Early Retirement Extreme Forums

Can anyone tell me if it is possible to buy health insurance in a state you do not live? Like, will a P.O. box suffice, or does it have to match your driver's license address? I'm in a bit of a weird predicament. I am starting a job that offers me health insurance only while I am working (which will...

<t>Check out the neighborhhod of Barranco. It's on the ocean, within walking distance of Miraflores, but a little cheaper. There is a lot o lovely old architecture there and a more laid-back vibe than the rest of the city. I stayed at a backpacker hostel there a few years back. Not sure about rent t...

<t>I think this is why I talk to very, very few people about ERE. Instead of arguing or trying to persude someone who is unwilling to consider alternative ways of looking at the world (which is most people), I tend to remain silent walk away. Or, when people are saying the ubiquitous, "there's gotta...

Caretaking seems to be along those lines, but for a more responsible (mature?) set, and is often advertised to retirees. Take care of our ranch/camp/Panamanian resort in exchange for housing and sometimes a salary...

<t>I've played the violin since I was 3. Took piano lessons as a kid -- still proficient, I guess. Played clarinet in middle and high school. Kind of taught myself guitar, but not in a methodical manner. Violin is by far my best instrument. I would like to learn other styles (I play classical).<br/>...

<t>Good for you. I sold my (very loved) truck about a year ago to pay off debt and bought a not-so-aestetically pleasing but very economical car and have not regretted it a bit. I buy fuel now once a month (as opposed to once a week) and I no longer worry about where I park for fear of someone bumpi...

<t>I think furniture that has been handcrafted or that is made from quality materials should hold their value (think antiques). My BF is a mover and is constantly coming across free furniture. We furnished our last house entirely with free furniture (including 2 brand new couches, one with the $1000...

<t>I never got my wisdom teeth out, and I was told to do so years ago. So far no problems (knock wood). I fear dentists because of this overselling. I once went to a dentist who told me I had all kinds of cavities and problems that would cost thousands of dollars to fix. I never went back. About a y...

<t>In May I had a 78% savings rate. It was a crazy month with moving, but it wasn't as stressful as I had planned.<br/> My savings rate for June was only 32%:<br/> Income: 3,383.73<br/> <br/> Out:<br/> <br/> Rent 300<br/> <br/> Car (fuel) 65<br/> <br/> Food:<br/> <br/> Groceries 193<br/> <br/> Eatin...

<t>Things I like about my job:<br/> <br/> I work on average 25 hours a week for decent pay, I'm on my feet all<br/> <br/> day (no cubicles in sight!), I don't take my work home with me (except for the stress of thinking about how I don't want to go back there), I deal with overall nice people on a r...

<t>So I figured I should update this thing...<br/> As I predicted, January was pretty abnormal with some big expenses (tuition, real estate taxes) and lower income due to vacation. In Febuary, I saved 51% of my income, and in March, I saved 62%. I started investing what I save in some dividend stock...

<t>I try to eat Paleo as well, and I've resigned to the fact that it is just more expensive than a grain-based diet. However, I feel it's worth it if it makes you feel better and if it contributes to long-term health. I used to only buy organic/grass fed meat and eggs, but this was breaking the bank...

It's such an awesome feeling, isn't it? I paid off a mortgage last fall and felt compelled to announce it here to the people who understand. Congratulations.

<r>I was thinking about this question the other night at work while listening in on a conversation people were having about salaries and what is 'enough.' I work at a country club where the memebers aren't super rich, but certainly make way above average. I overheard one guy say, "you have to make 2...

<t>So I've decided to start a journal. I've been reading these forums daily for nearly a year now, but have seldom posted. I changed my username so that I might maintain some anonymity -- I used to go by my first name.<br/> December:<br/> Income: 3,962.26<br/> Expenses: 2,492,28<br/> Difference: 1,4...

<t>Hits:<br/> <br/> - Paid off my mortgage on some land I bought a few years ago, three months ahead of schedule.<br/> <br/> - Sold my truck (to pay the mortgage) and bought a much more economical small car.<br/> <br/> - Read a lot, learned a lot about investing.<br/> <br/> - Spent much less than pr...

<t>This is something that I want to begin doing as well. I fly-fish for sport, but I've never tried hunting. My goal for this year is to boycott grocery stores--I eat a lot of meat, so I plan to buy grassfed meat in bulk from a farm, but I reason that hunting will be cheaper (albeit more time consum...

Good luck with the Tacoma! I just sold the same one but an '06 for 18k. It's a great truck but I wanted

to pay off my mortgage (which I did).

Good luck with the Tacoma! I just sold the same one but an '06 for 18k. It's a great truck but I wanted

to pay off my mortgage (which I did).

<t>At my current job, you are considered full time if you work more than 25 to 30 hours per week (and therefore elligible for benefits, which vary according to the hours worked. Health insurance is available at 25, but dental at 30). I think this prevents people from working more than 40 hours so th...