Pensioners get highly subsidized medicines...
By the by - I was told by a customer that he secured a term deposit of 8% yesterday. Seems unreal!
Australians check in?
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webberchoked
- Posts: 36
- Joined: Tue Jan 11, 2011 4:22 am
another person born in australia which makes me australian, although in all honestly i really cant stand living in australia, so i dont but all my assets are still there.
im 28 and retired.
i really dont think australia is a great place to be retiring , its super expensive (unless you live out in the middle of nowhere) relative to most places in the world ive lived in and its a super boring country (for me anyway)
im 28 and retired.
i really dont think australia is a great place to be retiring , its super expensive (unless you live out in the middle of nowhere) relative to most places in the world ive lived in and its a super boring country (for me anyway)
Gotta agree with choked: very expensive and super boring, but good until u reach ERE point, that s why I m here.
Choked, can u please tell us more how did u manage to retire at 28?
U see, often I envy Aussies since I would also be retired now if I were an Aussie myself. It s perfectly managable to save up enough to retire at your age as a graduate professional Aussie. However, I started off pretty late as salaries in my homecountry are terrible and unemployment damn high.
News - RBA decreased their interest rate which caused a drop in savings interest rates. UBank, a previous champion, dropped rate from 6.51% to 6.11%. I m switching to Rabo bank.
Choked, can u please tell us more how did u manage to retire at 28?
U see, often I envy Aussies since I would also be retired now if I were an Aussie myself. It s perfectly managable to save up enough to retire at your age as a graduate professional Aussie. However, I started off pretty late as salaries in my homecountry are terrible and unemployment damn high.
News - RBA decreased their interest rate which caused a drop in savings interest rates. UBank, a previous champion, dropped rate from 6.51% to 6.11%. I m switching to Rabo bank.
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webberchoked
- Posts: 36
- Joined: Tue Jan 11, 2011 4:22 am
got crazy once in a lifetime lucky to have discovered online poker at the right moment in my late teens. dropped out of uni at 20 to play full time and rode the online poker boom at its height.
no taxes, a strong aud/usd exchange rate, a lack of consumerist mindset, a complete disinterest in having kids or getting married and you have a 28 year old who doesn't need to work again if i don't want to.
in regards to ubank, i have 197k in there and if u move it over for 4 months its only a few hundred dollars difference.
no taxes, a strong aud/usd exchange rate, a lack of consumerist mindset, a complete disinterest in having kids or getting married and you have a 28 year old who doesn't need to work again if i don't want to.
in regards to ubank, i have 197k in there and if u move it over for 4 months its only a few hundred dollars difference.
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webberchoked
- Posts: 36
- Joined: Tue Jan 11, 2011 4:22 am
i also definitely think a lot of corporate drones have the ability to retire in their 30s.
one of my best mates is a senior manager for pwc, hes on 150k+ a year, wears huge boss suits, buys 10k+ furniture suites, works 60-70 hour weeks. says he loves his job but who the hell could love working those hours week in and week out, especially as an accountant. his sole motivation is making partner and the big $$$ that comes with it. he will need it to with the way he spends his money.
i tell him all the time, the utility of money really decreases after the first few hundred k. for me my lifestyle hasn't changed much even with additional money, i still stay in hostels/cheap hotels when travelling, eat brown rice, meat and veges, wear the same clothes i bought years ago.
one of my best mates is a senior manager for pwc, hes on 150k+ a year, wears huge boss suits, buys 10k+ furniture suites, works 60-70 hour weeks. says he loves his job but who the hell could love working those hours week in and week out, especially as an accountant. his sole motivation is making partner and the big $$$ that comes with it. he will need it to with the way he spends his money.
i tell him all the time, the utility of money really decreases after the first few hundred k. for me my lifestyle hasn't changed much even with additional money, i still stay in hostels/cheap hotels when travelling, eat brown rice, meat and veges, wear the same clothes i bought years ago.
Well yeah, for u it s not much, for me much less, but my net worth is 10% of urs so I need to chip in as many bucks as possible.
I agree, people like ur friend are slaves, but they cant see it and cant fall out of the pattern that captured them.
I work 40hs per week in a relaxed public service environment and still it s a slavery, u dont have much time for anything else. Commuting is one hour one way. On weekends one day goes to cooking/cleaning/restocking food and necessities/washing etc. And the other day is too damn short.
If I were in ur position I would have known exactly what to do, though it s alright, hopefully I ll be there in 3ish years and able to live as a global nomad like u.
I agree, people like ur friend are slaves, but they cant see it and cant fall out of the pattern that captured them.
I work 40hs per week in a relaxed public service environment and still it s a slavery, u dont have much time for anything else. Commuting is one hour one way. On weekends one day goes to cooking/cleaning/restocking food and necessities/washing etc. And the other day is too damn short.
