Oh gosh, it turns out that it's expensive to finance things! My credit union would finance 70% of the value of the property at 8.5% interest with 1200ish in fees upfront. In the end I would be paying like $5k to borrow $8k!
I don't feel like going anywhere, but I guess I foresee a work trip in my future. Maybe next winter. Midwest tour? Australia? Hmmm...
Riparian's Journal
tylerrr, why do you want to know?
June
Semi-ERE income:
Internet - 186.48 (totally passive)
hobby biz - $470 (totally NOT passive, but fun)
I made other moneys too, but not including them cause they're not ERE-ish.
I didn't keep track of expenses, but it was under $400. Except that I went to a doctor (!!) for the first time in 14 years. It was totally non-traumatic compared to all the experiences I've had taking people to doctors. He saved my life from the flesh eating bacteria which I let get out of control so that I could experiment and see how my treatment does on serious infections (uh, whoops) and only charged me $202.
The more I do on one business the less I do on others and then I make less and feel like a failure. I like that when I don't feel like doing one thing there's always other things to pick up, but too much money making is messing up my subsistence lifestyle and making me feel crazy. Is the answer to just go work for a couple months a year at one thing? Or to drop most of the work and just do one thing? Which one?
In at least three ventures I feel like I've built up my reputation/reviews/SEO and would lose value by taking more than a few months off. I'm not sure how all this happened, I was just trying to have a simple life in the woods.
I have that land under contract now... payments of $130/month (starting next month) with a balloon sometime in the next five years. I found out that I might be able to get a loan for the kind of cabin I want to build from a credit union. An advantage would be that I could probably roll the land price into the loan and have low payments. On the other hand, I've seen a few cheap cabins ($1-5k) on craigslist that just need moved, so I think I might just put in a driveway and gravel pad and wait and see if I can snatch up one of those cabins.
How much emergency cash do y'all keep on hand? How much should I not put into this project?
Looking forward:
I'm travelling for the next couple weeks (mostly fun, but work along the way will more than pay for it) so dealing with life and money and real estate will resume in August.
Anyone interesting wanna meet up in pdx?
June
Semi-ERE income:
Internet - 186.48 (totally passive)
hobby biz - $470 (totally NOT passive, but fun)
I made other moneys too, but not including them cause they're not ERE-ish.
I didn't keep track of expenses, but it was under $400. Except that I went to a doctor (!!) for the first time in 14 years. It was totally non-traumatic compared to all the experiences I've had taking people to doctors. He saved my life from the flesh eating bacteria which I let get out of control so that I could experiment and see how my treatment does on serious infections (uh, whoops) and only charged me $202.
The more I do on one business the less I do on others and then I make less and feel like a failure. I like that when I don't feel like doing one thing there's always other things to pick up, but too much money making is messing up my subsistence lifestyle and making me feel crazy. Is the answer to just go work for a couple months a year at one thing? Or to drop most of the work and just do one thing? Which one?
In at least three ventures I feel like I've built up my reputation/reviews/SEO and would lose value by taking more than a few months off. I'm not sure how all this happened, I was just trying to have a simple life in the woods.
I have that land under contract now... payments of $130/month (starting next month) with a balloon sometime in the next five years. I found out that I might be able to get a loan for the kind of cabin I want to build from a credit union. An advantage would be that I could probably roll the land price into the loan and have low payments. On the other hand, I've seen a few cheap cabins ($1-5k) on craigslist that just need moved, so I think I might just put in a driveway and gravel pad and wait and see if I can snatch up one of those cabins.
How much emergency cash do y'all keep on hand? How much should I not put into this project?
Looking forward:
I'm travelling for the next couple weeks (mostly fun, but work along the way will more than pay for it) so dealing with life and money and real estate will resume in August.
Anyone interesting wanna meet up in pdx?
So. I travelled. I saw old friends, made new friends, had spiritual renewal and personal growth, made arm wrestling porn, overpriced myself out of making any money in most of the places I went to and then made close to $2k in a 22 hour layover on my way home.
I caught 76 fish in 5 days and gave 20 or so away and smoked and canned the rest. I ate from the garden, put a roof on the woodshed, expanded the smoke house, canned berries, and sawed and chopped wood for winter.
Now I'm in town at the beginning of a 24 hour homecare shift. I'm scheduled for 70 hours in 4 days and then I'm going to visit another elder and investigate the possibility of a new home care gig and changing my life up a bit.
