End of April numbers.
S&P 500 (4131)
Pensions
a) £43525 (same)
b) £79115 (-1288)
c) £72004 (+2755, +4000 was contribution)
d) £70006 (-1086)
e) £10556 (+2575, +2721 was contribution)
Total = £275206 (+2956)
Savings/Assets £7005 (-3926)
House £124500 (5500 revalued)
House Mort £-28619 (+280)
Car £8350
Total £386442 (+4810)
2020
Re: 2020
End of May numbers.
S&P 500 (4132)
Pensions
a) £43525 (same)
b) £76189 (-2926)
c) £71997 (-7)
d) £69851 (-155)
e) £13313 (+2757 +2721 was contribution)
Total = £274875 (-331)
Savings/Assets £7141 (136)
House £121000 (-3500 revalued)
House Mort £-28343 (+276)
Car £8350
Total £383023 (-3419)
S&P 500 (4132)
Pensions
a) £43525 (same)
b) £76189 (-2926)
c) £71997 (-7)
d) £69851 (-155)
e) £13313 (+2757 +2721 was contribution)
Total = £274875 (-331)
Savings/Assets £7141 (136)
House £121000 (-3500 revalued)
House Mort £-28343 (+276)
Car £8350
Total £383023 (-3419)
Last edited by Nomad on Fri Jul 01, 2022 11:57 am, edited 1 time in total.
Re: 2020
End of June numbers.
S&P 500 (3789) -8.3%
Pensions
a) £43525 (same)
b) £74057 (-2132)
c) £70126 (-1871)
d) £69123 (-728)
e) £15788 (+2475+2721 was contribution)
Total = £272619 (-2256)
Savings/Assets £8077 (+936)
House £121000
House Mort £-28065 (+278)
Car £8350
Total £381981 (-1042)
S&P 500 (3789) -8.3%
Pensions
a) £43525 (same)
b) £74057 (-2132)
c) £70126 (-1871)
d) £69123 (-728)
e) £15788 (+2475+2721 was contribution)
Total = £272619 (-2256)
Savings/Assets £8077 (+936)
House £121000
House Mort £-28065 (+278)
Car £8350
Total £381981 (-1042)
Re: 2020
End of July numbers.
S&P 500 (4130) +9%
Pensions
a) £43525 (same)
b) £73778 (-279)
c) £71180 (+1054)
d) £70024 (+901)
e) £19047 (+3259 +2721 was contribution)
Total = £277554 (+4935)
Savings/Assets £8880 (+803)
House £124000
House Mort £-27788 (+278)
Car £8350
Total £390996 (+9015)
S&P 500 (4130) +9%
Pensions
a) £43525 (same)
b) £73778 (-279)
c) £71180 (+1054)
d) £70024 (+901)
e) £19047 (+3259 +2721 was contribution)
Total = £277554 (+4935)
Savings/Assets £8880 (+803)
House £124000
House Mort £-27788 (+278)
Car £8350
Total £390996 (+9015)
Re: 2020
End of August numbers.
S&P 500 (3925) -5%
Pensions
a) £43525 (same)
b) £73160 (-618)
c) £66993 (-4187)
d) £70618 (+564)
e) £22357 (+3310 +2721 was contribution)
Total = £276653 (-901)
Savings/Assets £9403 (+523)
House £126500
House Mort £-27510 (+278)
Car £8350
Total £393396 (+2400)
S&P 500 (3925) -5%
Pensions
a) £43525 (same)
b) £73160 (-618)
c) £66993 (-4187)
d) £70618 (+564)
e) £22357 (+3310 +2721 was contribution)
Total = £276653 (-901)
Savings/Assets £9403 (+523)
House £126500
House Mort £-27510 (+278)
Car £8350
Total £393396 (+2400)
Last edited by Nomad on Sat Oct 08, 2022 8:29 am, edited 1 time in total.
Re: 2020
just tracking September numbers - late.
