Search found 705 matches

by white belt
Fri Jun 11, 2021 2:03 pm
Forum: ERE Journals
Topic: Building a better world - Cam's Journal
Replies: 16
Views: 1783

Re: Building a better world - Cam's Journal

I mean is it as good quality as a high end touring bike? No probably not. But if you pick up something like this and add ~$500 in your own accessories/aftermarket parts, it's probably going to come out better than any $1000 new or used bike you can get. At least that was my assumption and so far it ...
by white belt
Fri Jun 11, 2021 1:43 pm
Forum: ERE Journals
Topic: White Belt's Military Journey to FI
Replies: 84
Views: 24396

Re: White Belt's Military Journey to FI

I sincerely don't think ERE is hard in itself. What's hard is the deprogramming of previous practices and frameworks because you can't convince someone of something when their salary depends on them not understanding it. The same goes for their entire lifestyle including valuememes, habits, routine...
by white belt
Fri Jun 11, 2021 1:01 pm
Forum: ERE Journals
Topic: DK's journal
Replies: 6
Views: 257

Re: DK's journal

Regarding retirement plans for me I'd love to coach track or XC at the local school. There are also opportunities to teach mountaineering classes for kids or adults in the area - both of these would generate the $500/month target although I would do them on a volunteer basis. I would also like to g...
by white belt
Fri Jun 11, 2021 11:59 am
Forum: ERE Journals
Topic: Building a better world - Cam's Journal
Replies: 16
Views: 1783

Re: Building a better world - Cam's Journal

I have this bike: http://www.bikesdirect.com/products/windsor/kensington8.htm It’s a generic brand available here in the US through certain discount sellers. It has a shimano nexus 8 which has worked perfectly for the 6 years I’ve had it. I added my own aftermarket additions like a better rear rack ...
by white belt
Fri Jun 11, 2021 10:58 am
Forum: ERE Journals
Topic: DK's journal
Replies: 6
Views: 257

Re: DK's journal

The first issue I see is it sounds like you and your wife have different ideas of frugality and spending, so that might cause some friction especially if you stop working and she continues to work. Regarding the numbers, it would be useful to have a bit more detail about about your non-retirement po...
by white belt
Fri Jun 11, 2021 10:35 am
Forum: ERE Journals
Topic: DK's journal
Replies: 6
Views: 257

Re: DK's journal

Read this thread for ideas (the non-financial aspects are just as important as the numbers): viewtopic.php?f=3&t=12001

Your spending is absurdly high even by MMM standards. Do you have any interest in reducing expenses?
by white belt
Fri Jun 11, 2021 9:55 am
Forum: Lifestyle Questions
Topic: A Jacob Mention
Replies: 65
Views: 2937

Re: A Jacob Mention

People can learn to live well on less, but the whole renaissance man thing is a strategy for high intelligence individuals. You aren't going to get someone with an IQ of 85 to play accountant one day and refrigerator repair man the next. The renaissance man ideology is only necessary because of the...
by white belt
Thu Jun 10, 2021 12:29 pm
Forum: Money Questions
Topic: Alternate Investing/Trading Styles
Replies: 21
Views: 1599

Re: Alternate Investing/Trading Styles

@Lucky C Another possibility for your specific "special sauce" could be opportunities available only to accredited investors (private placements, hedge funds, etc). From what I've gathered based on your post history, your net worth and/or income are high enough to qualify for such opportun...
by white belt
Wed Jun 09, 2021 6:50 pm
Forum: ERE Journals
Topic: White Belt's Military Journey to FI
Replies: 84
Views: 24396

Re: White Belt's Military Journey to FI

I used to be sensitive to comments about my appearance, but a younger male friend offered me the insight that it’s a sign of interest. Also, I became more cognizant of my own internal motivation to make it easier for men to throw me around in bed. That’s why it’s terrible when I find myself stuck w...
by white belt
Wed Jun 09, 2021 6:36 pm
Forum: Money Questions
Topic: Can I retire with 4 children?
Replies: 81
Views: 3840

Re: Can I retire with 4 children?