I'm going to send the IRS a thousand dollars next month. Really. I keep forgetting/skipping my quarterly payments, but not this time.
I caught 76 fish in 5 days and gave 20 or so away and smoked and canned the rest. I ate from the garden, put a roof on the woodshed, expanded the smoke house, canned berries, and sawed and chopped wood for winter.
Now I'm in town at the beginning of a 24 hour homecare shift. I'm scheduled for 70 hours in 4 days and then I'm going to visit another elder and investigate the possibility of a new home care gig and changing my life up a bit.
I'm going to send the IRS a thousand dollars next month. Really. I keep forgetting/skipping my quarterly payments, but not this time.
@ riparian
Cool stuff! If I were you I'd investigate digging a lower floor for the cabin - it will be great for storage of foodstuffs and potentially much cheaper to heat/cool if you decide to live down there. While you might need some pillars / posts to hold up your floor (which would be more expensive than just a dirt floor I guess ...
There are lots of books on earth houses and since I think they are awesome, I'm pointing you in that direction ...
Cheers!
Cool stuff! If I were you I'd investigate digging a lower floor for the cabin - it will be great for storage of foodstuffs and potentially much cheaper to heat/cool if you decide to live down there. While you might need some pillars / posts to hold up your floor (which would be more expensive than just a dirt floor I guess ...
There are lots of books on earth houses and since I think they are awesome, I'm pointing you in that direction ...
Cheers!
August:
Lived on the $370 of totally passive Internet money.
Sent the $1000 of homecare money to the IRS.
Stayed in the woods all month. New location, with another human and tons of skill learning and personal growth and destiny fulfillment and stuff. Pretty awesome. Plus looks like I'll get paid $700/m to live in the woods! Plus I have 80hr/$1k weekends scheduled with my regular homecare gig once a month. Possibly I'll lay off the other incomes and focus on good living this winter.
September
I made $700 in 7 hours of boat driving! Apparently if I had a particular license I could make this a regular summer thing. Gonna look into that.
I think I'm gonna order a good cross cut saw. I've been putting it off for years and fewer and fewer places sell them as time goes by.
October
I'm gonna try to make/save $10k AND release a Kindle book while waiting on the river to freeze up.
Then home to chill for the winter.
Grad school - I think I might be forever ruined for dealing with authority figures. Fuck it, I'll make a blog.
Also - I'm reading an interesting book called Erotic Capital. Basically a sociology book about the business and personal benefits of erotic capital.
Lived on the $370 of totally passive Internet money.
Sent the $1000 of homecare money to the IRS.
Stayed in the woods all month. New location, with another human and tons of skill learning and personal growth and destiny fulfillment and stuff. Pretty awesome. Plus looks like I'll get paid $700/m to live in the woods! Plus I have 80hr/$1k weekends scheduled with my regular homecare gig once a month. Possibly I'll lay off the other incomes and focus on good living this winter.
September
I made $700 in 7 hours of boat driving! Apparently if I had a particular license I could make this a regular summer thing. Gonna look into that.
I think I'm gonna order a good cross cut saw. I've been putting it off for years and fewer and fewer places sell them as time goes by.
October
I'm gonna try to make/save $10k AND release a Kindle book while waiting on the river to freeze up.
Then home to chill for the winter.
Grad school - I think I might be forever ruined for dealing with authority figures. Fuck it, I'll make a blog.
Also - I'm reading an interesting book called Erotic Capital. Basically a sociology book about the business and personal benefits of erotic capital.
Inspired by Marlene, my Meyers Briggs scores:
You have distinctive preference of Introversion over Extraversion (72%)
You have moderate preference of Intuition over Sensing (25%)
You have moderate preference of Feeling over Thinking (38%)
You have moderate preference of Perceiving over Judging (33%)
You have distinctive preference of Introversion over Extraversion (72%)
You have moderate preference of Intuition over Sensing (25%)
You have moderate preference of Feeling over Thinking (38%)
You have moderate preference of Perceiving over Judging (33%)
Sept
Income:
260.36 totally passive internet moneyz (haven't done anything for months)
1,445.61 from a long weekend of homecare
$700 in cash
2405.97 total
Outgo:
dog food: 49.99
eating out: 18.50
car insurance: 34.42
internet: 0? autobill broken?
awesome shirts: 42.79 (they're for advertising/networking too)
groceries: 45.50
ammo: $32.99
total: 234.19
Abnormal expenses:
$100 for my mom's birthday, even though I'd already made her something perfectly wonderful, she requested a $400 blender and everyone else was already going in on it... so I did too.