S&P 500 (3585) -9.4%
Pensions
a) £43525 (same)
b) £74571 (+1411)
c) £68214 (+1221)
d) £70609 (-9)
e) £23454 (+1097)
Total = £280373 (+3720)
Savings/Assets £7017 (-2386)
House £127500 (+1000)
House Mort £-27232 (+278)
Car £8350
Total £396008 (+2600)
S&P 500 (3585) -9.4%
Pensions
a) £43525 (same)
b) £74571 (+1411)
c) £68214 (+1221)
d) £70609 (-9)
e) £23454 (+1097)
Total = £280373 (+3720)
Savings/Assets £7017 (-2386)
House £127500 (+1000)
House Mort £-27232 (+278)
Car £8350
Total £396008 (+2600)
Re: 2020
I stopped working in September and have been taking holidays, numbers are still good.
End of October numbers.
S&P 500 (3871) 8.0%
Pensions
a) £43525 (same)
b) £75596 (+1025)
c) £67993 (-221)
d) £71202 (593)
e) £23654 (+1597)
Total = £281970 (+1597)
Savings/Assets £4925 (-2092)
House £131500 (+4000)
House Mort £-26954 (+278)
Car £8350
Total £399791 (+3783)
End of October numbers.
S&P 500 (3871) 8.0%
Pensions
a) £43525 (same)
b) £75596 (+1025)
c) £67993 (-221)
d) £71202 (593)
e) £23654 (+1597)
Total = £281970 (+1597)
Savings/Assets £4925 (-2092)
House £131500 (+4000)
House Mort £-26954 (+278)
Car £8350
Total £399791 (+3783)
Re: 2020
November numbers.
S&P 500 (4080) +5.3%
Pensions
a) £43525 (same)
b) £76784 (+1188)
c) £69317 (+1324)
d) £71522 (+320)
e) £23816 (+2994)
Total = £284964 (+2994)
Savings/Assets £4275 (-650)
House £128500 (-3000)
House Mort £-26674 (+280)
Car £8350
Total £399415 (-376)
S&P 500 (4080) +5.3%
Pensions
a) £43525 (same)
b) £76784 (+1188)
c) £69317 (+1324)
d) £71522 (+320)
e) £23816 (+2994)
Total = £284964 (+2994)
Savings/Assets £4275 (-650)
House £128500 (-3000)
House Mort £-26674 (+280)
Car £8350
Total £399415 (-376)
Re: 2020
December numbers.
S&P 500 (3839) -5.9%
Pensions
a) £43525 (same)
b) £78560 (+1176)
c) £70606 (+1289)
d) £71728 (+206)
e) £23984 (+168)
Total = £288403 (+3439)
Savings/Assets £2985 (-1290)
House £129500 (+1000)
House Mort £-26395 (+279)
Car £8250 (-100)
Total £402743 (+3328)
S&P 500 (3839) -5.9%
Pensions
a) £43525 (same)
b) £78560 (+1176)
c) £70606 (+1289)
d) £71728 (+206)
e) £23984 (+168)
Total = £288403 (+3439)
Savings/Assets £2985 (-1290)
House £129500 (+1000)
House Mort £-26395 (+279)
Car £8250 (-100)
Total £402743 (+3328)
Re: 2020
It became a new year and I was thinking, I probably don't need to robotically record my numbers each month. They are looking ok for my needs for a long while, so I should focus on other more tangible matters.
Fitness
I had gained some weight gradually without really noticing it and on New Year's day, I weighed myself and was disappointed to see I was 200lbs with puts me in the middle of the overweight category, I'm 5'11. I'm going at my weight and lack of muscles from different angles. My diet was pretty good but I was drinking too many carbs and ended up in a calorie surplus. Also, I was doing zero exercise - with entirely predictable results. So, I've joined a gym for a fixed period starting on the 12th Jan and ending on the 30th of April. This is my main focus, getting up in the morning straight into my gym clothes and then going there for either strength or cardio stuff each day. So far, I'm down to 189 lbs even though I've gained some strength. I'm pleased so far and I'm looking forward to seeing where I can get to.
