Five Years, Lord Willing

Where are you and where are you going?
Jason
Posts: 120
Joined: Mon Jan 30, 2017 8:37 am

Re: Five Years, Lord Willing

Postby Jason » Thu Feb 16, 2017 2:39 pm

Strictly rolled oats here.

The bacon egg and cheese days are firmly in the past.

Jason
Posts: 120
Joined: Mon Jan 30, 2017 8:37 am

Re: Five Years, Lord Willing

Postby Jason » Sat Feb 18, 2017 11:04 am

My Mint net worth is now $426,600.33, up $3,276.93 this week primarily due to a few individual stock (ATVI popped/CYNO is being purchased). I would never debate John Bogel but I like individual stocks.

I still don't feel secure that we will never be poor again. I don't know if a specific number makes that go away or not. Maybe I'll find out some day, maybe I won't. Hopefully I just won't be poor again because that is no fun.

Jason
Posts: 120
Joined: Mon Jan 30, 2017 8:37 am

Re: Five Years, Lord Willing

Postby Jason » Mon Feb 20, 2017 7:33 am

Its interesting to me that some people are predisposed to behavior and cognizance towards ERE without outside influence. I am not. This is an epic internal struggle. I am a house divided.

I was watching the TV show Gomorrah last night. I understand many of you don't own a TV. But for those who do, I recommend it.

A character on the show was smoking one of those stupid, annoying, pretentious e-cigs. Another character said at "least its good for your health" to which the smoker responded "I don't care about my health" to which the other character responded "Then why did you give up smoking?" The smoker responded "I give up one thing a year. A person who doesn't need anything is afraid of nothing." Not only is it debatable as to whether he gave something up but this was spoken by a mobster who lives in a multi-million dollar home (the rational/irrational dialect is the mother of the sacred/profane in mobster shows).

So I thought about that. What can I give up? These are some of the option:

- TV (never will happen, my wife is involved and I won't be able to write incredibly compelling posts like this one)s;
- Books - Highly possible but will take extreme psychological effort;
- Any food/beverage not emanating from mi casa. I am close on that one. Just a few new tweaks.
- Clothes - Not completely but very close;
- Jewelry for my wife - So far so good but impulse always there;

Cutting out on-going expenses is obviously key. So far I have only been working on reducing expenses. Ok, that's enough. There's a new episode of "Billions" I need to get to.

Jason
Posts: 120
Joined: Mon Jan 30, 2017 8:37 am

Re: Five Years, Lord Willing

Postby Jason » Mon Feb 20, 2017 8:30 am

Following up on that blistering provocative, preceding post, I just had a cup of coffee with 1/2 and 1/2.

It made me think, why do I drink coffee, for function (caffeine) or pleasure (taste). Well, the answer is both But I can give up the 1/2 and 1/2 if I move to view coffee on strictly functional grounds, a move that has both economic (don't have to buy it) and health benefits (less fat).

It's about $36.00 to $50.00 a year. I'm not fat, but I can stand to lose a few pounds so that helps.

Ok. No more 1/2 and 1/2. Along with other dairy products and bread, that has to add up.

That leads to Mayonnaise which I put in my tuna. Tuna and rice is good but dry tuna sandwiches sucks big ol' donkey balls. So I have to think about that one in more detail.

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C40
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Joined: Thu Feb 17, 2011 4:30 am
Location: Western U.S.
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Re: Five Years, Lord Willing

Postby C40 » Mon Feb 20, 2017 11:39 am

I haven't used done this but maybe adding some oils with good fats to the tuna would get rid of the dryness and also improve your omega 6:3 ratio or just get some other good fats. I mean oils like olive, fish, flaxseed, coconut, etc.

Jason
Posts: 120
Joined: Mon Jan 30, 2017 8:37 am

Re: Five Years, Lord Willing

Postby Jason » Mon Feb 20, 2017 12:05 pm

Thank you for the suggestion. Inspired by the array of Netflix documentaries on the food industry, we decided to go Vegan. After the first meal, I was hurling in the bathroom like a freshman after his/her first kegger.

I never put much thought into food but now I have to. Getting old for one and I realize how much one can save.

Wads
Posts: 7
Joined: Mon Feb 06, 2017 7:50 pm

Re: Five Years, Lord Willing

Postby Wads » Mon Feb 20, 2017 9:49 pm

Jason wrote:Inspired by the array of Netflix documentaries on the food industry, we decided to go Vegan.

HA! Same here. Last March I attempted to make the switch and quickly found that cutting out dairy is no easy task. The meat was not an issue, but it took almost a full year (dairy free for 3 weeks now) before dairy was out of my diet. I feel so much better now I see no reason for going back!

Jason
Posts: 120
Joined: Mon Jan 30, 2017 8:37 am

Re: Five Years, Lord Willing

Postby Jason » Tue Feb 21, 2017 6:12 am

I have pretty much given up on maintaining a rigorous and thorough vegan diet. But I have cut dairy and chicken. Occasionally I have meat.

But for me, it also included other processed foods that I have rid myself of.