If I were in ur position I would have known exactly what to do, though it s alright, hopefully I ll be there in 3ish years and able to live as a global nomad like u.
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webberchoked
- Posts: 36
- Joined: Tue Jan 11, 2011 4:22 am
Well, for starters vast majority of population lives in the suburbs which are very alike (a line of almost identical houses), no people on the streets, just cars, nothing going on, just some shops and maybe a mall in the suburb centre.
Cities have built to be pretty wide (especially Sydney) so commuting is an issue. Not many things really going on.
It s hard to spontaniously organise something (need to book concert and theatre tickets months in advance for example), book a good restaurant couple of days up front.
Life is pretty slow (which is not necessarily bad) and consists of commuting, work, shopping on weekends and beach/bbq when the weather allows.
Cities have built to be pretty wide (especially Sydney) so commuting is an issue. Not many things really going on.
It s hard to spontaniously organise something (need to book concert and theatre tickets months in advance for example), book a good restaurant couple of days up front.
Life is pretty slow (which is not necessarily bad) and consists of commuting, work, shopping on weekends and beach/bbq when the weather allows.
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webberchoked
- Posts: 36
- Joined: Tue Jan 11, 2011 4:22 am
It comes down to the fact that Australia has nothing to offer me in terms of my interests/hobbies/lifestyle.
Snowboarding - Spent winters riding 75+ days in Canada, America and Japan where the snow quality and infrastructure is incomparably better let alone lift tickets are ridiculously cheaper (australia has the most expensive tickets and worst snow in the world which is a total joke)
Downhill mountain biking in summer - see above.
Motorsports - Whilst living in the UK, I was able to buy a car that would cost 2-3x more in australia, was able to race at 10x as many world class racetracks and had the ability to modify my car without police state australian regulations. (if you're not a car guy, you probably dont realise how insanely strict australia is in terms of what you can do to your car and how there is a culture of police targeting 'hoons' and 'speeding' because they have modified cars)
Travel - Australia is so far in the middle of nowhere with nothing interesting around it, it makes it impossible to do any cheap travel. Wanna go to amsterdam, paris, berlin, the alps, italy etc etc? £100-200 and you're there in a few hours. I have no interest in any poor asian countries as my parents were born in one and they suck imo.
So when I do come back to Oz, and maybe get the once every other weekend chance to meet up with my aussie friends since most of them are corporate drones(re boring), what do we do? go out and experience the shitty nightlife that sydney has to offer, talk about oh so important shitty australian sports (footy/cricket), their careers.
So, thats why i think Australia is mind-numbingly boring. Compared to my lifestyle everywhere else, theres nothing Australia can offer me.
End anti-australia rant
Snowboarding - Spent winters riding 75+ days in Canada, America and Japan where the snow quality and infrastructure is incomparably better let alone lift tickets are ridiculously cheaper (australia has the most expensive tickets and worst snow in the world which is a total joke)
Downhill mountain biking in summer - see above.
Motorsports - Whilst living in the UK, I was able to buy a car that would cost 2-3x more in australia, was able to race at 10x as many world class racetracks and had the ability to modify my car without police state australian regulations. (if you're not a car guy, you probably dont realise how insanely strict australia is in terms of what you can do to your car and how there is a culture of police targeting 'hoons' and 'speeding' because they have modified cars)
Travel - Australia is so far in the middle of nowhere with nothing interesting around it, it makes it impossible to do any cheap travel. Wanna go to amsterdam, paris, berlin, the alps, italy etc etc? £100-200 and you're there in a few hours. I have no interest in any poor asian countries as my parents were born in one and they suck imo.
So when I do come back to Oz, and maybe get the once every other weekend chance to meet up with my aussie friends since most of them are corporate drones(re boring), what do we do? go out and experience the shitty nightlife that sydney has to offer, talk about oh so important shitty australian sports (footy/cricket), their careers.
So, thats why i think Australia is mind-numbingly boring. Compared to my lifestyle everywhere else, theres nothing Australia can offer me.
End anti-australia rant
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webberchoked
- Posts: 36
- Joined: Tue Jan 11, 2011 4:22 am
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webberchoked
- Posts: 36
- Joined: Tue Jan 11, 2011 4:22 am
@webberchoked
You my friend need to either change your interests or your country, if you don't you will be one sorry individual for a long time.
I've lived in and/or been to many of the places you cited and I don't see the attraction, quite the reverse, I'd rather chew my arm off than live in any of the cities you mentioned (Sydney included).
I'm not having a go, seriously if your interests are mainly in activities that aren't catered for well in Aus then you should go where they are.
And BTW, there are just as many corporate drones overseas, so maybe you need to look for some new friends as well
You my friend need to either change your interests or your country, if you don't you will be one sorry individual for a long time.
