Early Retirement Extreme Forums

If you liked D9, definitely watch "Moon". Don't let anyone spoil the plot twist before you see it.

<r>@HS, what's even better is when the principals spend $30k on consultants and then proceed to ignore every single recommendation they made. <E>:)</E><br/>
I sort of went that way. Instead of a business consultant, I quit my job and became an IT consultant. Most of my clients call me the computer ...

If you aren't financially independent (FI), as Jacob mentioned, you're a slave. Period. It's only voluntary to the extent that you get to pick your master/employer.

Other than rinsing it when I take a shower, I don't wash my hair. But then, it's not very long and I avoid getting peanut butter in it.

Well, you can hit the deck running or there's always your parents and an Xbox.

You should be all over internships! The best way to get experience. The best way to get "inside", and the best way to get well paying acctg jobs is *from* inside.

<t>The critical point ERE or no, is to become financial independent. If you are financially dependent on your job, then you're serving at the whim of your boss.<br/>
Once you're financially independent, then you can make choices. You can choose to work a job servicing the customers/clients that you ...

<t>Good job Jason! As you're learning, what's needed is a brain reprogramming. <br/>
Look out for the grain of sand causing the avalanche though. That's when you make an accidental/on-purpose slip like the diet soda and tell yourself, "in for a penny, in for a pound" and pig out the rest of the day ...

I haven't joined it, but JD Roth @ GetRichSlowly can't say enough about it. He said that it runs around $200/month and that for him it was worth it.
For me, I'm not as social as he is, so I would rather spend the money on P90X videos and work out in my own garage.

<t>My business is being the computer guy for small businesses. Pays very well, but it doesn't meet your outside normal working hours criteria. However, if you become good at removing malware, fixing OS problems and performing personalized training, there is definitely a market out there for after ...

<t>Absolutely! The master-mind principles are extremely effective. Also, the whole discussion about making goals come about because they are what you focus on.<br/>
Hill didn't invent most of his concepts, but he was able to put them into a language and package them in such a way that popularized ...

<t>I'm against them because the subsidies never achieve their stated goal and the unintended consequences create even more havoc. <br/>
It's easy to understand how they get started though. "If we don't do something, the farmers will go bankrupt and then we'll have fewer farmers and more expensive ...

I took a look at it.
How is it different from Angie's list?

Yep. If you read the books I recommended, you'll be able to control the mind game directly.

<t>I didn't have time to look into your formula deeply, but shouldn't you be subtracting your monthly savings from your monthly income at the beginning of the formula? Assuming that your net income after subtracting savings would be your monthly expenses.<br/>
What you want is:<br/>
<br/>
(swr ...

<t>Dave Ramsey has a favorite phrase he uses, "gazelle intensity". When the gazelle is escaping from the lion, he isn't thinking about anything else. You obviously have that intensity in spades!<br/>
I know your wife is on board with the changes, but you simply cannot have enough positive feedback ...

Everyone has a different level of risk they're willing to take. If you feel fine leveraging your home equity, then go for it!

<t>I paid off my house last year and I have to admit that @ 4% fixed, it was very tempting to pull money out to invest. Here's how I added it up:<br/>
1. If my investment went south, I would in effect be paying off the house twice!<br/>
That was it. Nothing else had to come into the equation.<br ...

Personally, I would have given them one do-over. After the second, I would be history.

<t>@pka222 - "I just want to grow my retirement fund without losing the principal. If someone can point me to a fund- that at this high point in the cycle is situated to do we (10% +) I will work hard to understand it and buy if I agree."<br/>
Good luck with that pka, that's what everyone wants.<br ...