Its an aspiration but I don't think a reality for me in this lifetime.

Jason
Posts: 120
Joined: Mon Jan 30, 2017 8:37 am

Re: Five Years, Lord Willing

Postby Jason » Wed Feb 22, 2017 6:04 am

Good News: Markel popped $16.52 yesterday. It is my highest cost per share stock: I bought 7 shares between $880-$900 last quarter. So yesterday I "made" $115.64 and spent $0 on stuff I shouldn't buy. I went food shopping and passed on the peanut butter cups. The stock is now at $981.00 so I've made over $500.00 which is good as income has tailed off. I've had a good run on picking individual stocks.

Bad New: Me. When it comes down to everything, that is the problem isn't it? The burdensome self. The mortal coil. The sinful flesh. My biggest problem is replaying past failures instead of learning from them. Or believing I could have "been" someone else. I am me, this is where I am and it aint pretty. I self-flagellate like Luther before he learned of grace. Its a bad habit. I need to stop.

Jason
Posts: 120
Joined: Mon Jan 30, 2017 8:37 am

Re: Five Years, Lord Willing

Postby Jason » Sat Feb 25, 2017 6:38 am

Mint Report: $430,373.78. - up $3,773.78 this week. Stock market still over heating and condo assessment went up. I have managed to sock $2,200.00 in cash portion of investment accounts in order to purchase upon inevitable dip.

Have not purchased lunch this month. Have used spare change to buy DD coffee but what can you do. As stated before, we have a moratorium on book buying so that should help.

Jason
Posts: 120
Joined: Mon Jan 30, 2017 8:37 am

Re: Five Years, Lord Willing

Postby Jason » Tue Feb 28, 2017 11:28 am

Vacation planning. Trying to keep costs down. We don't fly so that helps. Usually an Inn type setting.

We are fast moving to a money or your life mentality which is really the key. Thank you good people.

Tax preparation begins this Friday. We'll see how that goes. In the death vs. tax equation I am more afraid of taxes. I know I'm on right terms with God. The IRS, not so much.

Jason
Posts: 120
Joined: Mon Jan 30, 2017 8:37 am

Re: Five Years, Lord Willing

Postby Jason » Wed Mar 01, 2017 4:11 pm

Last fall I was walking into the bagel shop and a lady hit my car. I yelled at her. A lot. So much so that there was a threat of a public disturbance charge so I apologized. I have not returned to the bagel shop. My insurance company just sent me back my $200.00 deductible so I think I lost $25.00 on the whole ordeal.

$200.00 is once again "big" money for me. That's $200.00 for the index fund or $200.00 off the mortgage.

My wife knocked off $100 a night on our three night vacation.

Jason
Posts: 120
Joined: Mon Jan 30, 2017 8:37 am

Re: Five Years, Lord Willing

Postby Jason » Sat Mar 04, 2017 5:53 am

(1) The bean counters at Mint have informed me that my net worth is up $850.00 to $431,222.98. Praise God.

(2) My wife made it official: no more books. End of discussion.

(3) I met with my tax preparer yesterday. He is 70 and met a chick around the corner from where he lives on Plenty of Fish. So he is getting laid for the first time in decades and was in a really good mood, which helped because he usually makes it like he's doing me a fucking favor. The chick is five years younger than him but supposedly they're going at it like teenagers. I think old age is actually the easiest time to get laid for a guy because their are so many old single ladies. I mean this is a nice enough guy but he's no Cary Grant. Actually, come to think of it, he looks like a ring smuggler in one of those middle earth nonsense movies. The chick wants to marry him but he convinced her that if they did, if he got sick, she would have to pay for it, so that ended that love. To me, I envision being with an old lady like riding a roller coaster, its scary, but you get on anyways, its starts out bumpy, but then you just close your eyes and before you know it its exciting and your screaming at the top of your lungs. Then you get off, look back at what you just did and proceed to puke in the bushes.

But what he told me is that he is living on 30K a year and we live in pretty much the same area. Actually, I'm assuming his taxes are higher. So that was encouraging. I'm not big on where I live but its good to know if I get stuck here I could have a go of it.

Wads
Posts: 7
Joined: Mon Feb 06, 2017 7:50 pm

Re: Five Years, Lord Willing

Postby Wads » Sun Mar 05, 2017 10:30 pm

Jason wrote:I envision being with an old lady like riding a roller coaster, its scary, but you get on anyways, its starts out bumpy, but then you just close your eyes and before you know it its exciting and your screaming at the top of your lungs.

The start is only bumpy if you choose not to use WD-40

K60
Posts: 20
Joined: Tue Sep 09, 2014 5:59 pm

Re: Five Years, Lord Willing

Postby K60 » Fri Mar 10, 2017 12:34 pm

A good site for vegan recipes: http://ohsheglows.com

Also try: http://budgetbytes.com and search for vegan

Jason
Posts: 120
Joined: Mon Jan 30, 2017 8:37 am

Re: Five Years, Lord Willing

Postby Jason » Thu Mar 23, 2017 2:51 pm

I have more hatred for the Taxman than George Harrison.


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