Mental Health
I haven't been feeling energised or enthusiastic about pretty much anything in a long while and I don't know if this is depression or something else. I'm hoping the exercise will help. Also though, I've been looking at podcasts about related stuff, and the phrase 'dopamine detox' popped up. I am pretty much an IT, internet, and content junkie so maybe I need to try and unplug for a while like some kind of monk...
Work
I'm pondering going back to work in IT for a while for the sweet, sweet cash but I can't bring myself to do it at the moment...
Travel
I have vague plans of getting to sunnier places. On my list are Portugal, Spain, and spots in South East Asia.
Music
Despite having a lot of music written and a pretty well-equipped home studio, I haven't managed to get motivated enough to actually make good recordings of any of my recent stuff. This state of affairs is in of itself quite a downer.
Dating
I am having the very common problem of finding a partner in the 21st century. I think it would be good to solve this problem before I travel because traveling as a couple should be more fun than going alone.
Well, that was quite depressing - do you just want the numbers?
Fitness
I had gained some weight gradually without really noticing it and on New Year's day, I weighed myself and was disappointed to see I was 200lbs with puts me in the middle of the overweight category, I'm 5'11. I'm going at my weight and lack of muscles from different angles. My diet was pretty good but I was drinking too many carbs and ended up in a calorie surplus. Also, I was doing zero exercise - with entirely predictable results. So, I've joined a gym for a fixed period starting on the 12th Jan and ending on the 30th of April. This is my main focus, getting up in the morning straight into my gym clothes and then going there for either strength or cardio stuff each day. So far, I'm down to 189 lbs even though I've gained some strength. I'm pleased so far and I'm looking forward to seeing where I can get to.
Mental Health
I haven't been feeling energised or enthusiastic about pretty much anything in a long while and I don't know if this is depression or something else. I'm hoping the exercise will help. Also though, I've been looking at podcasts about related stuff, and the phrase 'dopamine detox' popped up. I am pretty much an IT, internet, and content junkie so maybe I need to try and unplug for a while like some kind of monk...
Work
I'm pondering going back to work in IT for a while for the sweet, sweet cash but I can't bring myself to do it at the moment...
Travel
I have vague plans of getting to sunnier places. On my list are Portugal, Spain, and spots in South East Asia.
Music
Despite having a lot of music written and a pretty well-equipped home studio, I haven't managed to get motivated enough to actually make good recordings of any of my recent stuff. This state of affairs is in of itself quite a downer.
Dating
I am having the very common problem of finding a partner in the 21st century. I think it would be good to solve this problem before I travel because traveling as a couple should be more fun than going alone.
Well, that was quite depressing - do you just want the numbers?
Re: 2020
Nice going on the working out and getting weight moving in the right direction!
Maybe, maybe not, I'm not trying to poke fun. I suppose it depends on personality. It occurred to me that if traveling, having new experiences, and being in sunnier climes will do your mood and enjoyment of life a lot of good, it might be best not to delay or set up pre-conditions. Because that's one extra box you're prospective partner will have to tick, right?
One approach might be to get going now, begin reaping the benefits of travel, and if you do like travel, one of the best ways to find someone who likes to travel is to find other travelers while traveling. If finding other like-minded folks is a priority, you can easily optimize your travel strategy to find these sorts of people, who tend to be easy going and open minded and up for adventure and uncertainty.
Cool update. Much more interesting than just numbers.
Oh, you do, huh.
Maybe, maybe not, I'm not trying to poke fun. I suppose it depends on personality. It occurred to me that if traveling, having new experiences, and being in sunnier climes will do your mood and enjoyment of life a lot of good, it might be best not to delay or set up pre-conditions. Because that's one extra box you're prospective partner will have to tick, right?