$120 for physical therapy hopefully a one time thing, but the value was so good it would totally be worth it to go back if I decide to.
So, real total: 454.19
Savings rate: 82%
Not bad for a month of living in the woods.
3,400/20,000 (17%) saved for building a rental cabin next summer.
I think maybe I should have been sending bigger quarterly payments to the IRS this year tho. Crap. It's purely mental, but I can't figure out if it would be more stressful to send a big last quarter payment and hopefully owe nothing or just a little in April and maybe get money back, or just put it off till April cause it's all coming from the same place anyways.
I filled out the application for the job that goes with my new living situation 6 or 7 weeks ago and they told me I'd be on payroll in about a week. Then two weeks. Then when someone gets back from vacation. Then I'm hired. Then oh wait, not yet they're waiting for one more thing. Now I'm supposedly hired again. We'll see. It pays about $700/m and could be very sustainable, but I'm already having issues with my boss allergy again.
I kind of thought there was some stability at my other job - like, I essentially take a huge pay cut to work for them instead of doing my own thing for a weekend/month because it seems so stable and low risk - but suddenly it seems a lot less stable. Maybe it's my allergies again, but actually I think it's the gossipy bitches and boss who's totally disconnected to reality. Holy cow, how do people manage having bosses every day and every week and every month for years?
Anyways, all of which to say, the future is unpredictable, but whatever happens I always have other income streams.
Income:
260.36 totally passive internet moneyz (haven't done anything for months)
1,445.61 from a long weekend of homecare
$700 in cash
2405.97 total
Outgo:
dog food: 49.99
eating out: 18.50
car insurance: 34.42
internet: 0? autobill broken?
awesome shirts: 42.79 (they're for advertising/networking too)
groceries: 45.50
ammo: $32.99
total: 234.19
Abnormal expenses:
$100 for my mom's birthday, even though I'd already made her something perfectly wonderful, she requested a $400 blender and everyone else was already going in on it... so I did too.
$120 for physical therapy hopefully a one time thing, but the value was so good it would totally be worth it to go back if I decide to.
So, real total: 454.19
Savings rate: 82%
Not bad for a month of living in the woods.
3,400/20,000 (17%) saved for building a rental cabin next summer.
I think maybe I should have been sending bigger quarterly payments to the IRS this year tho. Crap. It's purely mental, but I can't figure out if it would be more stressful to send a big last quarter payment and hopefully owe nothing or just a little in April and maybe get money back, or just put it off till April cause it's all coming from the same place anyways.
I filled out the application for the job that goes with my new living situation 6 or 7 weeks ago and they told me I'd be on payroll in about a week. Then two weeks. Then when someone gets back from vacation. Then I'm hired. Then oh wait, not yet they're waiting for one more thing. Now I'm supposedly hired again. We'll see. It pays about $700/m and could be very sustainable, but I'm already having issues with my boss allergy again.
I kind of thought there was some stability at my other job - like, I essentially take a huge pay cut to work for them instead of doing my own thing for a weekend/month because it seems so stable and low risk - but suddenly it seems a lot less stable. Maybe it's my allergies again, but actually I think it's the gossipy bitches and boss who's totally disconnected to reality. Holy cow, how do people manage having bosses every day and every week and every month for years?
Anyways, all of which to say, the future is unpredictable, but whatever happens I always have other income streams.
Oct Income:
1052 job
712 paid just for doing what I do
210 totally passive internet income
some cash
I fell totally short of my goals for the month, because I had NO PLAN and just wandered around visiting people and half-ass advertising. I was stuck in town (still am) cause the river's in that state where I can't boat and I can't walk on water yet either. I spent like $500? on being stuck in town and drinking mocha's and driving around visiting people. I saved 3k. I paid up my car insurance and phone/internet for several months, so my bills should be like zero ($40 if I count a business expense as a bill) for the next while.
A bunch of cheap cabins are popping up on craigslist ($4-8k) that I could totally just plop down on my land and rent out for $4-600/m if I'd had a little forethought and gotten a driveway and gravel pad ready... but I didn't. I think I'd rather take my time, spend way more money, and build something beautiful and sound that I can be proud of, even if it will rent for the same amount of money. Is that dumb?
My new ebook made about $80 in the first week, which was the end of last month. I don't get it from amazon for a couple months. It seems to have evened out now to about $4/day, but I'm not sure yet if that's the evened out state or if it's still tapering off to nothing? Wanna read all about my salacious life? http://www.amazon. com/gp/product/B009X2QQ0Y (Just take out the space to make it a good link.)
