dragoncar, we see that constantly in interactions with various people re: money. I have a niece who, in her teens, threw out an offhand comment about how "lucky" DH and I are financially. It had a slightly bitter tone and involved words I knew had to have come from her mother (my SIL).
I patiently explained that our two families had the same income, same windfalls, and then calmly laid out what her parents had dome with larger sums of money (new cars, recreational toys, constant dining out) vs. what we'd done (invested in a house, paid off debt). She really seemed to "get" it, and is now in her 20s, making somewhat smarter choices with money than her parents and her siblings.
But oy -- it took everything in me not to go to SIL and say "WTF?" No matter what, though, we're labeled "lucky" because we chose careers that bring good money or benefits -- even by another relative who squandered a half-million inheritance in 10 years.
If by "lucky" they mean careful, deliberate, rational and seeking opportunities that make sense, then OK.
And both of these people are the types to wave away stories like MMMs as "impossible." Sigh.