Early Retirement Extreme Forums

<t>Recently I've been looking at different saving strategies trying to find the most efficient route to FI. <br/>
Here's what I'm currently doing: 65% of my net income goes into savings and 20% gross + a 5% match into my 401k. From the net savings $420 /mo goes into a Roth IRA that is a dividend ...

<t>Hits:<br/>
Finished paying off student loan debt and became completely debt free in April.<br/>
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Paid cash for an engagement ring in June.<br/>
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Finished the year with a 9.5% ROI in my individual account (gain & dividends)<br/>
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averaged 65% savings of net income from paychecks ...

<t>This discussion has given me some good insights (what I was asking for), and a result I know that it costs me around $145/mo to own and operate my car. That's registration, maint. fuel and parking for two people. If we dropped the car it would cost $112/mo just in bus fares for my fiance and I to ...

<r>Hey Spencer thanks for the reply, here's some more #'s for you:<br/>
Purchased 2003 Forester Feb of 07' for $12k w/ 32k miles currently has 77k<br/>
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received $5k in July as buy back option so I'm only in it for $7k. Selling it for $3k would be giving it away. Just realized if I were able to ...

<r>Thanks for the replies! I kept the car back in July when it was totaled for some of the same reasons mentioned above, knowing it was a calculated risk. I'm most likely going to keep it because it makes the most financial sense to me. May be I just needed some encouragement <E>:)</E> <br/>
To ...

<t>Hello all, I've posted a few times, and visit often as I find much inspiration and encouragement from you all. I would like to get some opinions from the forum regarding a change in vehicles I've been contemplating. <br/>
Some background: I own an '03 Subaru with around 77k miles that is paid off ...

<t>You might consider looking at Progressive for insurance. I was with Geico as well, and a friend recommended Progressive to me. I was able to get better coverage for a lower rate than Geico (not quite half of what I was paying at Geico). <br/>
And....I just got a $4800 check from them today since ...

I have a hexayurt that I built for burning man in 2009. Its a great "home" for the playa, but in my opinion, it's a temporary housing solution, not a long term livable home.

<r>I've built a few 12v lighting systems using LED christmas lights. 2 for bikes, 1 for my tent, and a large one for my camp shade/yurt. <br/>
If you cut the LEDs off the string then re-wire them in parallel w/ a resistor in line ( which can be had cheap off the web) the string will run off 12v. A ...

<t>Currently I contribute 20% into my 401k, and I receive an additional 5% from my company giving me a 25% contribution pre-tax. I've also been able to save around 65-70% of my net the last few months (I finished paying off 70k in student loans in March, so my savings is just getting started....wish ...

For those of you who have read this book would you spend the $25 on it? My library doesn't have it, but I did find it at a local Barnes & Noble. I'm in "sleep on it" mode right now looking for suggestions....thanks!