SWR milestone record

[IlliniDave]

Maybe this is not what is intended but my actual withdrawal rates have been

2021 (5 months) 0.00%
2022 0.00%
2023 (first 7 months) 0.00%

Historical accumulation era data

2013 7.53%
2014 10.08%
2015 5.64%
2016 4.80%
2017 4.33%
2018 4.21%
2019 4.41%
2020 3.55%
2021 2.50% (first 7 months)

Those numbers are based on actual spending during the year compared to stash balance during the same year. I never really reported them in this thread because my situation isn't straightforward due to having an annuity which would cover a substantial portion of my monthly expenses once retired (so far it's covered about 125%-130% of my actual spending while retired). I had estimates of what my retirement-long average withdrawal rate might be, and what I recall is that it was down to about 0.6% on the cusp of plug pulling (figured somewhat conservatively) assuming I lived to about 85.

I can't figure out how to edit this post to clean it up. "Equivalent" is the average of (spending per month/investement account balance at end of the prior month) over the period. The reason actual is zero is I'm the unusual position of having been grandfathered into an old school noncontributory retirement plan (pay out as an annuity is the only choice) at my companythat more than meets my current spending needs.

FY 2022: actual 0.0% (no withdrawals made), equivalent 2.4%
FY 2023: actual 0.0% (no withdrawals made), equivalent 2.0%.
Q1 2024: actual 0.0% (no withdrawals made), equivalent 2.0%