In May I had a 78% savings rate. It was a crazy month with moving, but it wasn't as stressful as I had planned.
My savings rate for June was only 32%:
Car (fuel) 65
Eating out 22
Cell phone 81
Student loan 129
new moleskine 15
b day cards 7
train to city 7.50
Tuition gobbled up a lot of my income this month. I decided to start going to Crossfit about once a week as the space where I work out now in the new place has really low ceilings and doesn't allow for much overhead movement. I'm also hoping to meet some like-minded people. In this new living situation, I am surrounded by a never-ending supply of junk food, so it took some time to get back on track after falling off the wagon.
Overall, I don't mind living with other people as much as I thought I would. While I really have nothing in common with most of them (interests or philosophies), I manage to find solace on a beautiful front porch in the early morning for my alone-time with my coffee, my journal and usually a cat.
I discovered two really great books this month: The Artist's Way by Julia Cameron and Finding Your Own North Star by Martha Beck. I borrowed these from the library, but plan to buy used copies as they are now up there with ERE and YMOYL in my Most Influential Books collection.
I've been increasingly disgruntled at work this month (as discussed in another thread). It seems that my unhappiness there is in direct proportion to the emotional insight I gained from doing the exercizes in these books, and my desire for an escape is mounting. I'm considering technical writing as a possible alternative to pursue in a few months time. There is a graduate certificate program at a local university that begins in the Fall, but I am wondering whether I need a degree at all. I write well, my first degree is in English, and I'm in the process of getting another in biology. I have a pretty good working knowledge of Word, so I'm pretty sure I can learn all of its intricacies on my own with some practice. I could find an internship or offer my services for free for awhile to gain experience. I envision myself ultimately doing freelance work so that I can work from anywhere. (If anyone has any advice, it is definately welcome!)
Another career I would like to pursue at some point (during semi-ERE I suppose) is teaching English abroad. I know that certification (CELTA) is recommended to get some of the better-paying jobs, but is not completely necessary. The program is pretty intensive and I don't have the time to do it now, but I'm wondering if I could do some freelance teaching while still in the U.S. to gain some experience and side income.
I have come to realize this month how important it is to do what you enjoy, regardless of what it will produce, because doing what you enjoy will ultimately lead to further opportunities. My goal for July, then, is to allow myself to spend money on positive experiences. Many of my interests don't require a lot of money: drawing, photography, playing my violin, cooking good food, sewing, hiking, fishing. However, I'm not going to limit myself from doing something because of money. I may buy a used kayak, take some drawing classes, find a violin teacher to work on a specific piece of music, etc. Action is good. Less thinking, more doing, perhaps.