Search found 505 matches

by Maus
Sun May 26, 2013 6:52 am
Forum: Housing Questions
Topic: Would you close escrow on un-permitted garage conversion?
Replies: 16
Views: 3047

<t>So, I have the keys, I own the house. I have to demo the garage addition, at a cost of around $1250. The sellers pulled some penny anti shit like swapping out the nice designer kitchen sink faucet for a Walmart special. The stupidity and cupidity of some people shocks me, but holding on to anger ...
by Maus
Sat May 11, 2013 10:14 pm
Forum: Housing Questions
Topic: Would you close escrow on un-permitted garage conversion?
Replies: 16
Views: 3047

<t>Thanks all. Some additional facts:<br/> <br/> 1. This is a SFR, 3/2 1416 sq. ft. The un-permitted addition is located in the third bay of the attached three-car garage. They basically walled up the door to the back yard, put a window in the west-facing exterior wall, put up two internal walls wit...
by Maus
Sat May 11, 2013 9:03 pm
Forum: Housing Questions
Topic: Would you close escrow on un-permitted garage conversion?
Replies: 16
Views: 3047

<t>Seller won't get permits after the fact. My inspector says it probably can't be permitted in any case. I asked them to restore garage to original, without seeking a credit for the loss of 134 sq. ft. They countered with a $750 credit but refuse to do the work.<br/> Issue: Addition has electrical ...
by Maus
Mon Apr 29, 2013 7:52 am
Forum: ERE Journals
Topic: Zarathustra's Journal
Replies: 92
Views: 19911

<t>Isn't Black Swan mind-blowing? You've got to read Antifragility next; Taleb is a street philosopher for the 21st century.<br/> Hang in there. Enjoy the sensual delights of the hot tub. But keep focused on reaching FI. I'm going to Stockholm in July (my India experience), but I know that when I re...
by Maus
Mon Apr 29, 2013 7:51 am
Forum: ERE Journals
Topic: Zarathustra's Journal
Replies: 92
Views: 19911

<t>Isn't Black Swan mind-blowing? You've got to read Antifragility next; Taleb is a street philosopher for the 21st century.<br/> Hang in there. Enjoy the sensual delights of the hot tub. But keep focused on reaching FI. I'm going to Stockholm in July (my India experience), but I know that when I re...
by Maus
Mon Apr 29, 2013 7:40 am
Forum: Housing Questions
Topic: I confess my ERE heresy
Replies: 18
Views: 1671

I appreciate the feedback. Escrow opens tomorrow, and I remain excited about the possibilities of this deal.

by Maus
Sat Apr 27, 2013 6:45 am
Forum: Housing Questions
Topic: I confess my ERE heresy
Replies: 18
Views: 1671

<t>@bulgaria<br/> <br/> Still working. I haven't posted much recently, but forum denizens might recall that I relocated once again to a government job to spike my pension. My intention is to work for about three more years to effectively double my pension at age 55. There is an outside chance that w...
by Maus
Sat Apr 27, 2013 6:23 am
Forum: Housing Questions
Topic: I confess my ERE heresy
Replies: 18
Views: 1671

<t>OK. I just bought a house for $250K. It's 1550 sq. ft. -- not a McMansion but not exactly a tiny house either.<br/> I still intend to "retire" in 4 years, but my SWR just bumped back up from 3% to 4%. I spin this as controlling for inflation in my housing sector.<br/> On the plus side, there is a...
by Maus
Tue Mar 19, 2013 5:58 am
Forum: Miscellaneous
Topic: Why do people not want to think outside of work?
Replies: 33
Views: 1481

<t>Thinking has been prioritized since Descartes wrote "Cogito ergo sum." But we are embodied minds, so sensation and affectation are inextricably entwined with the rational operation.<br/> Numbing oneself as an antidote to the daily grind of work, whether through consumer spending (retail therapy) ...
by Maus
Tue Mar 19, 2013 5:58 am
Forum: Miscellaneous
Topic: Why do people not want to think outside of work?
Replies: 33
Views: 1481

<t>Thinking has been prioritized since Descartes wrote "Cogito ergo sum." But we are embodied minds, so sensation and affectation are inextricably entwined with the rational operation.<br/> Numbing oneself as an antidote to the daily grind of work, whether through consumer spending (retail therapy) ...
by Maus
Wed Feb 13, 2013 4:19 am
Forum: ERE Journals
Topic: Maus 2.0
Replies: 11
Views: 1077

