Re: Motivation to retire early
Posted: Sat Feb 20, 2016 9:53 am
Depends how you look at it I guess. Life is too short to ruin things worrying about the inevitable.cmonkey wrote:Reading through this thread and the healthcare options thread has got me depressed this week. We need to stop talking about death!
Health insurance was tough for me since I quit working in 2012 before the ACA kicked in. After that ACA was tough because it is a bureaucratic nightmare for people with irregular income.
I had a lot of time to think this over. My SO put a lot of pressure on me to get us low deductible health insurance because that is what good people do. I self insured myself for awhile and bought her a policy to keep us happy.
Insurance is an options trade in an inefficient market. The house can give you any odds they can pull out of their arse as long as they don't lose money. I have this emotional argument with my SO every year when I set deductibles or decide where we should self insure. Bets shouldn't be made on emotions like fear for example. That's for losers.
Heath insurance doesn't make you healthy. They're two separate things. Today I have health and I'm grateful for it. Oops, I'm missing sunrise. Bye.