One approach might be to get going now, begin reaping the benefits of travel, and if you do like travel, one of the best ways to find someone who likes to travel is to find other travelers while traveling. If finding other like-minded folks is a priority, you can easily optimize your travel strategy to find these sorts of people, who tend to be easy going and open minded and up for adventure and uncertainty.
Cool update. Much more interesting than just numbers.
Re: 2020
Good update, thanks for writing!
What's stopping you there:
What's stopping you there:
Sometimes I feel like my own expectations of myself prevent me from having fun. Like when I want a project or craft to go really well, I don't want to start it until I'm in the right "mood" for it. Well, mood often comes while doing, so if I frame it as "I'm just going to fool around for a couple of hours", sometimes that breaks the mental barrier.
Re: 2020
Well; I went back to work in April.
Fitness
I haven't renewed my gym membership since I rejoined work and I haven't been feeling great. I've decided to not drink alcohol for a while - as of the last couple of weeks - and see if my overall feeling of health improves. I managed to keep the weight out that I lost when I was in the gym, which atleast is something - so about 185lbs and 5'11.
Music
I have actually started doing a lot of music again. I've souped up my home studio a little more and I've done quite a bit of songwriting and recording.
Lot's of ideas at the moment.
Mental Health
I've been feeling a bit washed out and tired. I did have tests done and I've had low iron and vitamin D etc. Trying to improve my diet and have supplements and see if this improves.
Work
I am back at work but essentially working from home. The money is most welcome. I'm thinking I could do up to another year.
Travel
My vague plans for travel are on hold while I'm back in work, I will come back to this after my latest spell in work comes to an end.
Dating
I've given up on the online dating thing.
Today's' numbers. I think we need those once in a while. Comparison to end of 2022 in parentheses.
Pensions
(a) £45000 (+1475)
(b) £78406 (-154)
(c) £72180 (+1574)
(d) £74174 (+2446)
(e) £35819 (+11835)
total = £305578 (+17175)
Savings/Assets £-945 (-3930)
House £135000 (+5500)
Mortgage £-24143 (+2252)
Car £8250 (0)
Total £423741 (+20998)
Fitness
I haven't renewed my gym membership since I rejoined work and I haven't been feeling great. I've decided to not drink alcohol for a while - as of the last couple of weeks - and see if my overall feeling of health improves. I managed to keep the weight out that I lost when I was in the gym, which atleast is something - so about 185lbs and 5'11.
Music
I have actually started doing a lot of music again. I've souped up my home studio a little more and I've done quite a bit of songwriting and recording.
Lot's of ideas at the moment.
Mental Health
I've been feeling a bit washed out and tired. I did have tests done and I've had low iron and vitamin D etc. Trying to improve my diet and have supplements and see if this improves.
Work
I am back at work but essentially working from home. The money is most welcome. I'm thinking I could do up to another year.
Travel
My vague plans for travel are on hold while I'm back in work, I will come back to this after my latest spell in work comes to an end.
Dating
I've given up on the online dating thing.
Today's' numbers. I think we need those once in a while. Comparison to end of 2022 in parentheses.
Pensions
(a) £45000 (+1475)
(b) £78406 (-154)
(c) £72180 (+1574)
(d) £74174 (+2446)
(e) £35819 (+11835)
total = £305578 (+17175)
Savings/Assets £-945 (-3930)
House £135000 (+5500)
Mortgage £-24143 (+2252)
Car £8250 (0)
Total £423741 (+20998)
Re: 2020
Fitness
I have renewed my gym membership for a fixed period of time aim to make progress on aerobic fitness as well as better body composition.
Music
Is going well, I have played some on my songs at an 'open mike' and the went down very well.
Mental Health
I have a diagnose for low T and now I have a prescription for replacement. I started in the last few days but already feel a lot better.
Work/Travel
I am aiming of working in my current job for the foreseeable few months and then swapping for an IT job that allows remote working while abroad.
Dating
Unexpectedly, I now have a girlfriend... Shocked and stunned.