I have an awesome new business idea!!! Except I live in the woods and don't actually want to really really do this. I just want to do it a day or two a month, like all my other awesome business ideas. If only I had minions to carry out all my great ideas for me. Anyways, check it out: http://www.thesnuggery.org That's totally gonna be my back up back up retirement plan. Or maybe I'll test advertise it on craigslist and see if I can grab a couple clients for it.
And! My networking/living the life I'm living apart from all the money stuff is awesome. Also Obama won and I think I'm going to grad school (cause yay IBR) for something that'll end up in a certificate that I could use to get a job. (Back up retirement plan #99.) I started a blog instead of the grad school program I was talking about before. I think it'll be much more fulfilling.
Also I got offered an awesome job while I was off in the big city that I said no to but they might call me as a fill in person to cover people's vacations here and there, which could be awesome.
But.
In my religion new years happens at the end of October. I took full stock of my life and decided that I'm wasting a lot of opportunity for learning and evolving and having awesomeness by running around the world going after money.
If I make $10/day I'm doing fine, and I actually make $700/month by doing nothing. I need to chill the fuck out and enjoy life and focus less on money and more on myself this year. I have a feeling that ultimately that will lead to more and better opportunities anyways.
1052 job
712 paid just for doing what I do
210 totally passive internet income
some cash
I fell totally short of my goals for the month, because I had NO PLAN and just wandered around visiting people and half-ass advertising. I was stuck in town (still am) cause the river's in that state where I can't boat and I can't walk on water yet either. I spent like $500? on being stuck in town and drinking mocha's and driving around visiting people. I saved 3k. I paid up my car insurance and phone/internet for several months, so my bills should be like zero ($40 if I count a business expense as a bill) for the next while.
A bunch of cheap cabins are popping up on craigslist ($4-8k) that I could totally just plop down on my land and rent out for $4-600/m if I'd had a little forethought and gotten a driveway and gravel pad ready... but I didn't. I think I'd rather take my time, spend way more money, and build something beautiful and sound that I can be proud of, even if it will rent for the same amount of money. Is that dumb?
My new ebook made about $80 in the first week, which was the end of last month. I don't get it from amazon for a couple months. It seems to have evened out now to about $4/day, but I'm not sure yet if that's the evened out state or if it's still tapering off to nothing? Wanna read all about my salacious life? http://www.amazon. com/gp/product/B009X2QQ0Y (Just take out the space to make it a good link.)
I have an awesome new business idea!!! Except I live in the woods and don't actually want to really really do this. I just want to do it a day or two a month, like all my other awesome business ideas. If only I had minions to carry out all my great ideas for me. Anyways, check it out: http://www.thesnuggery.org That's totally gonna be my back up back up retirement plan. Or maybe I'll test advertise it on craigslist and see if I can grab a couple clients for it.
And! My networking/living the life I'm living apart from all the money stuff is awesome. Also Obama won and I think I'm going to grad school (cause yay IBR) for something that'll end up in a certificate that I could use to get a job. (Back up retirement plan #99.) I started a blog instead of the grad school program I was talking about before. I think it'll be much more fulfilling.
Also I got offered an awesome job while I was off in the big city that I said no to but they might call me as a fill in person to cover people's vacations here and there, which could be awesome.
But.
In my religion new years happens at the end of October. I took full stock of my life and decided that I'm wasting a lot of opportunity for learning and evolving and having awesomeness by running around the world going after money.
If I make $10/day I'm doing fine, and I actually make $700/month by doing nothing. I need to chill the fuck out and enjoy life and focus less on money and more on myself this year. I have a feeling that ultimately that will lead to more and better opportunities anyways.
PS - Any tips on applying to grad school? Particularly on contacting professors that probably don't remember me from 10 years ago and getting them to write letters of recommendation? Also, my book is ranked #38 right now on Amazon for the same category I wanna get a degree in... but I get the feeling the nature of my book would hurt my app more than helping, yes? Whyyy is the world so unfair?
-
George the original one
- Posts: 5406
- Joined: Wed Jul 28, 2010 3:28 am
- Location: Wettest corner of Orygun
> I think I'd rather take my time, spend way
> more money, and build something beautiful
> and sound that I can be proud of, even if
> it will rent for the same amount of money.
> Is that dumb?
