After a year of lurking here, I would like to update my journal.
I am turning 33 next month, living alone.
My typical monthly in/outs (in euros)
Gym: 65 (employer will reimburse 27 at year end)
Fun money: 50
Family support: 200
Total expense: 1105 euros per month
Savings: 50,000 euros
My actual expenditures the past 7 months have been erratic due to several trips abroad (2 business trips, 2 family visits/holidays, 1 cancelled holiday where the return flights have been paid for and an urgent but very long trip back home for death in the family.
Rent is a bit low for the (whole) house I am staying in - it is subrented from a couple who is on round-the-world trip. When they get back in 2 months, I will look for a shared accommodation. For now I am enjoying living alone and I am paying a premium for that.
Food is usually from the work canteen (they serve nice warm meals for 4.65 per set only - that already includes e.g., steam fish dish, variety of side dishes/salads). I am also a sucker for desserts (cup cakes, anyone). Normally I take 1 warm meal a day and the rest of the time I eat some salad. I try to do window fasting by skipping breakfast most of the tim.
Gym membership may not be ERE but I'd like to think that I get high value from this. I can go to the wellness center everyday if I want to (sauna, steam bath, heated swimming pool, and outdoor terrace), as well as to all the gym classes I like: yoga, zumba and body pump. I like the energy in the gym. But now I am also training for a 5km fun run.
My phone subscription is more than 1 year now. I have love-hate relationship with my phone. I love it because it was with this phone that I was able to come upon the whole ERE philosophy community and able to read a lot about it. I hate it because I have internet/information addiction, a real time pit.
Fun money includes going out for dinner with colleagues and friends (not often - once in 2 months?), going out with a group to do kayaking, hiking, etc. I enjoy every cent of it.
Family support includes paying for sending a sibling to college, ocassional gifts, etc. I take pleasure in helping out my family and this is something I like to do, rather than obliged to do. I am looking to start a business to fund this "calling", for self-sufficiency.
I have some 50,000 euros saved back in my home country (20k in stocks (losing at the moment) and the other 30k in residential lot properties (no earnings but appreciating values).
So it appears that at this point I am striking the balance between expenditures and value I get from it. However --- my work contract is ending very soon and I am planning to do some regrouping to assess my career and reflect on the had beens and plan for the next steps. It might be difficult to find a new job with the level of motivation I have now - then I might live off from unemployment benefits briefly if it comes to it.