<t>@BennKar<br/> <br/> To calculate the NPV of my pension and my SS @ 62, I discount the anticipated annual cash flow from each (the pension starts @ 55) from my current age to 90 y.o. by the 10YR T-Note rate (1.95% on Monday, 2-11-13). I use this as the benchmark because it is the closest thing to ...
by Maus
Tue Feb 12, 2013 7:21 pm
Forum: Resources & Recommended Reading
Topic: Antifragile
Replies: 26
Views: 9661

#2 The roots of power need room to grow into a solid foundation.
So, grasshopper, operate widely in the real world, but from a ground up perspective (Fat Tony rather than the Harvard Soviet denizen).
Hah, Ego is onto something...

by Maus
Tue Feb 12, 2013 7:47 am
Forum: ERE Journals
Topic: Maus 2.0
Replies: 11
Views: 1077

<r>OK. ERE capital. When last I reported it was approximately $725K. <URL url="http://forum.earlyretirementextreme.com/viewtopic.php?t=1062#post-13712"><LINK_TEXT text="viewtopic.php?t=1062#post-13712">http://forum.earlyretirementextreme.com/viewtopic.php?t=1062#post-13712</LINK_TEXT></URL><br/> As ...
by Maus
Tue Feb 12, 2013 7:16 am
Forum: ERE Journals
Topic: Maus 2.0
Replies: 11
Views: 1077

<t>@J_<br/> <br/> A judge gets to be a bit more nuanced in the application of legal scholarship, plus the base salary is $180K (USD) p.a.<br/> A Commissioner handles minor cases such as traffic tickets and small civil claims (i.e. less than $5K), serves at thee pleasure of the majority of the judges...
by Maus
Sun Feb 03, 2013 11:53 am
Forum: ERE Journals
Topic: Maus 2.0
Replies: 11
Views: 1077

<r>OK. I have been fairly absent from these forums for the past three months as I've transitioned to the new job and new city. My circumstances are sufficiently changed to warrant a reset on my journal. You can rely on my old journal for back history, but herewith is the new deal,<br/> I have been a...
by Maus
Thu Jan 31, 2013 7:14 am
Forum: Resources & Recommended Reading
Topic: Antifragile
Replies: 26
Views: 9661

<t>Ah, Taleb! I devoured Antifragility. The more I read, the more I felt Jacob and he are kindred souls. I'd love to host a lunch meeting with the two of them and just listen to the back & forth.<br/> While I still feel challenged to determine what would be concrete antifragile tactics in my dai...
by Maus
Fri Dec 21, 2012 6:48 am
Forum: Money Questions
Topic: Investments Trade Log
Replies: 1558
Views: 280015

<t>1. So, today I made a big play for the PP. In October, I transferred my 401(k) to an IRA - $265,900. Combined with some of my prior investments, it now looks like this:<br/> 1000s VTI = the STOCK<br/> <br/> 4715s IAU = the GOLD<br/> <br/> 625s TLT = the LONG BOND<br/> and the CASH has three compo...
by Maus
Fri Dec 21, 2012 6:29 am
Forum: Housing Questions
Topic: The Napoleon Complex | Cohousing for the Antisocial
Replies: 3
Views: 846

This is a great concept, but I'm betting that land prices in Sonoma County will preclude most EREistas. Still, if the concept is commercially viable, it can be replicated in a more budget-friendly location. I'm going to see if I can get a prospectus for the project.

by Maus
Wed Dec 19, 2012 4:23 am
Forum: Miscellaneous
Topic: Simple Meals Cooked in One Pot
Replies: 10
Views: 726

<t>Tortellini in Brodo. Saute 1 lg. shallot and 2 or 3 cloves of garlic in a bit of olive oil. You can add a half pound of ground mild sausage,if you'd like. I also like to add a tsp. of red pepper flakes for some spice. When the shallots and garlic are translucent but not carmelized (no more than 5...
by Maus
Wed Dec 19, 2012 4:10 am
Forum: Money Questions
Topic: XIRR & Google Docs/Google Drive
Replies: 8
Views: 1514

Amen brother. Now that I rely on a Chromebook for my internet access, I am embracing all things Google.