I have renewed my gym membership for a fixed period of time aim to make progress on aerobic fitness as well as better body composition.
Music
Is going well, I have played some on my songs at an 'open mike' and the went down very well.
Mental Health
I have a diagnose for low T and now I have a prescription for replacement. I started in the last few days but already feel a lot better.
Work/Travel
I am aiming of working in my current job for the foreseeable few months and then swapping for an IT job that allows remote working while abroad.
Dating
Unexpectedly, I now have a girlfriend... Shocked and stunned.
Re: 2020
Just the numbers.
Pensions
(a) £45000 (same)
(b) £78815 (+409)
(c) £71785 (-396)
(d) £74658 (+484)
(e) £41277 (+5458)
total = £311534 (+5955)
Savings/Assets £-3512 (-2567)
House £135000 (same)
Mortgage £-23860 (+283)
Car £8250 (same
Total £427412 (+3671)
Pensions
(a) £45000 (same)
(b) £78815 (+409)
(c) £71785 (-396)
(d) £74658 (+484)
(e) £41277 (+5458)
total = £311534 (+5955)
Savings/Assets £-3512 (-2567)
House £135000 (same)
Mortgage £-23860 (+283)
Car £8250 (same
Total £427412 (+3671)
Re: 2020
I have a new retirement timeline. I'm getting quite well rewarded in work at the moment and I'm going to try and keep motivated for another year. I didn't want to retire before the fabled stock market crash but the market doesn't seem to have received the memo.
Re: 2020
End of October numbers, still working.
Pensions
£45000 (same)
£80428 (+1613)
£72163 (+378)
£74612 (-46)
£44468 (+3191)
total = £316671 (+5136)
Savings/Assets -£5105 (-1593)
House £132500 (-2500)
Mortgage £-23578 (282)
Car £8000 (-250)
Total £428488 (+1075)
Pensions
£45000 (same)
£80428 (+1613)
£72163 (+378)
£74612 (-46)
£44468 (+3191)
total = £316671 (+5136)
Savings/Assets -£5105 (-1593)
House £132500 (-2500)
Mortgage £-23578 (282)
Car £8000 (-250)
Total £428488 (+1075)
Re: 2020
End of November 2023.
Pensions
£45000 (same)
£82860 (+2432)
£79562 (+7399)
£75433 (+821)
£47664 (+3196)
total = £330519 (+13848)
Savings/Assets £-5360 (-255)
House £134000 (+1500)
Mortgage £-23293 (285)
Car £8000 (0)
Total £443866 (+15378)
Another change of timeline. Will be retiring again at the end of Feb 2024. Planning some slow travelling near the Med with my partner from then on.
Pensions
£45000 (same)
£82860 (+2432)
£79562 (+7399)
£75433 (+821)
£47664 (+3196)
total = £330519 (+13848)
Savings/Assets £-5360 (-255)
House £134000 (+1500)
Mortgage £-23293 (285)
Car £8000 (0)
Total £443866 (+15378)
Another change of timeline. Will be retiring again at the end of Feb 2024. Planning some slow travelling near the Med with my partner from then on.
Re: 2020
December, end of 2023.
Pensions
£45000 (same)
£83119 (+259)
£83063 (+3501)
£77246 (+1813)
£50865 (+3201)
total = £339292 (+8774)
Savings/Assets £-4947 (-413)
House £132500 (-1500)
Mortgage £-23010 (282)
Car £8000 (0)
Total £451836 (+7969)
For the year I was up from £402743 to £451836, approx 12%
Pensions
£45000 (same)
£83119 (+259)
£83063 (+3501)
£77246 (+1813)
£50865 (+3201)
total = £339292 (+8774)
Savings/Assets £-4947 (-413)
House £132500 (-1500)
Mortgage £-23010 (282)
Car £8000 (0)
Total £451836 (+7969)
For the year I was up from £402743 to £451836, approx 12%