Thinking out loud here, I almost wonder if people like you and I who have the need to produce things would not be better off simply saving a five year emergency fund and starting our own company producing whatever we feel like producing. I think that is one option. Another option would be to simply...
by white belt
Wed Jun 09, 2021 5:58 pm
Forum: Money Questions
Topic: Alternate Investing/Trading Styles
Replies: 21
Views: 1599

Re: Alternate Investing/Trading Styles

@Lucky C Good points. I think the value of the Dragon Portfolio is his classification of Hawk and Serpent. If you understand those conditions and where a particular asset falls on that spectrum, you can structure your portfolio however you want to balance different types of assets and you should do ...
by white belt
Wed Jun 09, 2021 4:41 pm
Forum: Money Questions
Topic: Can I retire with 4 children?
Replies: 81
Views: 3840

Re: Can I retire with 4 children?

Years ago the original goal was to free up more time to do what I really love, which is generally research and discovery. I enjoy reading non-fiction books because I enjoy the process of learning itself more than other activities like watching tv shows, golfing, etc. My current focus is on how nutr...
by white belt
Wed Jun 09, 2021 3:22 pm
Forum: Lifestyle Questions
Topic: A Jacob Mention
Replies: 65
Views: 2937

Re: A Jacob Mention

ive seen that series, and the supposed top level is actually the most accessible, totally devoid of jargon and centering on scifi-like scenarios that could be made into blockbuster movies. the concepts are highly graspable and intuitive. now i get that some people may not be able to explain things ...
by white belt
Wed Jun 09, 2021 2:36 pm
Forum: Lifestyle Questions
Topic: A Jacob Mention
Replies: 65
Views: 2937

Re: A Jacob Mention

not everyone can be paul krugman i guess, able to go from deeply serious technical work in economics to witing of popular columns that explain his work-- but blaming it on the audience is neither fair nor kind nor loyal. It's more accurate to say not everyone wants to be Paul Krugman (and many woul...
by white belt
Wed Jun 09, 2021 1:52 pm
Forum: Money Questions
Topic: Can I retire with 4 children?
Replies: 81
Views: 3840

Re: Can I retire with 4 children?

I think the financial aspects of your retirement have been covered pretty extensively in this thread. Based on my assumptions about your personality type and general interests, I suspect that attention to detail regarding analytical/quantitative matters is not going to be an issue. Rather, I believe...
by white belt
Wed Jun 09, 2021 1:16 pm
Forum: ERE Journals
Topic: White Belt's Military Journey to FI
Replies: 84
Views: 24396

Re: White Belt's Military Journey to FI

Re your dating dilemma, the best answer would be to try to find somebody(s) who, like you, have advanced in maturation towards inhabiting more than one table in the lunchroom. Equally important would be self-aware differentiation between seeking value vs validation in relationship. That said, you m...
by white belt
Wed Jun 09, 2021 12:49 pm
Forum: Money Questions
Topic: Alternate Investing/Trading Styles
Replies: 21
Views: 1599

Re: Alternate Investing/Trading Styles

@Lucky C That sounds like it has a lot of parallels to Chris Cole's Dragon Portfolio. He backtested pretty much every asset class and portfolio allocation over the past 90 years to try to determine how to make an all-weather portfolio that would provide consistent returns over 100 years. In his arti...
by white belt
Tue Jun 08, 2021 10:51 pm
Forum: ERE Journals
Topic: White Belt's Military Journey to FI
Replies: 84
Views: 24396

Re: White Belt's Military Journey to FI

i think the question you're asking is... what should you do with your life? do you wanna be an eco-farmer? or do you wanna do something else, and then have your quarter acre farm? and if something else, then what is X? this is a bit of pop psychology but... why not have a look anyway, start with so...
by white belt
Tue Jun 08, 2021 5:45 pm
Forum: ERE Journals
Topic: White Belt's Military Journey to FI
Replies: 84
Views: 24396

Re: White Belt's Military Journey to FI

My time off work has been useful for some reflection. One thing I'm trying to figure out is where I go next on my life journey. If I had to talk in ERE WL terms, I believe I am somewhere around WL5. My projects over the past year or so have mostly been focused on skill development and building resil...
by white belt
Tue Jun 08, 2021 3:37 pm
Forum: ERE Journals
Topic: White Belt's Military Journey to FI
Replies: 84
Views: 24396

Re: White Belt's Military Journey to FI

find out what the generals are playing and get to work on it. golf? :lol: but yeah, i hear ya, if you're good at something you're good at something. nevertheless, that's just gonna be a bunch of dudes. dudes at work, dudes at play, dudes all day :P branch out and maybe take ballroom dancing lessons...