I've lived in and/or been to many of the places you cited and I don't see the attraction, quite the reverse, I'd rather chew my arm off than live in any of the cities you mentioned (Sydney included).
I'm not having a go, seriously if your interests are mainly in activities that aren't catered for well in Aus then you should go where they are.
And BTW, there are just as many corporate drones overseas, so maybe you need to look for some new friends as well
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webberchoked
- Posts: 36
- Joined: Tue Jan 11, 2011 4:22 am
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webberchoked
- Posts: 36
- Joined: Tue Jan 11, 2011 4:22 am
also, i mentioned the attraction of the places ive lived in (ie snowsports/mountain biking in canada, motorsports in the uk).
Of course, you wont see the attraction of these places if you have no interest in why those places are the best at what they do.
If I was a bogan and loved footy, going to the beach, drinking beer and getting smashed every weekend while driving my ute, I'd love Australia and think it was the best country in the world. (I grew up in a bogan town before moving to Sydney, so I know that for lots of people this is their life)
Of course, you wont see the attraction of these places if you have no interest in why those places are the best at what they do.
If I was a bogan and loved footy, going to the beach, drinking beer and getting smashed every weekend while driving my ute, I'd love Australia and think it was the best country in the world. (I grew up in a bogan town before moving to Sydney, so I know that for lots of people this is their life)
Of course, you wont see the attraction of these places if you have no interest in why those places are the best at what they do.
Exactly why you shouldn't be slagging off a country that obviously holds no interest to you.
Have you ever climbed Uluru, camped in the most remote part of the Kimberley overlooking the archipelagoes, snorkeled with the turtles at Ningaloo, watched the sunrise from a sand dune in the Simpson Desert, or canoed down the Murray.
I suspect the answer is "no" and I suspect that's because you have no interest in such things. Nothing wrong with that, but millions of people do. I don't slag off Rotterdam saying it's full of hookers and druggies or LA because it's "all gang bangers".
bogan and loved footy, going to the beach, drinking beer and getting smashed every weekend while driving my ute,
You can't quote a stereotype and extrapolate that behavior to the entire population.
Not all Americans are loud, not all Pommies are queue-standing accountants, not all Germans are arrogant, and not all Australians get drunk and watch the footy. Granted many do that's presumably why these stereotypes exists in the first place. But nobody I know does, once again you have chosen the wrong friends.
I've lived and travelled all over the world and without a doubt the main thing that makes or breaks a location is the people you meet. Meet arsholes and you don't like the place, meet like-minded people and you do.
Exactly why you shouldn't be slagging off a country that obviously holds no interest to you.
Have you ever climbed Uluru, camped in the most remote part of the Kimberley overlooking the archipelagoes, snorkeled with the turtles at Ningaloo, watched the sunrise from a sand dune in the Simpson Desert, or canoed down the Murray.
I suspect the answer is "no" and I suspect that's because you have no interest in such things. Nothing wrong with that, but millions of people do. I don't slag off Rotterdam saying it's full of hookers and druggies or LA because it's "all gang bangers".
bogan and loved footy, going to the beach, drinking beer and getting smashed every weekend while driving my ute,
You can't quote a stereotype and extrapolate that behavior to the entire population.
Not all Americans are loud, not all Pommies are queue-standing accountants, not all Germans are arrogant, and not all Australians get drunk and watch the footy. Granted many do that's presumably why these stereotypes exists in the first place. But nobody I know does, once again you have chosen the wrong friends.
I've lived and travelled all over the world and without a doubt the main thing that makes or breaks a location is the people you meet. Meet arsholes and you don't like the place, meet like-minded people and you do.
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webberchoked
- Posts: 36
- Joined: Tue Jan 11, 2011 4:22 am
been to airs rock, one of the most boring overrated things ive ever done, the others no interest you're right. im not slagging the others off because i havent done them, but i have every right to slag off australia for its lack of mountains and lack of motorsport because a huge part of my life revolves around these activities.
its funny that you say youve lived and travelled around the world, because you'd have to know first hand that aussies are absolute dickheads everywhere you go and im no exception. ive done the backpacker thing with other aussies and been a loud drunk obnoxious aussie amongst them, its part of our culture, its a huge part of our identity. deny it all you want, but its everywhere and you dont even need to look hard.
and anyway, sydney is arsehole central of australia
its funny that you say youve lived and travelled around the world, because you'd have to know first hand that aussies are absolute dickheads everywhere you go and im no exception. ive done the backpacker thing with other aussies and been a loud drunk obnoxious aussie amongst them, its part of our culture, its a huge part of our identity. deny it all you want, but its everywhere and you dont even need to look hard.
and anyway, sydney is arsehole central of australia