If the difference is that you gain a better quality of renter and the structure will last longer with less maintenance, then it is not dumb. It's like the difference between owning a home and renting a home... the longer term ownership is the better financial plan provided you have the patience to wait for it to blossom.
> Whyyy is the world so unfair?
Of all the people, you are the last one that I thought would be asking an unanswerable question!
> more money, and build something beautiful
> and sound that I can be proud of, even if
> it will rent for the same amount of money.
> Is that dumb?
If the difference is that you gain a better quality of renter and the structure will last longer with less maintenance, then it is not dumb. It's like the difference between owning a home and renting a home... the longer term ownership is the better financial plan provided you have the patience to wait for it to blossom.
> Whyyy is the world so unfair?
Of all the people, you are the last one that I thought would be asking an unanswerable question!
-
George the original one
- Posts: 5406
- Joined: Wed Jul 28, 2010 3:28 am
- Location: Wettest corner of Orygun
> I think I'd rather take my time, spend way
> more money, and build something beautiful
> and sound that I can be proud of, even if
> it will rent for the same amount of money.
> Is that dumb?
If the difference is that you gain a better quality of renter and the structure will last longer with less maintenance, then it is not dumb. It's like the difference between owning a home and renting a home... the longer term ownership is the better financial plan provided you have the patience to wait for it to blossom.
> Whyyy is the world so unfair?
Of all the people, you are the last one that I thought would be asking an unanswerable question!
> more money, and build something beautiful
> and sound that I can be proud of, even if
> it will rent for the same amount of money.
> Is that dumb?
If the difference is that you gain a better quality of renter and the structure will last longer with less maintenance, then it is not dumb. It's like the difference between owning a home and renting a home... the longer term ownership is the better financial plan provided you have the patience to wait for it to blossom.
> Whyyy is the world so unfair?
Of all the people, you are the last one that I thought would be asking an unanswerable question!
George, it's totally answerable. I blame the patriarchy. Or agriculture. No wait, monotheism. 
C40, here's a detail - for much of my totally consensual self directed career I've met the legal definition of being sex trafficked. In many states, if I were to be arrested as a supposed victim of sex trafficking I would be required to register as a sex offender.
C40, here's a detail - for much of my totally consensual self directed career I've met the legal definition of being sex trafficked. In many states, if I were to be arrested as a supposed victim of sex trafficking I would be required to register as a sex offender.
Riparian - Maybe I'm naive about these things, but I don't know what to make of that detail at all. I suppose maybe I'll find out when I read the book.
Tylerrr - Take a look at her other thread (the one she links to in the first post of this thread) - it has some discussion on the subject. Sounds like she's had various sex related jobs (Stripping, sex, making videos for a niche market - something to do with hypnosis, etc.). It's definitely interesting getting a view into a career so different than what's typical here.
Tylerrr - Take a look at her other thread (the one she links to in the first post of this thread) - it has some discussion on the subject. Sounds like she's had various sex related jobs (Stripping, sex, making videos for a niche market - something to do with hypnosis, etc.). It's definitely interesting getting a view into a career so different than what's typical here.
C40 - Woops. What I meant for you to get is that the political climate sucks for sharing work anecdotes and you should get to work decriminalizing my life before asking for details. Or just read the book.
Tylerr, actually no. Prostitutes sell sex acts. I sell my time and sex acts should not be presumed to be included. I was a prostitute once in Canada tho. It was fun but I didn't like the business model.
Tylerr, actually no. Prostitutes sell sex acts. I sell my time and sex acts should not be presumed to be included. I was a prostitute once in Canada tho. It was fun but I didn't like the business model.
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secretwealth
- Posts: 1948
- Joined: Mon Jun 27, 2011 3:31 am
@tylerrr
"Wow.....Just wow....."
I never understood why this one type of physical labor--sex--is seen as such a taboo. Must be because it threatens the structure of agrarian cultures. We don't criticize people for selling their bodies to clean toilets, but when they sell their bodies for sexual pleasure, suddenly we naysay it? Makes no sense at all...
Sorry if I'm derailing your journal, riparian. I won't comment further.
"Wow.....Just wow....."
I never understood why this one type of physical labor--sex--is seen as such a taboo. Must be because it threatens the structure of agrarian cultures. We don't criticize people for selling their bodies to clean toilets, but when they sell their bodies for sexual pleasure, suddenly we naysay it? Makes no sense at all...
Sorry if I'm derailing your journal, riparian. I won't comment further.