMAO....tell you what Hoplite....if we had the same numbers and had to split it I'd still be happy.
Whats the saying about Half A Loaf....

by FrugalZen
Wed Nov 28, 2012 7:16 pm
Forum: Money and Investment Questions
Topic: I Will Accept My Paddling With Jacobs Book....
Replies: 8
Views: 1100

<t>I'm sure the apology will be accepted...LOL!!!<br/> Daydream 1/ 40 foot Sailing Yacht rigged for Single Handed Blue Water Cruising.<br/> Daydream 2/ Large Traditional Thai house in the mountains outside Chiang Mai.<br/> Daydream 3/ Large Glass Greenhouse attached to No. 2 for an Orchid Collection...
by FrugalZen
Wed Nov 28, 2012 7:07 pm
Forum: ERE Journals
Topic: NYC Newbie Seeks Transformation
Replies: 58
Views: 7893

<t>If everything is paid for I'd take the European gig...getting paid to see what you probably want to when you retire....C'mon..anyone else here who wouldn't love to be paid to travel the world??<br/> Side gig...if you can't recover it after being away for a while its probably marginal anyway as fa...
by FrugalZen
Wed Nov 28, 2012 6:55 pm
Forum: Philosophy and Lifestyle Questions
Topic: Ethics of ERE
Replies: 154
Views: 32387

<t>I see the post was dormant for about a year until Myakka posted.<br/> I flipped through it a bit.<br/> I personally don't see the relevance of the Puritan Work Ethic..."Work Because Its Good For You" unless you are doing something you WANT to do....not because you have to find a way to pay for yo...
by FrugalZen
Wed Nov 28, 2012 6:15 pm
Forum: ERE Journals
Topic: NYC Newbie Seeks Transformation
Replies: 58
Views: 7893

<t>I agree with everyone else...pay of the 8.9% debt.<br/> Then lets tackle an item at a time....mine:<br/> the Bank Fees $11...you need to get rid of those.<br/> Most banks give you Free Checking if you have some form of Direct Deposit...(which I personally hate by the way) otherwise they waive the...
by FrugalZen
Wed Nov 28, 2012 5:59 pm
Forum: Friends, Family, Relationships, and Community Questions
Topic: All I Want For Christmas...
Replies: 28
Views: 7574

@lillac
I would really push for the video with Grandma....make DVD's for all the rest of the family...and make a typed transcript on good acid free paper.