January 2024 update:
Code: Select all
// ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
// Assets
// ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Stocks: 36.271,59 EUR
Cash: 15.842,78 EUR
+----------------------------------+
TOTAL = 52.114,37 EUR
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// ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
// Liabilities
// ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Debt: 0 EUR
+----------------------------------+
TOTAL = 0 EUR
+----------------------------------+
// ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
// Monthly income
// ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Job: 1.900 EUR
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TOTAL = 1.900 EUR
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// ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
// Monthly expenses
// ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Rent: 500 EUR
Electricity: ~40 EUR
Water: ~20 EUR
Internet: 40 EUR
Food: ~400 EUR
Gym: ~50 EUR
+----------------------------------+
TOTAL = 1.050 EUR
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Progress until retirement (considering 25x yearly expenses):
Happy 2024! 2023 was a great year for many reasons, mainly because my girlfriend and I are living together in Spain. Economically, it’s the first time in my life I’ve had more than 50k, which is peanuts for the average on this forum, but okay for the median in my country and age. I’m walking an average of 12k steps a day and lifting weights like a ‘toro’. I feel great physically.
Costs… Spent a bunch last month due to holidays and Christmas. Had a lot of fun as well (and I could save a little). I want to make more trips during 2024 to disconnect from work; it does well for my mental well-being. I work from home 2 times per week, and sometimes my house feels like a second office, inducing repetitive thought patterns.
Today, I started to work again after the holiday; yesterday, I was as depressed as happy before Christmas. Work has some potential energy, and Friday is compensated with Monday, August with January, etc. On a side note, one of my bosses is in the hospital because of a stroke. He is one of the nice guys, so I’m sad for him. If he survives, he probably wouldn’t be the same again. Stress kills as much as tobacco, but people don’t take it seriously. Hence, I want to minimise the time spent at the office… The less responsabilities and workload, the better.